Title: Attn: Loan ID: 10165805
Post by: BmoreBirds88 on August 08, 2019, 11:00:00 PM
Post by: BmoreBirds88 on August 08, 2019, 11:00:00 PM
Hello everyone,
Glad I found this place as it seems to be the only place where borrowers have some capacity to interact with investors.
If you would kindly review the current loan I have posted on Prosper & consider funding it would be greatly appreciated. I know many of you have preset parameters you like to stick with but I wanted to post this with the hopes to provide a "fuller-picture" outside of some data points.
My income is listed on the prosper application but does not account for my fiancé's income which is within the same bracket Since she had to go to school for quite some time & obtain her Masters I have been the "provider" which means most of our collective debt is under my name. Also, we are not married yet (it's only been 15 years, smh... but we are marrying Spring of 2020) so only our mortgage is in both of our names.
I am looking to obtain the loan to consolidate some debt (not sure why it's listed as "other"). I always pay my bills & have a great job with a major insurance company.
Just wanted to provide a little insight & see if anyone here may be interested in taking a look. More than happy to answer any questions.
Thanks in advance,
- Ben
PS: wrote this in my iPhone & didn't proof read.
Glad I found this place as it seems to be the only place where borrowers have some capacity to interact with investors.
If you would kindly review the current loan I have posted on Prosper & consider funding it would be greatly appreciated. I know many of you have preset parameters you like to stick with but I wanted to post this with the hopes to provide a "fuller-picture" outside of some data points.
My income is listed on the prosper application but does not account for my fiancé's income which is within the same bracket Since she had to go to school for quite some time & obtain her Masters I have been the "provider" which means most of our collective debt is under my name. Also, we are not married yet (it's only been 15 years, smh... but we are marrying Spring of 2020) so only our mortgage is in both of our names.
I am looking to obtain the loan to consolidate some debt (not sure why it's listed as "other"). I always pay my bills & have a great job with a major insurance company.
Just wanted to provide a little insight & see if anyone here may be interested in taking a look. More than happy to answer any questions.
Thanks in advance,
- Ben
PS: wrote this in my iPhone & didn't proof read.
Title: Attn: Loan ID: 10165805
Post by: lascott on August 08, 2019, 11:00:00 PM
Post by: lascott on August 08, 2019, 11:00:00 PM
All sounds very reasonable on the surface. I don't invest in P2P anymore but good luck.
Paying interest is throwing money out the window as most know. With both your income you can snowball this debt yourselves of course. Minimum payments to lowest interest debt. As much as you can to in a payment to your highest interest debt. https://www.google.com/search?q=debt+snowball
https://www.youneedabudget.com/
Paying interest is throwing money out the window as most know. With both your income you can snowball this debt yourselves of course. Minimum payments to lowest interest debt. As much as you can to in a payment to your highest interest debt. https://www.google.com/search?q=debt+snowball
https://www.youneedabudget.com/
Title: Attn: Loan ID: 10165805
Post by: Fred93 on August 08, 2019, 11:00:00 PM
Post by: Fred93 on August 08, 2019, 11:00:00 PM
That loan will quickly fund. Don't worry.
Title: Attn: Loan ID: 10165805
Post by: TravelingPennies on August 09, 2019, 11:00:00 PM
Post by: TravelingPennies on August 09, 2019, 11:00:00 PM
Thanks for the replies.
I think the whole 'being able to see funding status' thing is throwing me off. Suppose I thought it would fund fairly quick considering the risk/return outlook but looks like it might take a few days for investors to get on board.
Appreciate the insight & consideration!
I think the whole 'being able to see funding status' thing is throwing me off. Suppose I thought it would fund fairly quick considering the risk/return outlook but looks like it might take a few days for investors to get on board.
Appreciate the insight & consideration!