1 00:00:00.585 --> 00:00:01.125 Hey everyone. 2 00:00:01.125 --> 00:00:03.685 Alison Berger here at Broker Fair 2024. 3 00:00:03.905 --> 00:00:06.965 I'm now joined with Vinny Rodriguez with Tiptop Capital. 4 00:00:07.315 --> 00:00:09.725 Tell me what's in Tip top condition for this year? 5 00:00:10.225 --> 00:00:12.685 Oh, there's so much in Tip top condition for this year. 6 00:00:13.105 --> 00:00:14.605 Uh, it's been, it's been a great year. 7 00:00:14.905 --> 00:00:18.485 Uh, I think we've seen, you know, amazing, uh, funders, 8 00:00:18.625 --> 00:00:21.285 you know, making, you know, providing great products. 9 00:00:21.545 --> 00:00:24.205 And the relationships that the brokers 10 00:00:24.265 --> 00:00:26.805 and the funders have created this year have 11 00:00:26.805 --> 00:00:28.085 been, uh, outstanding. 12 00:00:28.365 --> 00:00:31.985 I mean, right now we have, um, we, 13 00:00:32.005 --> 00:00:33.385 we see it coming to the broker fair. 14 00:00:33.385 --> 00:00:36.185 We see a lot of people here that we've been working 15 00:00:36.185 --> 00:00:37.225 with for years. 16 00:00:37.405 --> 00:00:38.785 So it's always refreshing. 17 00:00:38.965 --> 00:00:41.905 You know, we hear them on the phone all the time, just 18 00:00:41.905 --> 00:00:43.665 to be able to make that personal connection 19 00:00:43.665 --> 00:00:46.945 and see them face to face changes the world for us. 20 00:00:47.785 --> 00:00:49.865 I agree. It's nice to be face to face. Yeah. 21 00:00:50.045 --> 00:00:52.025 But tell me more now about Tip Top Capital. 22 00:00:52.215 --> 00:00:53.505 What are you guys doing? Yeah, so 23 00:00:53.505 --> 00:00:57.065 At Tip Top Capital, so we provide immediate working 24 00:00:57.065 --> 00:01:00.265 capital for many business owners across the us. 25 00:01:00.645 --> 00:01:04.265 Uh, we also have added a conventional facility 26 00:01:04.555 --> 00:01:07.905 where now we can provide longer terms, uh, as well. 27 00:01:08.125 --> 00:01:11.825 Uh, so we have distinct relationships with businesses, uh, 28 00:01:11.825 --> 00:01:15.305 with, with brokers and with lenders who, uh, 29 00:01:15.385 --> 00:01:19.425 and even banks now, where we can really give that variety 30 00:01:19.605 --> 00:01:22.425 to the customers when they're trying to find somewhere. 31 00:01:22.445 --> 00:01:25.185 And they just need someone who really has 32 00:01:25.185 --> 00:01:26.585 that solution oriented mindset 33 00:01:27.365 --> 00:01:32.225 and can find the best place to fit a, you know, 34 00:01:32.225 --> 00:01:34.065 the right type of deal for them. 35 00:01:34.525 --> 00:01:37.465 Uh, oftentimes they don't really know where to look. 36 00:01:38.005 --> 00:01:40.545 So being able to have someone who can be a consultant 37 00:01:40.685 --> 00:01:45.185 for them and match them with the proper institution that, 38 00:01:45.605 --> 00:01:47.625 you know, they can really get them that funding 39 00:01:47.625 --> 00:01:49.785 that they need at the end of the day is what we're really, 40 00:01:50.455 --> 00:01:52.505 what the main goal is at the end of the day. 41 00:01:52.725 --> 00:01:54.025 So how does a customer know 42 00:01:54.025 --> 00:01:55.385 that you're the right person for them? 43 00:01:55.845 --> 00:01:56.945 Ah, I love that question. 44 00:01:57.165 --> 00:02:00.465 So typically the way they know we are is, you know, we're, 45 00:02:00.555 --> 00:02:04.145 we're extending a relationship to them from the standpoint 46 00:02:04.245 --> 00:02:06.265 of being a little bit different. 47 00:02:06.475 --> 00:02:08.585 We're, we're gonna be very transparent 48 00:02:08.585 --> 00:02:11.185 with them on the phone, and we show that upfront, 49 00:02:11.355 --> 00:02:14.025 which means that sometimes we're gonna tell them some 50 00:02:14.025 --> 00:02:15.505 of the things they don't necessarily want 51 00:02:15.505 --> 00:02:18.665 to hear about their business and their eligibility. 52 00:02:19.285 --> 00:02:21.945 And just by telling them that, they find 53 00:02:21.945 --> 00:02:23.185 that very refreshing 54 00:02:23.185 --> 00:02:27.665 because oftentimes, um, in this industry, they can, 55 00:02:27.935 --> 00:02:29.265 they can get promised a lot 56 00:02:29.805 --> 00:02:31.545 and we would rather give them something 57 00:02:31.545 --> 00:02:34.065 that is very realistic to what they can get. 58 00:02:34.525 --> 00:02:37.905 And that kind of brings that, that trust 59 00:02:38.125 --> 00:02:42.225 and that bond with us in a way that I've never expected. 60 00:02:42.805 --> 00:02:45.425 I'm talking about, I've been doing this for six years 61 00:02:46.245 --> 00:02:49.065 and I still have business owners from six years ago 62 00:02:49.245 --> 00:02:51.465 who still come to us for funding today. 63 00:02:51.845 --> 00:02:53.745 And so it's always amazing thinking about that, 64 00:02:53.975 --> 00:02:57.265 that advantage in retrospect that we've built something 65 00:02:57.815 --> 00:03:01.365 that vital with them that has sustained for so many years. 66 00:03:01.585 --> 00:03:03.525 That's fantastic. So what are you building 67 00:03:03.585 --> 00:03:04.605 for the rest of this year? 68 00:03:05.105 --> 00:03:06.125 Oh, for the rest of the year. 69 00:03:06.505 --> 00:03:08.765 So that's why we're here at the broker fair. 70 00:03:09.145 --> 00:03:12.125 We are meeting, you know, we are meeting so many different, 71 00:03:12.465 --> 00:03:16.445 uh, funders in the space that now have, you know, uh, 72 00:03:16.685 --> 00:03:20.925 I mean everything from equipment financing to SBA loans, to, 73 00:03:21.505 --> 00:03:22.645 uh, you know, and, 74 00:03:22.645 --> 00:03:25.445 and even unique technology that, you know, 75 00:03:25.445 --> 00:03:27.165 some technology providers that are here 76 00:03:27.165 --> 00:03:29.365 that might have a way to, you know, 77 00:03:29.365 --> 00:03:31.205 help the application process be a lot easier 78 00:03:31.665 --> 00:03:34.925 for our applicants, which, you know, is apply 79 00:03:34.925 --> 00:03:37.405 for money is hard, you know, so 80 00:03:38.265 --> 00:03:41.725 we can make it a little bit easier if we can at least, 81 00:03:42.305 --> 00:03:45.285 you know, give them someone, you know, introduce 'em 82 00:03:45.285 --> 00:03:47.405 to someone that makes them feel comfortable. 83 00:03:47.785 --> 00:03:51.165 And also an application process that also makes them feel, 84 00:03:51.745 --> 00:03:54.285 uh, like it's easy, effortless almost. 85 00:03:54.305 --> 00:03:56.965 So we're really looking here to create those connections 86 00:03:57.315 --> 00:03:58.485 with funders and, 87 00:03:58.625 --> 00:04:02.525 and other partners that can really make emit that kind 88 00:04:02.525 --> 00:04:04.405 of feeling to the applicant. 89 00:04:05.245 --> 00:04:06.325 I think you're on the right track. 90 00:04:07.285 --> 00:04:09.005 I hope so. We hope so. Well, 91 00:04:09.005 --> 00:04:10.885 Thank you for se spending some time with me today. 92 00:04:11.545 --> 00:04:12.845 So we'll be right back.