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Messages - RomanLegend

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Investors - LC / LC Picks New Year Sale
« on: December 30, 2019, 12:00:00 AM »
Hey All!

LCPicks is running a New Year Sale.  Signup now is $25 for the entire year.  Calibrate the software to the type of loans you want to see and get 1 click investing to get into your loans fast.  Try us out for free for 2 weeks, no credit card needed until you would like to formally signup.

www.lcpicks.com

PM me if you have any question and I'll be quick to help!

Thanks & Happy Investing,

-Chris   
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Investors - LC / Good Loan Hanging Around
« on: August 17, 2018, 11:00:00 PM »
My software (www.lcpicks.com) spit out this loan that seems to be only 63% funded.  Check it out and let me know what you think.  Good return, good DTI, low payment.  Tell me what you guys think...
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Investors - LC / Worst Loan of the Day Thread, Grades A - C
« on: January 26, 2018, 12:00:00 AM »
My site ranked 127296020 a 30 out of 82.  82 is the least likely to default, haha.   Very awful loan. 

Although, I have seen some zeros and an occasional negative sore as well.  Yikes.



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Investing - General (not P2P) / LC vs Prosper
« on: July 16, 2017, 11:00:00 PM »
Yea loss minimization first, maximizing interest rate thereafter.  Price point for the app would be very low.  I'm thinking <$35 annually or pay as you go for picks.  They would have really inexpensive packages of 'x' amount of picks to purchase.  Or some variation of that model.

We did do back testing with a good volume of loans.  I personally don't mind sharing but let me double check and get back with you.  The short story is the back testing did revise my approach a bit.  It really eliminated using loans from A1 to B3 based on the results.  This handicaps my ability to offset approaching charge offs but also reduces a large portion of the early pay off notes as well.  Delicate opportunity costing...

-Chris

from: rawraw on July 17, 2017, 04:30:37 PM
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Investing - General (not P2P) / LC vs Prosper
« on: July 15, 2017, 11:00:00 PM »
Over 3 years I have had a NAR of 8.6% to 10.5% (never lower never higher).  My defaults are less than 3% (2.8 as of right now).  Please check out my YouTube video and please give my LC Investment strategy a try.  It is free for now in Beta!  :) 

YouTube Intro:  https://youtu.be/dIE5bVgj8eE

Register Here for FREE:  LCPicks.com

Let me know if you have any questions along the way just send me a message and I'll help out.

Thanks,

-Chris
7
Over 3 years I have had a NAR of 8.6% to 10.5% (never lower never higher).  My defaults are less than 3% (2.8 as of right now).  Please check out my YouTube video and please give my LC Investment strategy a try.  It is free for now in Beta!  :) 

YouTube Intro:  https://www.youtube.com/watch?v=dIE5bVgj8eE&t=3s

Register Here:  LCPicks.com

Let me know if you have any questions along the way just send me a message and I'll help out.

Thanks,

-Chris
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Investors - LC /
« on: July 13, 2017, 11:00:00 PM »
Maybe this can help.... Free investing algorithm in beta.

YouTube Video Here:  https://youtu.be/dIE5bVgj8eE

Register Here:  LCPicks.com

Thanks,

-Chris
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Investors - LC / Beta Testing - Lending Club Investing Algorithm
« on: July 13, 2017, 11:00:00 PM »
Hello,

Please check out my YouTube video and please give my LC Investment strategy a try.  It is free for now in Beta!  :) 

YouTube Intro:  https://www.youtube.com/watch?v=dIE5bVgj8eE&t=3s

Register Here:  LCPicks.com

Let me know if you have any questions along the way just send me a message and I'll help out.

Thanks,

-Chris
10
Investors - LC /
« on: June 26, 2017, 11:00:00 PM »
I've been working on an algorithm for about 3 years.  Seems to be doing pretty well!  I just created a webpage and need some Beta Testers to test the system for free.  If you're interested let me know!  Below is my output!

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P2P-Picks / Beta Testing - Lending Club Investing Algorithm
« on: June 26, 2017, 11:00:00 PM »
Over 3 years I have had a NAR of 8.6% to 10.5% (never lower never higher).  My defaults are less than 3% (2.8 as of right now).  Please check out my YouTube video and please give my LC Investment strategy a try.  It is free for now in Beta!  :) 

YouTube Intro:  https://youtu.be/dIE5bVgj8eE

Register Here:  LCPicks.com

Let me know if you have any questions along the way just send me a message and I'll help out.

Thanks,

-Chris
12
Investors - LC / Beta Testing - Investing Algorithm
« on: June 26, 2017, 11:00:00 PM »
Would anyone be interesting in testing an algorithm I wrote, for free, using the Lending Club Platform?  If so just send me a message or respond in the thread.  Been tweaking it for about 3 years and it's doing really well  9-10% NAR with really low defaults <2%.  Looking for about 15-20 folks tops. 

Thanks!
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