1 00:00:00.105 --> 00:00:01.525 We are an all encompassing platform 2 00:00:01.525 --> 00:00:04.965 that gives you all your banking, payroll ID data payments 3 00:00:05.485 --> 00:00:08.045 directly inside of any CRM Salesforce, HubSpot, 4 00:00:08.145 --> 00:00:11.765 or we have our own proprietary CRM that you can use 5 00:00:11.765 --> 00:00:13.805 as a standalone solution giving you all your 6 00:00:13.805 --> 00:00:14.965 data real time with no code. 7 00:00:15.705 --> 00:00:16.885 Why do you believe that's important to have 8 00:00:16.885 --> 00:00:17.925 that data? Real time? 9 00:00:18.345 --> 00:00:19.845 Always real time. Giving you 10 00:00:19.845 --> 00:00:20.965 all the bank issued statements. 11 00:00:20.985 --> 00:00:22.205 We can actually OCR those 12 00:00:22.225 --> 00:00:24.365 or we can actually provide those, uh, 13 00:00:24.365 --> 00:00:26.645 through the customer in real time 14 00:00:28.015 --> 00:00:29.015 These days. With all the 15 00:00:29.015 --> 00:00:31.725 modern technologies identifi, uh, 16 00:00:32.125 --> 00:00:34.525 identity verification is probably more important than ever. 17 00:00:34.945 --> 00:00:36.525 Why do you believe that's the case and 18 00:00:36.865 --> 00:00:39.365 and how does your platform, um, 19 00:00:40.045 --> 00:00:41.445 separate yourself from other platforms? 20 00:00:41.595 --> 00:00:42.725 Well, ID verification 21 00:00:42.745 --> 00:00:43.765 or any kind of account 22 00:00:43.765 --> 00:00:45.205 verification has always been something big. 23 00:00:45.625 --> 00:00:47.765 Uh, what we do with that is actually take any of 24 00:00:47.765 --> 00:00:49.485 that from the bank statements 25 00:00:49.665 --> 00:00:52.525 or run through client permission data sets 26 00:00:52.905 --> 00:00:54.565 and we can actually verify that in real time. 27 00:00:56.315 --> 00:00:58.965 Make, making sure the lenders brokers have everything down 28 00:00:59.175 --> 00:01:01.445 where they don't have to do any of the finding things 29 00:01:01.465 --> 00:01:03.725 or if there's fraud that comes up, we can identify that. 30 00:01:04.025 --> 00:01:06.285 On the flip side, we can also help out the customers be 31 00:01:06.285 --> 00:01:08.005 more, more safer through our secure portal, 32 00:01:08.505 --> 00:01:11.525 giving them access with our full coverage in the US 33 00:01:11.795 --> 00:01:14.645 that they can actually monitor their accounts directly 34 00:01:14.645 --> 00:01:16.045 and send those to the lenders safe 35 00:01:16.045 --> 00:01:17.765 and securely that's also white labeled 36 00:01:18.065 --> 00:01:20.125 to those particular lenders or brokers and such. 37 00:01:20.905 --> 00:01:23.245 My last question for you is just overall, 38 00:01:23.915 --> 00:01:26.525 what are your thoughts about the industry this year, 39 00:01:26.585 --> 00:01:28.325 at the beginning of 2024 right now? 40 00:01:28.435 --> 00:01:30.605 What is the outlook from, from your standpoint? 41 00:01:30.825 --> 00:01:32.045 That's a tough one to ask 42 00:01:32.205 --> 00:01:34.085 'cause it's, it's gonna be an interesting year 43 00:01:34.085 --> 00:01:36.285 with everything going on with the elections comparatively 44 00:01:36.465 --> 00:01:38.885 to seeing the interest rates kind of come down a little bit, 45 00:01:38.885 --> 00:01:40.405 that they're been higher with our inflation. 46 00:01:40.505 --> 00:01:42.365 So you're still seeing a lot of lending go through, 47 00:01:42.365 --> 00:01:43.765 but then you're also seeing some slow down 48 00:01:43.765 --> 00:01:44.805 in some different verticals. 49 00:01:45.025 --> 00:01:46.765 And that's also where Bixa Link really helps out 50 00:01:46.925 --> 00:01:49.125 'cause we cover any kind of vertical getting 51 00:01:49.125 --> 00:01:52.085 that banking data for those consumers and the lenders. 52 00:01:53.355 --> 00:01:55.045 Perfect. I think that covers everything for me. 53 00:01:55.045 --> 00:01:56.245 Is there anything else that you wanna say 54 00:01:56.245 --> 00:01:57.245 before we end the interview? 55 00:01:57.625 --> 00:02:00.165 No, that's, we're excited to showcase everything else. 56 00:02:00.255 --> 00:02:01.685 We're excited to be at the bank. 57 00:02:02.145 --> 00:02:03.805 Uh, we'll be at a lot more events coming up 58 00:02:03.805 --> 00:02:05.925 and just looking for everything to take off with VIX o Link.