I suppose I discovered one of the pitfalls of API buying. Garbage in garbage out.
Note ID Loan ID Order ID Bid Price Markup/Discount YTM Interest Rate Loan Class FICO Payments Left Original Note Credit Trend
20112917 3625944 103796991 $16.95 -73.02 220.42 17.27 C5 680 23 125 FLAT
One of $300 worth of notes all with the same YTM I bought this morning. Unfortunately I found out I wasn't storing the outstanding principal so I can't see how good or bad I did.
This link
https://www.lendingclub.com/account/loanPerf.action?loan_id=3625944&order_id=103796991¬e_id=20112917 doesn't work.
Now I filter out all notes with unlikely discounts.
OutstandingPrincipal AccruedInterest AskPrice Markup/Discount YTM Status
60.84 1.93 16.94 -73.01 216.74 Late (31-120 days)
Looks like a distressed note sold for a big discount. 60 days since last payment so there is still a bit of time before charge off.
A lottery ticket.
Go to Folio and BrowseNotes. Click on the link at the bottom "Download Full Inventory" and you will get the file SecondaryMarketAllNotes.csv.
Do this and archive the file before and maybe an hour after you trade so you can go back and look at what was what historically using a spreadsheet program. I happened to have an archived copy that included your note and looked it up there.
The spreadsheet I originally opened to look up your note was still open when I saw your reply.
The NeverLate flag is false so there was definitely a glitch in your filtering.