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So this was interesting because actually heard this in

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when we were in Miami regarding ERC, which

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is the employment retention credit. And obviously

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that was used for different companies smaller companies

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to help keep the cost of keeping staff employed as

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a tax credit that was given and it's funny because when

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we were in Miami, we heard I heard a couple of different guys talking about

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how they're using ERC to expand their business

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and get more business. Did you hear any of that

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buddy? Yeah. I definitely heard about you see while I was there for sure. Yeah, you

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know, we we debated heavily whether or not we should have a whole panel on

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the subject, you know, we decided to defer it for

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now. It's possible it could end up being one of broker fair. But

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yeah, it came up quite a bit. Yeah, and what was overall takeaway that

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you receive from? Those people that were talking about it? My takeaway

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was a lot of people are using it to expand their business and they're

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using it as just one more tool in their tool belt

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to kind of diverse. Yeah. It's an opportunity. I

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don't know if it's a permanent opportunity. It might

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be one of those ones where there's a window.

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Window where you kind of got to grab it while you

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have the chance. There are people doing different things. There

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are those that are helping Merchants file

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for the credit and charging a fee for

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helping them file for the credit. There are those that are taking a fee

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to for referring Merchants to the person who can

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help them file for the credit and then they're the companies that

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are funding against the RSC either they're lending against

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the ERC or they're buying their

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future ERC receivable. Yeah, and so there's

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various ways that you can monetize this tax

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credit that

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Not that many people know about and I

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feel like this particular industry in general has kind

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of grabbed the reins on building awareness of

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it sure. There's an opportunity to make money off of it. But if

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you think about it these business owners who otherwise wouldn't

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even have known about it are now learning about it

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and it's essentially free money.