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Author Topic: Understanding Your Returns Page

Z
  • Posts: 119
Understanding Your Returns Page
OP: December 05, 2013, 12:00:00 AM
Lending Club's new "Understanding Your Returns" page is somewhat of an interesting direction for them to take, but the comparison information is really intriguing to me.

I was just curious how everyone looks on their performance chart plot....

Here's mine (for my primary/largest account):


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b
  • Posts: 152
Understanding Your Returns Page
#1: December 05, 2013, 12:00:00 AM
Nice. I posted mine in my portfolio returns page on the P2P-P forum area, but here it is again. Definitely love this chart. Sure aren't many red dots on your page!

  • 36 month loans only
  • No trading of notes
  • Strategy selects approximately 10% of all available 36 month loans (large availability)

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F
  • Posts: 282
Understanding Your Returns Page
#2: December 05, 2013, 12:00:00 AM
Please make sure we are aware of the following disclaimer on the top of page (https://www.lendingclub.com/account/lenderBenchmarkReturns.action) :

Quote
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L
  • Posts: 241
Understanding Your Returns Page
#3: December 05, 2013, 12:00:00 AM
Thanks for sharing!
I tried to post mine, but I couldn't figure out how.
Sorry.
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s
  • Posts: 78
Understanding Your Returns Page
#5: December 06, 2013, 12:00:00 AM
My mature portfolio...

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I
  • Posts: 10
Understanding Your Returns Page
#6: December 06, 2013, 12:00:00 AM
Wow, well done Storm!  Do you use Folio or hold your notes to maturity?  If you use Folio, mind sharing your basic strategy?
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N
  • Posts: 98
Understanding Your Returns Page
#7: December 06, 2013, 12:00:00 AM
"Please make sure we are aware of the following disclaimer on the top of page (https://www.lendingclub.com/account/lenderBenchmarkReturns.action) :"

I got this graph and could not figure out what the hell it meant!  Now I just realized my graph doesn't have the little, light blue dot.  I'm figuring it's because I trade on Folio.

Fred.....does yours have the little, light blue dot?

It's not fair.  I want a little, light blue dot, too   :'(
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c
  • Posts: 227
Understanding Your Returns Page
#8: December 06, 2013, 12:00:00 AM
NJG-  If I had to guess I'd say it's not because you trade on Folio, but because you have purchased 100% of your notes on Folio.  Well that still doesn't make sense though, because Folio users still get a NAR and everything for those notes that they are holding.  Heck if I know.

I'm just eagerly awaiting this new version that Peter says is on the way which takes into account Folio users too.  They are probably having troubles trying to get the graph high enough to accommodate our returns!  :p  The graph is going to look like an flat outline of the earth's crust with a few satellites orbiting out there in the heavens.
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T
  • Posts: 6588
Understanding Your Returns Page
#9: December 06, 2013, 12:00:00 AM
"They are probably having troubles trying to get the graph high enough to accommodate our returns!"

That would greatly help.  The good news is, My NAR on LC has now dropped to -35%.  Getting there!  I figure 5 more months, and I'll be back at zero!
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r
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T
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Understanding Your Returns Page
#12: December 06, 2013, 12:00:00 AM
Users taking advantage of the pre-IGP Folio sales would have a large upwards force in their blue dot. Is that advantage gone these days?
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T
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Understanding Your Returns Page
#13: December 06, 2013, 12:00:00 AM
I don't have a little blue dot either.  And unlike NJG, my NAR isn't negative.  The force must not be strong enough with me.

You can hit the URL directly and grab the data for offline crunching, like so:
https://www.lendingclub.com/account/benchmarkScatterChart.action?adjOnOff=ON&myWeightedAvgIntRate=0.150&similarPercent=1&minNotes=100&portfolioConcentration=2.5

One of the fields appears to show how many notes everybody's got, which I find particularly interesting. 
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