P2P Forum

Lending Club Discussion => Investors - LC => Topic started by: rj22 on November 05, 2021, 11:43:15 PM

Title: To the Massachusetts business owner who paid off their $13250 loan Nov 5, 2021
Post by: rj22 on November 05, 2021, 11:43:15 PM
We don't know each other, but we've had a good ride together! Back in May of 2018 your finances weren't in great shape, that ~660 credit score implies you were having a bit of a rough time, and you needed to refinance your credit cards. I know that $411.19 monthly payment wasn't always easy, there were a couple of times you only made a partial payment, and you had to defer your payments through COVID--but you made it! You always caught back up on your payments, and today, Nov 5th, 2021, you have finally paid off your loan. Great job! I see things are turning around for you, with that credit score now closing on 720. You must be feeling pretty good right now, and you deserve to feel good--congratulations on getting your financial affairs back in order!

I was one of the 363 people who invested in you back then, through the Lending Club platform. It was new to me in those days, and I was excited about the prospect of being able to get involved in lending directly to folks like you, through peer to peer lending. Alas, it didn't work out as well as I had hoped, Lending Club eventually terminated the peer to peer lending system, and I am exiting the platform.

In fact, yours was the very last loan I still had outstanding on the platform, and today I got the 44 cents that was my share of your final payment, and the last loan payment I will receive. I am sure you were glad to make that final payment, and I am glad to receive it!

As of today, we're both done with Lending Club. Thanks for being a great borrower! So sad we won't be able to do this again.