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All right. Welcome back everyone. So I am joined with Hannah,

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with Thomas Reuters. So Hannah,

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introduce yourself to those people that don't know you and the title with

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Reuters that you have. Awesome.

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So I am an account executive with Thomson Reuters Clear Products.

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So Clear is a public records and due diligence platform.

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Our customers are merchant, cash, advance companies, lenders,

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and they are accessing our public record data, pulling in things like liens,

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judgments, bankruptcies,

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U C C filings all into one spot for you instantaneously.

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Awesome. So let ask you this, the last year,

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I mean obviously it's busy for everyone and a lot of people are doing business.

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So what have you seen is the number one thing people have to take into

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consideration when using a program, a program like yours?

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The real time data is our biggest differentiator.

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Like people need to make decisions fast and everyone's looking to automate this

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decisioning as well.

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So clear offer some risk scoring to really streamline underwriting

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processes, give you that pass, fail, and make a decision fastly.

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So a lot of people think that they will never experience fraud,

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that they're good, they don't need you guys, they don't need,

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or they don't need any type of programming that compared to what you guys do.

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Yeah. What do you say to those guys?

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Never say never. Uh, when I hear that,

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most of the time they come crawling back, uh, a year or two later,

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and they probably could have saved a lot of dollars.

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There's a huge return on investment with doing the underwriting on the front end

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versus paying for it on the back end by not doing it.

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So if you can give a rough estimate, all right,

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of how much people can save by using a program like yours,

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what would that look like? Rough estimate.

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I don't even know what a rough estimate would be, but I mean, a lot of money,

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these lenders, they're giving a lot of money out. So I mean,

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you get hit once by one fraud ring,

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you're not paying a hundred thousand dollars for our platform a year.

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So you could get hit by one ring and that alone to put into perspective.

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So overall, what's your best piece of advice for people in this industry?

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Do the underwriting on the front end. Get a tool with real time data,

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not stale data, um, and automate it. Make your life easier. Get a risk scoring.

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Do the work on the front end to save yourself on the back end from these fraud

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rings.

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All right. So last question.

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What's your best Minnesota accent since you are a Minnesota girl and we can hear

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it, what's your best Minnesota accent?

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The, the bag? Did you, did you get the grocery bag or, I'm from Minnesota.

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I love, I love it when you and another Minnesotan comes through, you guys,

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I can hear it like, yeah, go full throttle. So it's hilarious.

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So when you pick up the phone, you're like, hello?

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Most people can hear it right away. They're like, where are you from?

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And I'm like, Minnesota.

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I was actually at a grocery store in Tennessee deciding what fruit to get,

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chatting with a friend and they're like, Hey, are you from Minnesota? I'm like,

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how did you know that? And they could hear it just off of that. So

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That's hilarious. Yeah. All right. Well, Hannah, thank you so much. Thank you.

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Appreciate it. I'll, I'll let you enjoy the rest of, uh, of the event.

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All right. All right. So that was Hannah. Hannah made a really valid point,

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and we've also talked to Joyce from Thomas Reuters up on the Northeast

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regarding, uh, the clear product and what that does.

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So if you want to check that video out, you can go ahead and do.