P2P Lending / NFT Lending Forum

https://forum.lendacademy.com/index.php?topic=2473.msg33028#msg33028">Quote"> from: fliphusker on March 17, 2016, 05:10:35 PM

https://forum.lendacademy.com/index.php?topic=3696.msg32940#msg32940">Quote"> from: dompazz on March 09, 2016, 11:02:21 PM

Anybody notice how few 36 month notes have been available? I noticed today at one point there were no B or lower grades available. This seems to be a downward trend with bower ears having a bigger appetite for 60's. Maybe some of the old timers can share some trends they have experienced?

https://forum.lendacademy.com/index.php?topic=3689.msg32895#msg88888888Quote"> from: michael49 on March 06, 2016, 09:04:55 AM

+1 Don't see any sense to it, unless LC is going to market it against Prosper? Anybody have any data how on many loans are 35k now?

Great news, keep it up Jon and Nathan! 

https://forum.lendacademy.com/index.php?topic=3678.msg32751#msg88888888Quote"> from: fliphusker on February 28, 2016, 06:54:13 PM

Any update or time frame on Folio auto invest/sell feature for the BV / IR merger?

I'm 100% 36, with not intention to look at 60. It seems the more you read and research about 60's the more you want to stay away from them. I would rather continually reinvest in 36's with slightly less ROI, than take the risk with 60's. I thought read something about LC doing 72 and increasing max loan amounts, that would be scary. If I'm a borrower and my mindset is too payoff a CC and I want to extend the term to 60, I'm really not focused on paying it off, just lowering my payment so I can charge more, with 36 I believe people are focused on paying down their debt quicker. These are just my opinions of course but I understand this mentality as I have dealt with it my professional life for 18 years sitting down and talking to people face to face.