P2P Forum

Lending Club Discussion => Investors - LC => Topic started by: wdong on August 30, 2016, 11:00:00 PM

Title: high past-due note rate
Post by: wdong on August 30, 2016, 11:00:00 PM
I've been investing in lendingclub and prosper for about 6-9 months.  Here's my number:

Adjustment for Past-Due Notes  ( $547.04 )
Adjusted Account Value             $45,672.05

Adjusted Net Annualized Return 7.42%.  (I heard that the number is already inflated for an account < 1 year old.)

And here are my prosper numbers:

Current $9,861.93
Late      $416.10


Aren't the late ratio a bit too high?
Title: high past-due note rate
Post by: anabio on August 30, 2016, 11:00:00 PM
from: wdong on August 31, 2016, 10:17:33 AM