P2P Lending / NFT Lending Forum

Prosper Discussion => Investors - P => Topic started by: priuspilot on November 30, 2012, 11:00:00 PM

Title: Are incentives backfiring?
Post by: priuspilot on November 30, 2012, 11:00:00 PM
As a Prosper investor, I pumped much more money into my account when the 3% and 2% deals were being offered at the end of October and through November. Now I find myself waiting on the sidelines for the next incentive. Just curious as to what people's thoughts on this were.
Title: Are incentives backfiring?
Post by: Peter on December 31, 1969, 06:00:00 PM
I deployed ~10k last month.  My read of decreased origination volume + increased listing volume is that capital is spread out over more loans, ergo, fewer loans are receiving enough investment to fund.  I expect this to clear up as the S1 becomes effective / BRE goes live, which seems imminent.  I think the incentives were intended to try to keep origination volumes up as many wait on sidelines for the S1.

I wouldn't expect to see more incentives unless the S1's effectiveness is delayed...
Title: Are incentives backfiring?
Post by: TravelingPennies on December 31, 1969, 06:00:00 PM
from: PeerLend on December 01, 2012, 04:50:25 PM
Title: Are incentives backfiring?
Post by: TravelingPennies on December 31, 1969, 06:00:00 PM
from: priuspilot on December 01, 2012, 11:11:16 PM