Lending Club just announced that they're now open to investors from more states in the US.
You can see our recap here:
http://blog.lendingrobot.com/industry/from-what-state-can-you-invest-on-lending-club-in/
No, it looks like Kentucky investors must be accredited. Tennessee is the parallelogram-looking state, in blue, just below Kentucky...
Good luck in the geography-bee.