Sean Murray: I'm Sean Murray.
Johny Fernandez: And I'm Johny Fernandez. So good for you to
join us today. Just want to let you know that my stash is coming
in in full swing. Sean has a great stash. I can't wait for
the end of the month.
Sean Murray: Your's, your's is like stash Jr.
Johny Fernandez: Stash, it's growing. I did. I mean, this is
the first time I've ever had a stash like this.
Sean Murray: Is that your longest one ever?
Johny Fernandez: Yeah. Stash wise. Yeah. I'm excited.
Sean Murray: It is pretty exciting.
Johny Fernandez: Your's is good. You're you look like an. We've
talked about this here. I'm a junior officer. You're an
officer.
Sean Murray: But you know what? I kind of cheated. Because this
is about three weeks for me. I didn't start on November 1. I
started like.
Johny Fernandez: No I started November.
Sean Murray: This is October. middle of October. By accident.
Okay. Yeah. Movember just kind of became a thing I fell into.
Johny Fernandez: What does your family say about it?
To get rid of it, immediately.
What does your kid say about it?
Sean Murray: He's fine with it.
Johny Fernandez: Is he like you're an officer?
Sean Murray: No, he doesn't. He doesn't make connotation.
Johny Fernandez: Okay. He will one day. It's great. It looks
great, though. You think you're gonna keep it?
Sean Murray: To the end of the month. I have to, for charity.
Johny Fernandez: No, after that.
Sean Murray: Probably not.
Johny Fernandez: Okay.
Sean Murray: But we'll see if it if it survives until Broker
Fair.
Johny Fernandez: Oh, wow. Okay. So if you want to learn more
about that the donation that first charity, we're part of I'm
joining, I'm just going to.
Sean Murray: You're just going to be in it?
Johny Fernandez: Yeah.
Sean Murray: Alright.
Johny Fernandez: You can log on deBanked.com, and we'll let you
know about that. Okay. Yeah. So, alright, so let's get straight
into the topics that we're gonna be talking about today. So, last
week, we spoke about NFTs. And this week, we're gonna have a
conversation about an NFT and a rapper, his experience and how
he wants to build mint NFT's through his experiences. And
what this originally came out of was because this guy, his name
is Kosha Dillz and Kosha. He was rapping in front of Penn Station
here in New York City. When a famous rapper Fat Joe, I'm a big
fan of Fat Joe, I remember him from back in the day, so Fat Joe
stopped, picked up the mic, rapped gave him a $20 tip that
was all caught on camera. So that kind of led to more of an
inspiration to for him to mint, his life experiences into NFT's.
And I think this just goes back into the bigger picture of the
conference that we went to last week NFT NYC, we have a couple
of articles about that online. But just the different ways that
NFT's are, you know, the different avenues people go with
it. And his essentially his goal is to he hopes to turn his
minted life experiences into rev into a revenue stream and claims
that all the places he's been in the people that he's met, would
create value for potential buyers. So, Seab, when you hear
this specifically, I think you this would be a great avenue for
you if you want some side income. What do you think about
this? Like, minting NFT's through life experience through
his people's life experiences?
Sean Murray: Yeah, you know, I almost don't even get it to be
honest with you. Like, I don't understand, I guess how you even
capture that in an NFT per se. You know, an NFT is just a
digital token. That's not fungible. And so it's unique.
Johny Fernandez: But so are life experiences.
Sean Murray: Sure but like, what are you putting in there that
adds value to someone else like I, I get I get autographs I get
pictures. But I'm having a hard time understanding, capturing
and experience into an NFT. I guess we'll find out. Yeah. But
would you I've been pretty open minded to all this stuff. But I
feel like that's one where I'm starting to get a little bit
lost how you capture an experience into one I'm not
sure.
Johny Fernandez: Would you buy something like this?
Sean Murray: No. No. Not not an not.
Johny Fernandez: Why not? Why not? cause, cause you gave I got
a lot of heat for not trying to buy NFT's period. But now you're
like, I think this is great.
Sean Murray: I think because I don't really know, I don't
really know how you capture an experience into an NFT. I
understand if it's like a like an autographed. If it's like a
digital autograph. Yeah. I get that I get if it's some type of
if it's some type of item that this NFT represents. I guess I
understand that, but I'm kind of lost on the idea of capturing.
Alright, an experience is already intangible. So you kind
of have an intangible in an intangible. That just for me, it
feels like we're really kind of hitting the border of like,
what's real and what's not? Yeah. Some people already think
that NFTs are already intangible. It's a digital
representation of what? And now you're gonna tell me it's a
digital representation of someone's experience. I just
don't know.
Johny Fernandez: Well, and I think what was interesting is
that when I went to NFT, NYC something I realized is that
people are using NFT's for different things. And it was
very interesting to see, you know how creative people got in
this process of doing a business and you know, anything from?
I've heard clothing. I've heard music, I've heard, you know, now
life experiences.
Sean Murray: And we'll see, we'll see on that front. I don't
know, maybe there is a market for buying an NFT of someone's
life experience or, you know, a moment in time. I'm just not
sure. Yeah. How to make that happen.
Johny Fernandez: So we'll definitely see how this turns
out. And see, I definitely would love to follow up with him a
little bit later on to see if, you know, this is if it's
received the type of revenue stream that he's hoping for?
Sean Murray: Yeah.
Johny Fernandez: So we'll see.
Sean Murray: You know what, you know what I heard? I heard fat
Joe isn't even fat anymore. Is that true?
Johny Fernandez: Yeah.
Sean Murray: He's like skinny Joe now? Are they just Joe?
Johny Fernandez: He's just Joe.
Sean Murray: Joe.
Johny Fernandez: Yeah. If you seen our studio definitely
recognize him. But he's not like, you know, it was a staple
back in like the early 2000s. Like, hey, yo, it's Fat Joe! But
there's Shanti and Motorik and the whole crew, but now it's
like.
Sean Murray: Now it's old Joe. Yeah. Joe. Joe, how you doing?
Johny Fernandez: So yeah, so I don't even think he's come up
with any anything irrelevant in like the last decade, I may be
wrong. I don't know.
Sean Murray: I have not been following bad Joe, personally.
So I'm waiting for the NFT to come out.
Johny Fernandez: All right, cool. Here's a question. Would
you buy a Two Pack NFT?
Sean Murray: Depends on what.
Johny Fernandez: But he's coming back in 2020. Remember that? or
2010.
Sean Murray: Is that was that was a rumor that that's what
they predicted? I don't know. I you know, it depends on what it
represented, I would have a hard time wanting it's a Two Pack NFT
or any musician or artist. If if it did not come from the artists
themselves. I think one of the magic parts about an NFT if it
comes from an artist is that they digitally signed it from
their wallet while while they were alive, right? So they took
the time to create, create it on their own from their own digital
wallet, you know, it came from the artist directly. But you
know, you're talking about someone who died 25 years ago,
right. 25, 25 years ago, Pack? You know, I don't know what that
NFT would represent. I probably would rather have a real item.
Johny Fernandez: You'd rather have a real item versus an NFT.
Sean Murray: Oh, yeah. For someone who's already passed
away. Now if it was someone living and I could you know, if
he if he was still alive, for example, and he had his own
wallet, and he digitally signed it, and I knew it came from his
wallet, there might be something to it.
Johny Fernandez: Okay. All right. It's good to know. Good
to know. Alright, so the next conversation that we're going to
discuss Cryptocurrency Exchange Coinbase is now allowing
customers to borrow as much as 40% of their Bitcoin value up to
1 million with no credit checks. And this was all announced last
week. So Sean, this is something that it's a little bit of a game
changer. The borrowing minimum maximum amounts vary through
state, that's something that they announced and the loans
that will be issued with the annual percentage rate of 8%.
And borrowers borrowers will not be required to show credit
checks, customers can obtain the cash using their paypal account
or bank account. And they will need to make a minimum of a $10
monthly interest payment. And coin Coinbase is offering
flexible repayment schedules. So when do you hear this Sean? I
mean someone that's in this specific space? Is this
something that you think is gonna take off?
Sean Murray: I do.
Johny Fernandez: Okay.
Sean Murray: I think it will, because one of the downsides to
putting your money in Bitcoin, is you lose access to the cash
at the trade. If you have $20,000 and you feel like
Bitcoin is definitely going to go up talking about people who
are speculating on it. Feel like Bitcoin is definitely going to
go up. And you want to put $20,000 in Bitcoin, the trade
off is that you don't have $20,000 to actually manage your
day to day, right. So what you could do is you could put the
$20,000 in Bitcoin and then you could borrow your own cash back
against it. So you can have access to the cash while being
invested in Bitcoin at the same time, everyone would do this in
a heartbeat. If the interest rate was was zero, that there
has to be some interest rate. You said it's 8% person, right?
Yeah. So if the interest rate was zero, every single person
would do it. Right. If you could put $20,000 into Bitcoin and
then borrow, borrow the money back and it was no cost for you
to do. You're basically making a risk free bet on Bitcoin. But,
you know, the caveat is the 8% interest rate that you're paying
to Coinbase for borrowing your own money.
Johny Fernandez: Your own money yeah.
Sean Murray: And you said something like, you can only
borrow up to 40% of your.
Johny Fernandez: As much as 40% of the Bitcoin value, up to a
million.
Sean Murray: Yeah, that's to protect the downside risk for
Coinbase. Like if you have a million dollars in Bitcoin and
you borrow a million dollars and Bitcoin's values shrinks to
like, let's say that million dollars in Bitcoins shrinks to
500k. And you're walking around with $1 million, all of a sudden
Coinbase is exposed, because their collateral is only 500k.
So if you defaulted on that loan to Coinbase, Coinbase, will be
out 500 grand, they will be a true lender that would have to
deal with a lot of headaches, if the value of the collateral was
way less than what they gave you. So they're protecting
themselves from downside risk by by capping it at 40% of your own
crypto portfolio, or I guess, Bitcoin portfolio. I don't know,
I think it's something that people are going to take
advantage of. It's something that I thought a lot about just
in the last week. And I think it's something that everyone
should keep their eye on.
Johny Fernandez: So do you think that this is something that's,
and I hate using the word revolutionize how cryptocurrency
works essentially, like when it comes to cashing out? Or do you
think it's something that everyone's gonna kind of see,
observe? And then other companies are going to try to do
something similar? What would be your thoughts?
Sean Murray: You know, I don't know, I think it comes down to
why people are borrowing the money. Is it because they want
to invest in Bitcoin but don't want to lose access to the cash?
Or are they doing it because they genuinely need the money? I
think it I think it comes down to that I think part of it is
driven by the bull run of crypto right now. Yeah. The idea that
everyone wants to be in it. And so you can put as much in it as
possible, but still have some access to your cash. Now, if the
value of Bitcoin was more stabilized, and the, you know,
the upside, was, you know, the potential upside was lower,
let's say there wasn't really an expectation that it was going to
go up, would you? Would you take a loan against your Bitcoin? If
Bitcoin itself wasn't going to go up? How many people would be
in Bitcoin? Yeah. If they didn't think it was gonna go up, I feel
like a lot of people would not be in crypto, if they didn't
think it was going to go up. So this is really taking advantage
of the fact that I think the general public is in crypto
because it thinks the value is going to go up. And I think that
the growth of this type of lending is going to be limited
by that type of perception.
Johny Fernandez: So what's the worst thing that can happen in
in a situation like this like that what's the worst thing that
could happen for someone that's borrowing?
Sean Murray: For someone that is borrowing, you know, the worst
thing that could happen is that the value of Bitcoin, I guess,
drops, let's say, let's say you borrow 100 grand, right? And the
amount of bitcoin you have as collateral is at least two times
that, but let's say the value of Bitcoin goes to zero. You could
be in a situation, you have to read the fine print. But there
could be a situation where you still owe the loan back. Okay.
To coin base. And now the collateral is worth nothing. So
you were in you were maybe doing this deal because you thought
crypto was gonna go up, but now it went down, and now you're
stuck in just an 8% loan. And you might not be as into it
anymore. That's really the that's really the only downside
is that you default on the loan crypto goes down. And you know,
there really was nothing, no benefit to you in the end.
Johny Fernandez: Yeah. All right. Well, thanks for sharing
your insight. So he's valuable. Thank you. No problem. Alright,
so for the last thing we're going to discuss today, we're
going to have our one and only lightning round. Okay. All
right. So, Sean, I'm going to ask you a couple of questions.
And we'll kind of see what happens. These are basic things.
Things that people have been asking us but specifically, for
the lightning round, we're going to discuss crypto, it's gonna be
a crypto lightning round. That's been kind of the pattern. Sure.
So the first question is going to be what what's a crypto
wallet?
Sean Murray: A crypto wallet is just a a software program that
allows you to hold crypto, very simple.
Johny Fernandez: How do you how do you use a crypto wallet?
Sean Murray: How do you use a crypto wallet? Okay. It depends
on the wallet. So let's say you have something like MetaMask.
Are you familiar with MetaMask?
Johny Fernandez: I am.
Sean Murray: So if you have MetaMask as your crypto wallet,
I'm just choosing one of the ones that are out there. You can
use it in two different ways. One is through the a Chrome
browser extension. So it's literally an extension in your
on your desktop browser. And you can send crypto, you can receive
crypto, it'll tell you your public key. It'll tell you your
private key which is only for you. You don't want to give that
away. But your crypto wallet is really just for sending and
receiving money. It's not it's not like a super fancy tool but
you can you can use MetaMask to the Chrome extension or you can
download the app and have it on your phone. And the difference
between the phone version and the browser extension is that
the phone version of Metamask is that you can do all the same
stuff. But you can also view NFTs if you have them. Atleast
that's been my experience.
Johny Fernandez: Okay. How how do you set up a crypto wallet?
Sean Murray: It's really very easy. If you want to just set up
a MetaMask one, you can just go to MetaMask.IO, and you install
the browser extension, it will ask you a few questions and it
will give you something known as like a seated like a seated key.
Basically, it's like a master password. So that if your
computer gets deleted, and you lose everything, you're like, oh
my goodness, I just lost all my crypto too this master password,
which you should actually write down on paper and store
somewhere very safe, will allow you to get back into your crypto
wallet. So all you really need to do is go to Metamask.IO
install, install the browser extension. Remember the private
seeded key that you have, it'll also ask you for a regular
password to0 that you can use to log in and then you're off to
the races. That's it, it gives you a public and a private key.
And that's it.
Johny Fernandez: All right and the last question is going to be
what is the difference between NFT's and Bitcoin?
Sean Murray: What is the difference between NFT's and
Bitcoin? All right, so let me give an example. if if I have
Bitcoin, I have one Bitcoin and I give it to you. Right?
Johny Fernandez: I have one bitcoin.
Sean Murray: Yeah, but let's say you already had a Bitcoin.
Johny Fernandez: Okay.
Sean Murray: Right.
Johny Fernandez: So I have two Bitcoins.
Sean Murray: Yeah. But now you give me back not the Bitcoin I
gave you, but you gave me back the other Bitcoin that you had.
Johny Fernandez: Okay.
Sean Murray: So now we each still have a Bitcoin.
Johny Fernandez: Okay.
Sean Murray: Nothing has really changed. Why not?
Johny Fernandez: Because we each have a Bitcoin.
Sean Murray: Yeah. Because bitcoin is all the same.
Sean Murray: That means, it's fungible, it's interchangeable.
Johny Fernandez: Yeah.
It's all the same. An NFT is a non fungible token, I could have
a token, you could have a token, I give you a token, you give me
a token, a different one, right. We now we have different things.
So let's do so you have a Fat Joe token.
I have a Fat Joe token.
Johny Fernandez: I have a Two Pack NFT.
Sean Murray: You have a Two Pack NFT.
Johny Fernandez: So I give you my Two Pack. Give me your Fat
Joe.
Sean Murray: Exactly.
Johny Fernandez: And then what happens?
Sean Murray: Well, we now both have different things. We don't
have the same thing anymore. With Bitcoin we have the same
thing. But now we have two different things. One represents
Two Pack one represents Fat Joe. So each NFT is just a non
fungible, it's a unique token that represents something very
specific. That's not interchangeable with every
single other thing. It's uniquely identifiable. That was
a good example. Yeah. Fat Joe and a Two Pack token. That's a
really good example of why they're different because we
didn't exchange of tokens, but each token was something
different.
Johny Fernandez: Okay, so this was not in the plan questions,
but I'm curious to know this, you've been in this space for
like, more than a decade, you've seen.
Sean Murray: In the crypto in crypto?
Johny Fernandez: No, no, no, in alternative finance.
Sean Murray: Okay.
Johny Fernandez: So hearing crypto, hearing NFTs, hearing
Bitcoin, what are your thoughts? You know, this is a form of
alternative finance. When you see how popular this has become
what what's your thought process on this? Because did you ever
think this would it would get to this, like a random you know,
currency that would did not exist 10 years ago, and now it's
part of the world?
Sean Murray: Yeah. You know, I don't know that I anticipated it
got to the level that it's gotten. I didn't anticipate we
have all these alternative crypto coins. Yeah. In my mind,
it was it was Bitcoin. It was ethereum And when that came out
Litecoin was was simply just a, a mirror image of Bitcoin
slightly different, but basically the same thing. And in
my mind, I'm like, that was going to be the revolution. I
didn't anticipate all these other coins. I did think about
NFT's when we think NFT's too often we're thinking about
pictures and all that stuff. Yeah. But in terms of non
fungible tokens, I did realize the value of non fungible tokens
at least back as far as 2017. There were conversations I had
back then about how they could be used in things like video
games, because if you play like a, like a video game, like World
of Warcraft or something, I don't know what the hot games
are now. Yeah.
Johny Fernandez: Tony Hawk, I don't know.
Sean Murray: Is that a game?
Johny Fernandez: It was a game.
Sean Murray: It was a game, but.
Johny Fernandez: Grand Theft Auto.
Sean Murray: Okay, well, let's say let's say you get like money
in that game, right? And the money only exists in that game
only exist in that console, or however you're playing it. But
imagine that money existed on the blockchain, and you could
give the money that you earned in that game to somebody else,
or you got items in that game. And you could trade those trade
those items to somebody else, or you leveled up or you got like
a, you know, get a police car got you got a tank and someone
else can use the same or, you know, you could essentially all
the assets of the game become assets of the blockchain. So for
me, I saw the value of that four years ago, not that I did
anything with it, you know, I didn't I didn't go and develop
anything, but I did see the use case for it. I think what's
interesting is that we're all caught up in pictures now as
being kind of the face of NFTs. But I think we will, we will see
things like digital assets in video games are so naturally
fitted to what the blockchain can do, the fact that you could
cross over items between games, and that the items exist outside
of the game, because I think for some people who are gamers, the
game is as much as real life, you know, the game world is much
as real life, as it is the real world is to anybody else, right?
They probably play it all the time. Yeah. So for it to be
locked in the game, is a hard pill for a lot of people to
swallow. And for it to be centralized by the game makers,
it's hard for people to swallow. Like, if you earn a lot of money
in the game, you potentially have spent hours and hours and
hours and hours playing it. Now let's say the game makers just
decide to delete your account. Right? They're like you kind of
you know, you did something in the game you weren't supposed to
they they take all your money, they delete your account, like
no, I spent actual time getting these items or getting this gold
in the game. It should it should be a real asset that I earned,
that I can give someone else it it should be on the blockchain.
So I think we're really only in the early stages of what's going
to happen as far as you know, NFT's go. And I think that's one
of the natural use cases we see. As for Bitcoin, I've never been
one about speculating on the price going up. You know, I
don't care about that. Yeah. But I do think that it's valuable as
a payment mechanism outside of banking. Just as an example.
Last week, we tried to send some money out, and I guess it was
larger than normal. And the our bank flagged the transaction and
prevented it from going out. They gave me a call. They asked
me what it was for. I'm like I told them, I'm like, It's okay,
you know, this is a normal transaction, we do at least, you
know, few times a year. And they said, okay, no problem, and then
they blocked it anyway. And then the next day, I had to scramble
because I was supposed to make the payment the day before.
Yeah. And they're like, oh, sorry, we're going to talk to
our department and this department's got to talk to that
department. I'm like, This is exactly why Bitcoin exists. Why
are you part of my transaction? Yeah. This is my money who are
you to be all up in this, right? You know, I don't even care if
it costs more. I don't want to deal with any of this. Yeah. I
felt like they were suddenly in control of my finances. And of
course, you know, they're a big bank. So it was it was kind of a
perfect representation of why the Bitcoin Economy exists, and
why it will always be around. So I think we'll continue to see
the use of Bitcoin grow, but as to what the value will do up or
down you know, I have no idea and I don't care.
Johny Fernandez: Yeah. That's great insight.
Sean Murray: You know, we're also supposed to do a special
raffle.
Johny Fernandez: We are. All right, so we have another raffle
the size into NFT's. So we have we're gonna give away one NFT.
To a new person.
Sean Murray: Yeah. And there's a reason we're doing this. It's
because we were going to give away well, at first, we we're
going to give away one NFT. And we surprised everyone by giving
away two. But one of the winners chose an NFT that wasn't part of
the 10 piece collection.
Johny Fernandez: What was what was it?
Sean Murray: It was an autographed picture of myself.
This was not planned. I had no say in it. At first I thought
they were joking. And I said no, no, no, I you know, that's very
flattering. But you got to choose from one of the 10 broker
entities that we created. They're like we really want we
really want the Sean Murray NFT. So I I complied I said, okay,
what's fair is fair, you guys, were the winners of the raffle.
We gave out the Sean Murray NFT. And then we gave out one of the
broker NFTs. It was number nine. Which was the sales the sales,
the sales. Okay. Guy, and or the sales manager ,number nine was
the sales manager. Okay. But that means that we're still
supposed to give away another one. Okay. So we had it. We had
a chat Friday at the end of the day, about what do we do? And we
decided to take the remaining entrance from the raffle. Okay.
There weren't that many more. Okay. There's like a little very
literally a small handful left. And we're going to pick one from
the famous cup. Yeah. And announce another winner.
Johny Fernandez: All right.
Sean Murray: Are you excited?
Johny Fernandez: I am.
Sean Murray: Okay.
Johny Fernandez: Freddy Krueger's excited.
Sean Murray: Freddy Krueger? Oh, yeah.
Johny Fernandez: My shirt.
Sean Murray: Yeah, it has been a full month I guess it's time for
you to be Freddy Krueger again. Do you want to draw the winner?
You draw the winner, I'll shake the cup.
You shake the cup, Johny Fernandez is going to shake the
cup. We're going to announce another NFT winner it's gonna be
one of the 10 broker NFTs or at this point one of the nine
remaining broker NFTs. The winner will need to have an
Ethereum address that we can send the NFT to so when we
contact you after contact you after the show. You'll need an
Ethereum address in order for you to set, order for us to send
you the NFT that's the only rule. That's it. So let's
announce the winner Johny
Johny Fernandez: Alright, go ahead.
Sean Murray: Why why they're all stuck. This cup is too small.
All right, what do we have here? I almost can't even read this.
Oh, that's an at sign. Okay, it looks like @Ivanmall24
@Ivanmall24. I think that is an Instagram address @IvanMall24.
Great news. You have just won a broker NFT.
Johny Fernandez: Well congratulations. And obviously
we'll get in contact with you. We'll send you all the
information and you do have to have a crypto wallet in order
for us to send you that. So please get that ready. If you
already have it, don't worry about it. But you know what's
also exciting, he's gonna get this NFT. But the other exciting
news is that Broker Fair is less than a month away.
Sean Murray: That's true. Like 28 days.
Johny Fernandez: I know it's crazy. So for Broker Fair, we do
know that sponsorships are sold out. But we also know that there
is space for people to buy their tickets, and come join us, you
have the pre event. And then we have the actual event going on,
two different tickets. So if you want information on that, you
can find it on Broker Fair, you can find it on deBanked.com. And
also, we have our social media platforms where we post any
updates regarding that information that's on LinkedIn,
Twitter, Facebook, but also deBanked.com and brokerfair.org,
not com org. So brokerfair.org O R G. So for any details
regarding that that's going to be there we do, we are letting
people know that you do have to be vaccinated, that is not
something that we are putting into place. That's just a rule
here in New York City. And the venue will be checking. So
again, I went to an event they check the venue checked. It
wasn't even the people that are putting it on. So it's a.
Sean Murray: It's being enforced.
Johny Fernandez: Yeah, it is very much being enforced. So the
other thing I was gonna say is that if you are going to come,
it's going to be good time, it's going to be you know, the first
time we're all meeting after 2019. So definitely, you don't
want to miss out, especially if you are new to the industry,
Sean, I guess what's going to be what's your, what are you
looking forward to the most?
Sean Murray: It's going to be the networking. I haven't seen a
lot of these people in about two years. So for me personally, I
used to go to we used to do four events per year. So I used to
see everybody all the time at those events, plus, you know,
just have regular hangouts and haunts around the city and in
Miami, and so forth. And it's been a long time since I got
together with everybody really, really, really looking forward
to it. Yeah. And you know, what I should mention that you
mentioned the vaccination thing is that if you had a ticket to
Broker Fair 2020, you will already register for Broker Fair
2021. This is the same conference Broker Fair 2020 was
simply postponed to to December 6 2021. So Broker Fair 2021 Is
the in person version of Broker Fair 2020. So we've had some
people are registered for this conference, not knowing that
they already had a ticket, and we had to go back and either do
a refund or whatever it is that they wanted to do. Or some
people ask about tickets, not knowing that they already had a
ticket. Yeah. So if you had a ticket to Broker Fair 2020 I
know that was a long time ago, especially since we started
selling these tickets in 2019. You already have a ticket to
Broker Fair 2021. So check your old email. See if you had a
registration to Broker Fair 2020. You might have bought it
as long ago as 2019 at that we ran an insane discount. I think
it was like Black Friday, in 2019, where we sold Broker Fair
tickets for like, $159. Wow. A funder ticket right now is 1400.
So there, there are those who who got tickets for super cheap
two years ago, who may not even remember, that this is the event
they bought it for it. So check your old emails to see if you
have a Broker Fair 20 2020 ticket, because this is Broker
Fair. 2020 Yes. And 2021.
Johny Fernandez: That's it. And you get to hang out with us.
Yeah. What more excited. That's gonna be great. So again, please
join us. We'd love to see you guys there. And also the pre
show event. That's going to be awesome. It's a little bit more
intimate. We're going to do it in lower Manhattan. So it's just
going to be great. So that's all that's all. That's all for
today. Anything else you want to say?
Sean Murray: No, that's it.
Johny Fernandez: All right. I love the stash.
Sean Murray: Thanks.
Johny Fernandez: No problem. All right. So from all of us here at
deBanked. I'm Johny Fernandez.
Sean Murray: And I'm Sean Murray.
Johny Fernandez: And we'll see you guys next time.