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How's it going? Right cable? Nice to meet you likewise. So Ryan,

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 so we've been talking to different people throughout the morning about

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 their experience where they're from. So, where are you

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 from? And what company are you with? I'm I work with money thumb.

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 We convert PDF bank statements into an

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 underwriting scorecard and I live in Las Vegas, believe it

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 or not.

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People actually do live there. So do you live on the Strip or

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 do you live on the outskirts? I live a mile from the strip. That's also yeah.

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 It's pretty awesome. So Ryan good and walk me through your industry

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 kind of what's in the experience so far this year.

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Well, we're in a huge growth mode right now because what we do

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 is we provide an opportunity for lenders and Brokers

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 to be more efficient and to do so

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 by converting their PDF bank statements into an underwritis

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 in one second. And so for us we've really

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 seen a huge increase in clients. So

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 kind of walk me through obviously technology is

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 key specifically in this industry people want to

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 get things done faster in regards to the future of this

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 industry and your industry. Where do you see it going?

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Shoot. I mean, I think everybody's going to make a

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 flight to being more efficient at this point, right? Because

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 as we go into a period of economic uncertainty then

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 that obviously creates great opportunity for us.

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 Everybody's going to focus on what can we

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 do to be more efficient.

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And then kind of walk me through an experience like here like coming to

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 broker Fair meeting different companies meeting different people. What does

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 it do for your business? Oh my God. This is a lifeblood of

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 our business here. I mean, I look around and these are

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 all our clients right and all the the clients that we

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 want to have. So I really couldn't do it without

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 broker.

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Let's talk a little bit about the future in regards

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 to going to events like this and for people that are just starting out

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 in the industry going to an event

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 like this. What does it mean to them?

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Well, this is where you network. This is where you meet everybody that's

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 in the industry. And I think what we find in

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 this industry specifically is everybody is

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 so giving an open for a free-flowing of

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 ideas that you really can't miss this

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 show.

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And then last thing is overall. I mean the number

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 of years you've been doing this for what changes have you

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 seen and how do you adapt the changes? Because obviously the industry

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 is in a in a mode of transition. There's a lot of changes going

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 on. So what changes have you seen and how are you able

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 to adapt?

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And so I've been in this industry for Ralph well

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 over a decade here. And so we've seen things go from largely

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 paper applications and scanned statements.

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 And I mean just the most horrendous looking

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 applications you could think of

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Into much more modern format where everybody's embracing time.

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 That's a great thing for money them because people

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 are making a flight

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 to being more efficient, which is great for

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Any new products here to talk about now disclosed now

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 that you guys are going to be bringing in to the business anything

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 new that you'd want to kind of attention. Yes.

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So we have a new product called thumbprint

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 which is our pet and pending product that identifies whether

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 or not a statement is fraudulent or not. Which broad

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 is on a meteor rise, and

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 I don't know don't know

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 what the reason is for that but fraud is just absolutely increasing

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 and our new product can identify whether

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 or not a statement has ever been manipulated.

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It's very well Brian. Thanks so much for your time. Appreciate it

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 likewise. Thank you so much again Ryan from money

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 thumb.