P2P Lending / NFT Lending Forum

I started investing in 2014 and added most of my money in the first quarter of 2015.  I haven't added anything since then, but have reinvested, mostly in C,D, E notes.  I invest in both new and resale notes.  I have over 1000 notes bought new and an average weighted interest rate of 16.45%.  The average age is 17.9 mos and my blue dot is near the top of the crowd--I don't stand out from the crowd, but I'm near the top of it.  My adjusted ANR is 6.37% and my non-adjusted is 8.97.  That being said, I've noticed a definite increase in bad loans the past few months.  My adjustment is higher than it has ever been.  However, according to the press, that is not unusual, in fact LC has raised its rates twice in the last few months because losses have exceeded expectations.

One to try is Kickfurther http://kickfurther.com/s/bvy454dcnd" class="bbc_link" target="_blank">http://kickfurther.com/s/bvy454dcnd is a referral link; use it and you get $5.00 to invest.  You can read more about it on my blog at http://racingtowardretirement.blogspot.com/2015/06/new-product-kickfurthercom.html" class="bbc_link" target="_blank">http://racingtowardretirement.blogspot.com/2015/06/new-product-kickfurthercom.html