I've never paid much attention but now I want to know: Do Charge Offs tend to happen on a certain day? Or is it an automated rolling process?
Seems like the last 3 months I get a spike down in my account value around the 20th of the month. It doesn't seem to match up with my Foliofn sales.
The dates in Payment Log float around, so I don't think I can trust those. And I don't see anything in Account Activity.
So short of scraping your notes every day, how can you figure out what day a note actually moved into Charged Off status?
Yes, I think charge offs happen twice monthly. Sometime around the 5th and the 20th IIRC.