P2P Lending / NFT Lending Forum

Alright, I am late.

P2P lending started in 2006...I didn't know it until Jan 2013. That is 7 years later...I missed so much earning opportunities.

P2P currency bitcoin started in 2009, I didn't know it until Feb 2013, still didn't really know what was it, until March 2013 and decided to start mining...I missed all the golden opportunities..


It just makes me wonder, what are the trend going on now and not known to most people? How to know about this kind of opportunities?

Sometime we see notes that looks like high risk or feel that way.

but...may be there is that one or two hints that this may not be the case, or even if it is the case, you will still make that exception.

So, what are your exception to high risk note?


The only exception I made so far if that person is involved with the military. what do you guys think?

Alright, I will start the first post.  https://forum.lendacademy.com/Smileys/default/smiley.gif" alt=":)" title="Smiley" class="smiley" />

What do you guys think of profiting from the secondary market?

Just wondering...if it got listed....what is the effect on investors like us?

I bought a few notes and invested more than $25 on these notes simply because I was touched by their description.

One of them was to rebuild a house blown away by Hurricane Sandy. At that time, I just wanted to help him out. I live in NYC, so I know how bad was the hurricane.

Another one was a medical bill for her sick daughter, was touched by the description.

Today I invested in another one who wants to get married, need to borrow money for a venue to marry, he or she has enough for the ring, but does not have enough to rent venue, stated that they can't go to churches because they do not recognize same sex marriage, felt for their predicament and just wanted to give a helping hand.

Sometimes it just makes me wonder if I am investing or doing charity...do you guys have similar experience?