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NEW LOANS:   | 804.eth 2.500 Ξ | remoraid.eth 0.299 Ξ | remoraid.eth 0.299 Ξ | ALL

high past-due note rate

Started by Peter, August 30, 2016, 11:00:00 PM

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wdong

I've been investing in lendingclub and prosper for about 6-9 months.  Here's my number:

Adjustment for Past-Due Notes  ( $547.04 )
Adjusted Account Value             $45,672.05

Adjusted Net Annualized Return 7.42%.  (I heard that the number is already inflated for an account < 1 year old.)

And here are my prosper numbers:

Current $9,861.93
Late      $416.10


Aren't the late ratio a bit too high?


NEW LOANS:   | 804.eth 2.500 Ξ | remoraid.eth 0.299 Ξ | remoraid.eth 0.299 Ξ | ALL