Title: Cumulative ROI by Vintage Beginning 14Q1
Post by: Rob L on January 10, 2018, 11:00:00 PM
Post by: Rob L on January 10, 2018, 11:00:00 PM
These tables are another way to look at the Cumulative ROI numbers provided in graph form by Insikt's excellent web site.
Similar tables are available in an LC thread, but the data here are less current than that available from LC.
Similar tables are available in an LC thread, but the data here are less current than that available from LC.
Title: Cumulative ROI by Vintage Beginning 14Q1
Post by: TravelingPennies on January 10, 2018, 11:00:00 PM
Post by: TravelingPennies on January 10, 2018, 11:00:00 PM
Comparison of the cumulative ROI of B,C,D,E grades to A grade loans.
Prosper loans for the most part display a positive consistent risk premium, unlike LC loans. Particularly in the most risky loan grades.
From this data Prosper rewards lenders for holding more risky loans, as should be expected.
Prosper loans for the most part display a positive consistent risk premium, unlike LC loans. Particularly in the most risky loan grades.
From this data Prosper rewards lenders for holding more risky loans, as should be expected.