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Messages - serena_gallo

Pages1
#1
Investors - LC / Recovery rate
March 19, 2020, 11:00:00 PM
Hi everyone,
Is correct to assess Recovery rate on Lending Club chargedoff loans in this way:
(recoveries-collections)/(loan_amount-total_rec_principal)
or It is more appropriate to this calculation:
total_rec_principal+recoveries/ loan_amount

Any suggestion?
#2
General P2P Lending Discussion / Recovery rate
March 19, 2020, 11:00:00 PM
Hi everyone,
Is correct to assess Recovery rate on Lending Club chargedoff loans in this way:
(recoveries-collections)/(loan_amount-total_rec_principal)
or It is more appropriate to this calculation:
total_rec_principal+recoveries/ loan_amount

Any suggestion?
#3
Investors - LC / Repeated borrower
March 10, 2020, 11:00:00 PM
Hi everyone,

I have a question. It is possible to detect borrowers that apply for more loans?
Pages1