P2P Lending / NFT Lending Forum

https://forum.lendacademy.com/index.php?topic=4296.msg39710#msg88888888Quote"> from: fliphusker on February 14, 2017, 01:39:13 PM

Is this in relation to when the loan was originally funded? Or are there subsequent credit checks during the loan term? Example: Original credit score 750, a year in 650, listed in secondary market 680. The trend is up from last check but down from the first check.

I have 73570000 and 77130000.

I've been waiting for years to invest on the Prosper platform.  Does anyone know why Lending Club can pull off getting access to Texas investors but Prosper can't?

This is how they last replied to my inquiry:

"The remaining states require that we complete a securities regulatory process with each of them individually. We do not have any further information to provide. Prosper has been trying to get approval from your state since our relaunch in 2009."

I know that Lending Club allowed accredited investors to access their secondary market notes prior to getting approval. I'm an accredited investor and I only invest in the secondary market anyway.

Their response to my inquiry about that:

"Prosper does have investment fund options available for accredited investors in any state."

I'm only interested in investing in individual notes. Has anyone here that lives in a disallowed state been allowed to buy notes on the secondary market?

https://forum.lendacademy.com/index.php?topic=3938.msg36091#msg88888888Quote"> from: Fred93 on June 15, 2016, 01:16:06 PM

I suppose I discovered one of the pitfalls of API buying. Garbage in garbage out.

Note ID            Loan ID     Order ID           Bid Price    Markup/Discount   YTM          Interest Rate   Loan Class   FICO     Payments Left   Original Note   Credit Trend
20112917         3625944     103796991   $16.95         -73.02               220.42       17.27              C5                     680            23                    125            FLAT

One of $300 worth of notes all with the same YTM I bought this morning. Unfortunately I found out I wasn't storing the outstanding principal so I can't see how good or bad I did.
This link https://www.lendingclub.com/account/loanPerf.action?loan_id=3625944&order_id=103796991&note_id=20112917" class="bbc_link" target="_blank">https://www.lendingclub.com/account/loanPerf.action?loan_id=3625944&order_id=103796991&note_id=20112917 doesn't work.

Now I filter out all notes with unlikely discounts.

Anil I'm curious how your system handles if multiple buyers' filter settings result in customers vying for the same note(s)? Which customer gets the note(s)? Do you process with the customers randomly sorted for each session?

https://forum.lendacademy.com/index.php?topic=3910.msg35830#msg88888888Quote"> from: Fred on June 08, 2016, 11:27:39 PM

They keep changing the splash screen.

Lending Club is Performing a System Upgrade

The Lending Club website is temporarily unavailable due to a system upgrade. Please check back in 2-3 hours.

We apologize for any inconvenience and appreciate your patience.

- The Lending Club team

Now


We're Sorry

Our website is temporarily down due to a data center outage.

We're working on the problem and will be back up and running soon. Thanks for your patience.

We're Sorry

The Lending Club website is temporarily unavailable.

Thanks for your patience, we'll be back online soon.


First time I've seen that. The API doesn't work either.

Had a problem with the Foliofn API. Ended up having to add Content-Type: application/json to the header to solve a 401 error. All's good now.