P2P Lending / NFT Lending Forum

Take out an equity loan and pay them all off. The interest will be lower and you can deduct it on your taxes. This assumes you own your home.

Otherwise, check into balance transfers to lower interest cards and start paying more than the minimum.

Too many cards open (with balances or not) will lower your credit score.

Hello, my name is Jessica, I am 25 now and will be finishing school now..

Couple questions about student loans and credit.

So, do they affect the credit score?

I don't have any job right now, and I am constantly looking, how much time will I have to start paying them off?

I will have around $40,000 total of debt and just want to see how it will affect my credit because I plan on buying a home in the next 3 years.

Do student loans will hurt my credit?

Will I need to hire a a https://raiseupcreditrepair.com/" class="bbc_link" target="_blank">credit repair company so I have a score of 700 at least?

Lets say I find a job at 80k, how much should I pay them off?

Not sure what the interest is.

Anyway, thanks! and I hope I am in the right category!