Includes a mandatory arbitration clause and a class action waiver at the bottom. If Prosper does something slimy, good luck going after them.
In Prosper's defense, many companies include these clauses in their contracts, i.e. Comcast.
Given the fact that there is an existing class action lawsuit against Prosper it would be a shock if there wasn't that wording in there.
The important thing to note is that investors need to login to Prosper and approve that agreement before they will be able to invest. All Automated Quick Invests are suspended until people approve the new agreement.