P2P Lending / NFT Lending Forum

Combined ANAR:                            6.18%
Weighted Average Interest Rate:      15.88%
Weighted Average Age of Portfolio: 19.4 mos
Number of Notes:                     1,028

A (2.0%) B (8.5%) C(28.1%) D(35.4%) E(16.9%) F(6.8%) G(2.3%)
Term   36(62.8%) 60(37.2%)

vs All Accounts:
67.63
vs Similar Age Accounts: (19.4 mos.)
81.34
vs Similar Age and WAIR Accounts: (WAIR 15.88)
82.82

Yes. i have been in Lending Club and Prosper for about 3 years now.  I have been invested at Peer Street for about 8 months, with two accounts, one is an IRA.  I invested about $20k each.   YTD returns are about 9.6%.  I invest typically in notes with rates at 9% or more, I have had some 11% notes, but those seem to be far and few between. I also limit my note terms to less than 12 months.
as far as i am aware, Peer street has not had any note defaults since inceptions.  I have about 15 notes in each account currently and I have had about 5 or 6 notes that have been paid off.  I look at Peer Street, and Lending Club and Prosper as just being another way of diversifying investments.   I really like Peer Street as I don't get frustrated like I do with lending Club  and Prosper over all the loan defaults.  Actually, Peer Street is almost boring compared to Lending Club as you really don't have to do much once you become fully invested.  At $1,000 minimum per note vs $25 with Lending Club, and with no defaults so far under Peer Street, you just sit back and collect your interest each month.  You can set up automatic investment filters so that if a note does get paid off, and some get paid off early, then your dollars get re-invested.  Also by referring family and friends, you can receive a one time 1% interest rate bump for your next note investment. Also, Peer street gives you a one time investment bump on your Birthday too.   I have a couple of 12% notes due to the 1% bumps.  So, I have had nothing but good experience with Peer Street. I like the returns, I like the fact that I see no defaults (so far) and it fits into my diversification strategy.

http://www.peerstreet.com/join?ref=3e4rb4a" class="bbc_link" target="_blank">http://www.peerstreet.com/join?ref=3e4rb4a

Yes. i have been in Lending Club and Prosper for about 3 years now.  I have been invested at Peer Street for about 8 months, with two accounts, one is an IRA.  I invested about $20k each.   YTD returns are about 9.6%.  I invest typically in notes with rates at 9% or more, I have had some 11% notes, but those seem to be far and few between. I also limit my note terms to less than 12 months.
as far as i am aware, Peer street has not had any note defaults since inceptions.  I have about 15 notes in each account currently and I have had about 5 or 6 notes that have been paid off.  I look at Peer Street, and Lending Club and Prosper as just being another way of diversifying investments.   I really like Peer Street as I don't get frustrated like I do with lending Club  and Prosper over all the loan defaults.  Actually, Peer Street is almost boring compared to Lending Club as you really don't have to do much once you become fully invested.  At $1,000 minimum per note vs $25 with Lending Club, and with no defaults so far under Peer Street, you just sit back and collect your interest each month.  You can set up automatic investment filters so that if a note does get paid off, and some get paid off early, then your dollars get re-invested.  Also by referring family and friends, you can receive a one time 1% interest rate bump for your next note investment. Also, Peer street gives you a one time investment bump on your Birthday too.   I have a couple of 12% notes due to the 1% bumps.  So, I have had nothing but good experience with Peer Street. I like the returns, I like the fact that I see no defaults (so far) and it fits into my diversification strategy.