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Messages - HighROI

#1
It would be interesting to know how fellow investors came across Lending Club and Prosper.

For me, in March 2010 while I was studying and researching notes and bonds I came across Prosper's website in a Google search, from there I looked up Prosper in Wikipedia and learned of Lending Club.
#2
Investors - LC / Still having trouble with Foliofn
December 31, 1969, 06:00:00 PM
The new bug surely arrived, now many notes are showing ridiculous yield to maturity rates which makes sorting by ytm impossible.

https://forum.lendacademy.com/proxy.php?request=http%3A%2F%2Fi1081.photobucket.com%2Falbums%2Fj355%2FBeachCell%2FLC.jpg&hash=ac38058d770c7ee41a853f650ab798b0" alt="" class="bbc_img" />
#3
Investors - P / Prosper Roth IRA
November 26, 2012, 11:00:00 PM
https://forum.lendacademy.com/index.php?topic=211.msg716#msg88888888Quote"> from: MarkTrader on October 22, 2012, 10:22:17 AM
#4
General P2P Lending Discussion /
November 12, 2012, 11:00:00 PM
According to the data provided by LC, there is a clear relationship between amount requested and outstanding debt with the default rate.


Here are the results of defaults to loans out of the two categories credit card refinance and debt consolidation. Included are only loans till end of June 2012. Calculations are based on amount requested and not amount issued.


1 = Outstanding debt equal to amount requested
.5 = Requested double outstanding debt

Defaults/loans

1 or more
938 of 19750 4.7%

.6 and under
448 of 8249 = 5.4%

.5 and under
369 of 6226 5.9%

.4 and under
278 of 4458 = 6.2%