P2P Lending / NFT Lending Forum

Lending Club Discussion => Investors - LC => Topic started by: mschoenf on January 05, 2018, 11:00:00 PM

Title: Recoveries: More than usual?
Post by: mschoenf on January 05, 2018, 11:00:00 PM
Anyone else get a ton of them Jan 5?  Not sure it's just the normal amount, but I noticed my paltry Adj. return bumped up .1% to 3.46% which was pleasing and seemed more substantial than in the past.  I have not been investing much for about 1 year.
Title: Recoveries: More than usual?
Post by: larrydag on January 05, 2018, 11:00:00 PM
My adj annualized returns is hovering around 1.8%.  Very low but it was lower than that last month.  Typically end of year is a bad time for loans as a lot of folks don't have as much funds to make payments.  Could be also that collection centers are being staffed up again now that vacations are over.
Title: Recoveries: More than usual?
Post by: lascott on January 05, 2018, 11:00:00 PM
I don't know the timing exactly but it does seem like in the past year they have been more consistent and toward the end/beg of each month I get quite a few (i.e. ~25th through ~7th)
Title: Recoveries: More than usual?
Post by: Lovinglifestyle on January 05, 2018, 11:00:00 PM
Thanks for pointing this out.  I discovered Dec. had $48 recovery and Nov. had $24, up from $2 in Oct.  That's a trend I like!  Didn't have an adj. val jump, but that's because of sales' discounts.
Title: Recoveries: More than usual?
Post by: MarinBB on January 05, 2018, 11:00:00 PM
from: mschoenf on January 06, 2018, 10:44:41 AM
Title: Recoveries: More than usual?
Post by: TravelingPennies on January 12, 2018, 11:00:00 PM
DateRecoveriesLoans
10/27/2017$11.4113
11/29/2017$773.9416
12/5/2017$113.667
12/22/2017$70.5614
12/28/2017$41.155
1/5/2018$86.379

not a ton, but more than usual
Title: Recoveries: More than usual?
Post by: TravelingPennies on March 22, 2018, 11:00:00 PM
Recoveries two days in a rows. Maybe on the 26th and/or 27th too based on Jan or Feb data.  Decided to practive my Pivot Table skills and downloaded a few months worth of data breaking down by month and then by dates within the month.

Title: Recoveries: More than usual?
Post by: TravelingPennies on January 28, 2019, 11:00:00 PM
from: lascott on March 23, 2018, 10:29:26 PM
Title: Recoveries: More than usual?
Post by: Fred93 on January 28, 2019, 11:00:00 PM
Yea.  Looks like they redid the activity page and there is no ability to download.  What's even worse... there's no ability to even SEE all the transactions!

All the payments for a day show up as a single total, and when you click on the total, a window pops up showing the note by note detail.  For me, that popup window is larger than my screen, and it has NO SCROLL BAR, and no way to download, so there's no way to ever see the numbers.

For several years this page has been screwed up, providing no way to reconcile the data (ie like balancing your check book), but now you can't even see the numbers, so there's no way to do anything. Its worthless.
Title: Recoveries: More than usual?
Post by: TravelingPennies on January 28, 2019, 11:00:00 PM
from: Fred93 on January 29, 2019, 10:22:45 PM