Over 3 years I have had a NAR of 8.6% to 10.5% (never lower never higher). My defaults are less than 3% (2.8 as of right now). Please check out my YouTube video and please give my LC Investment strategy a try. It is free for now in Beta!
YouTube Intro:
https://youtu.be/dIE5bVgj8eERegister Here: LCPicks.com
Let me know if you have any questions along the way just send me a message and I'll help out.
Thanks,
-Chris