00:17.520 --> 00:20.520 Sean Murray: Hello and welcome to deBanked TV. I'm Sean Murray. 00:20.640 --> 00:22.530 Johny Fernandez: And I'm Johny Fernandez. 00:22.590 --> 00:24.720 Sean Murray: Happy early Halloween to you all. 00:24.930 --> 00:27.000 Johny Fernandez: Thanks for joining us, Sean. 00:27.570 --> 00:28.260 Sean Murray: Yes. 00:29.730 --> 00:30.570 Johny Fernandez: I like your suit. 00:30.870 --> 00:33.600 Sean Murray: Thank you. But really, let's talk about what 00:33.660 --> 00:35.460 what is all this? What are you? 00:35.580 --> 00:40.920 Johny Fernandez: What am I? Well, I'm deBanked's NFT number 00:40.950 --> 00:41.430 11. 00:42.510 --> 00:43.530 Sean Murray: You're an NFT? 00:43.740 --> 00:45.150 Johny Fernandez: I'm the rookie broker. 00:46.800 --> 00:48.090 Sean Murray: Okay, all right, well you're gonna have to 00:48.090 --> 00:52.050 explain. I get it. I get it. I'm with you. Okay, so you're an NFT 00:52.620 --> 00:54.780 but you're gonna have to explain. There's a couple of 00:54.780 --> 00:55.770 things I got to ask you about. 00:55.800 --> 00:56.250 All right, go ahead. 00:56.250 --> 00:59.040 First of all, why is my picture part of your costume 00:59.040 --> 01:01.080 Johny Fernandez: So that's a great question. As a rookie 01:01.080 --> 01:04.950 broker, the person I look up to this guy right here. Sean 01:04.950 --> 01:05.400 Murray. 01:05.430 --> 01:05.790 Sean Murray: Okay. 01:05.790 --> 01:08.550 Johny Fernandez: He's the God of the industry. 01:08.610 --> 01:09.180 Sean Murray: Okay. 01:09.600 --> 01:12.030 Johny Fernandez: So and then also, thanks for asking about 01:12.030 --> 01:13.890 the magazine you didn't ask about it but I'm gonna let you 01:13.890 --> 01:14.250 know anyway. 01:14.280 --> 01:14.700 Sean Murray: Okay, yeah. 01:14.700 --> 01:16.530 Johny Fernandez: It was the rookie broker. The one thing I 01:16.530 --> 01:22.710 read is deBanked Magazine, which obviously, you know, it's now 01:22.710 --> 01:25.410 more online, but I have a whole collection of the deBanked 01:25.440 --> 01:27.870 magazine websites. Right here. 01:27.900 --> 01:29.730 Sean Murray: So the rookie broker, okay, so the rookie 01:29.730 --> 01:31.590 broker, these these is all part of like. 01:31.650 --> 01:31.950 Johny Fernandez: Yeah. 01:31.980 --> 01:33.300 Sean Murray: This is all part of like the kit. 01:33.330 --> 01:35.430 Johny Fernandez: The kit. So got my nice suit on. 01:35.490 --> 01:36.060 Sean Murray: Okay. 01:36.150 --> 01:36.660 Johny Fernandez: All right. 01:36.870 --> 01:39.180 Sean Murray: I like how you drew a suit, but instead of wearing a 01:39.180 --> 01:39.570 suit. 01:39.660 --> 01:42.660 Johny Fernandez: Exactly, here's the thing. At the end of the 01:42.660 --> 01:44.220 day, here's my price. 01:44.790 --> 01:45.180 Sean Murray: Okay. 01:45.210 --> 01:46.590 Johny Fernandez: This is a real deal. Yeah. And. 01:46.920 --> 01:49.050 Sean Murray: So we can buy this. We can buy you online? 01:49.050 --> 01:50.250 Johny Fernandez: You can buy me online. 01:50.280 --> 01:50.790 Sean Murray: Okay. 01:50.910 --> 01:51.450 Johny Fernandez: For $100 01:52.260 --> 01:52.620 Sean Murray: $100? 01:52.680 --> 01:53.010 Johny Fernandez: $100. 01:53.730 --> 01:54.180 Sean Murray: Okay. 01:54.210 --> 01:54.540 Johny Fernandez: Yeah. 01:54.570 --> 01:56.340 Sean Murray: In Ethereum or in actual dollars? 01:56.340 --> 01:57.000 Johny Fernandez: In Ethereum. 01:57.030 --> 01:57.480 Sean Murray: Okay. 01:57.690 --> 02:01.230 Johny Fernandez: So please get get ready. It's coming. So, 02:01.470 --> 02:02.610 traditional suit. 02:02.640 --> 02:03.090 Sean Murray: Uh huh. 02:03.120 --> 02:05.340 Johny Fernandez: You know, in case you forget my name, my 02:05.340 --> 02:06.150 name's Johny. 02:06.690 --> 02:08.730 Sean Murray: It looks like it looks like you wrote Wayne with 02:08.730 --> 02:10.710 like a W. My Wayne is Johny. 02:13.680 --> 02:16.440 Johny Fernandez: I'm also part of, I love deBanked. So I got a 02:16.590 --> 02:17.760 deBanked clip right here. 02:17.790 --> 02:18.270 Sean Murray: Okay. 02:18.780 --> 02:20.400 Johny Fernandez: Got my sunglasses just for all the 02:20.400 --> 02:21.600 haters, do not hate on it. 02:21.630 --> 02:22.140 Sean Murray: Okay. 02:22.410 --> 02:23.460 Johny Fernandez: And also for the sun. 02:23.970 --> 02:25.980 Sean Murray: Okay, yeah it's very sunny in here. 02:26.010 --> 02:26.490 Johny Fernandez: It is. 02:26.550 --> 02:27.000 Sean Murray: okay. 02:27.150 --> 02:28.800 Johny Fernandez: And also got to make sure my hair is done 02:28.800 --> 02:29.460 correctly. 02:30.480 --> 02:31.920 Sean Murray: Is that that's your normal hair. 02:32.910 --> 02:33.450 Johny Fernandez: I don't know. 02:34.380 --> 02:35.520 Sean Murray: You don't know if it's your normal hair? 02:35.550 --> 02:35.970 Johny Fernandez: No. 02:37.350 --> 02:39.150 Sean Murray: Is there like? You know what there's a little poof 02:39.150 --> 02:39.540 going on. 02:39.540 --> 02:40.830 Johny Fernandez: A little height. 02:40.860 --> 02:42.210 Sean Murray: Like a little Snooky poof. 02:44.520 --> 02:46.650 Johny Fernandez: So gotta make sure to dress up nice. 02:46.740 --> 02:47.130 Sean Murray: I like it. 02:47.130 --> 02:50.520 Johny Fernandez: Got my red tie, power tie. Red tie. Gray suit. 02:50.550 --> 02:52.440 Sean Murray: How long did it take you to make this costume? 02:53.460 --> 02:54.240 Johny Fernandez: Like 30 minutes. 02:54.270 --> 02:54.840 Sean Murray: 30 minutes? 02:54.840 --> 02:55.170 Johny Fernandez: Yeah. 02:55.290 --> 02:56.730 Sean Murray: Okay, who drew that? 02:57.000 --> 02:57.780 Johny Fernandez: I drew that. 02:57.780 --> 02:58.440 Sean Murray: You drew that? 02:58.470 --> 02:59.730 Johny Fernandez: I drew all of it. 02:59.730 --> 03:00.420 Sean Murray: Looks pretty good. 03:00.450 --> 03:03.210 Johny Fernandez: Thanks. So what about your costume? Let's 03:03.210 --> 03:04.230 explain a little bit more about your costumer. 03:04.230 --> 03:05.760 Sean Murray: I'm not wearing a costume. This is just I'm just 03:05.760 --> 03:08.340 getting ready for Broker Fair. This is the suit I'll be wearing 03:08.340 --> 03:09.780 at Broker Fair 2021. 03:09.810 --> 03:10.710 Johny Fernandez: Traditional suit. 03:11.310 --> 03:13.800 Sean Murray: Yeah, I didn't know we were wearing costumes today. 03:13.830 --> 03:14.400 Johny Fernandez: Oh, okay. 03:14.430 --> 03:14.820 Sean Murray: Yeah. 03:14.880 --> 03:17.580 Johny Fernandez: All right. So is it because it's gonna be a 03:17.580 --> 03:18.330 killer event? 03:19.020 --> 03:25.680 Sean Murray: Yes, yes. I'm just dying. Waiting for it. Yeah, 03:25.680 --> 03:29.250 this is the point where you're like, do do over. Yeah, do over. 03:30.510 --> 03:33.810 Well. All right, so now that you're an NFT, are you going to 03:33.810 --> 03:37.020 be able to talk about any any of the, you know, what kind of 03:37.020 --> 03:39.090 conversation do we have set for today? 03:39.120 --> 03:40.800 Johny Fernandez: We have a couple conversation set for 03:40.800 --> 03:44.610 today, actually, about NFT's. But first, we're gonna start off 03:44.610 --> 03:45.930 with Shopify. 03:45.990 --> 03:46.320 Sean Murray: Okay. 03:46.320 --> 03:48.870 Johny Fernandez: So just came out saying. 03:50.220 --> 03:52.440 Sean Murray: I like how you're just going straight into the 03:52.440 --> 03:54.630 segment. Okay, continue. All right. 03:54.690 --> 03:56.730 Johny Fernandez: Oh, man. All right. So the NFT in me says 03:56.730 --> 04:01.320 that Shopify, recently released a report that they're earning 04:01.620 --> 04:02.400 has gone up. 04:03.390 --> 04:06.420 Sean Murray: Their, their originations and funding had 04:06.420 --> 04:10.080 increased quarter over quarter. In fact, they put out at about 04:10.110 --> 04:16.200 $393.6 million in MCAs and business loans in Q3, which is 04:16.200 --> 04:18.990 about $30 million higher than the previous quarter. 04:18.990 --> 04:22.110 Johny Fernandez: So it says they'll be atleast $30 billion 04:22.440 --> 04:26.250 higher than their last report that was similar. And I mean, 04:26.250 --> 04:28.560 pretty much showing that Shopify blew up. I mean, at the end of 04:28.560 --> 04:32.400 the day. Can't take you seriously with that suit. 04:33.960 --> 04:36.780 Sean Murray: Says the guy says says the guy with the sunglasses 04:36.780 --> 04:38.280 and the NFT costume. Yeah. 04:39.810 --> 04:47.160 Johny Fernandez: Shopify. No. No worries blew up. And I mean, at 04:47.160 --> 04:49.980 this point, it's going up still from here. 04:50.310 --> 04:52.860 Sean Murray: Sure. Alright, another interesting fact about 04:52.860 --> 04:55.890 Shopify is that they've already surpassed $1 billion in 04:55.890 --> 04:59.010 origination for 2021 so far. 04:59.460 --> 05:01.530 Johny Fernandez: Obviously an increase from 2020, when they 05:01.530 --> 05:04.800 saw that things pretty much skyrocket. And another thing 05:04.800 --> 05:07.830 that we did see is that I mean, everyone was using the E 05:07.830 --> 05:11.040 commerce space, that pretty much gave them a leg up, and they 05:11.040 --> 05:17.070 continue to just perform, and really capitalize on that whole 05:17.070 --> 05:17.910 year. So 05:18.510 --> 05:20.130 Sean Murray: 2020 was actually good for them. 05:20.160 --> 05:21.990 Johny Fernandez: Yeah, that's what I was gonna say for some 05:21.990 --> 05:24.270 company that was bad for them. They blew up, people took 05:24.270 --> 05:26.700 advantage of it. And now people, why are you laughing? 05:27.570 --> 05:28.710 Sean Murray: I'm not laughing, you're laughing? 05:29.970 --> 05:31.560 Johny Fernandez: So for some people. 05:31.560 --> 05:34.200 Sean Murray: This serious broadcast Johny, a serious 05:34.200 --> 05:34.680 broadcast. 05:34.680 --> 05:36.810 Johny Fernandez: So in conclusion, for some people, for 05:36.810 --> 05:41.070 some businesses 2020 did not do them well. For Shopify 2020 did 05:41.070 --> 05:44.190 them well, 2021 is doing them well. Their numbers are going up 05:44.400 --> 05:49.350 and at this point. It's sky's the limit for them. But our 05:49.350 --> 05:52.470 reality a lot of people are going into the E commerce space. 05:53.340 --> 05:55.740 They're taking advantage of that. 05:56.070 --> 05:58.020 Sean Murray: Mm hmm. That sounds great. 05:58.050 --> 05:58.560 Johny Fernandez: Yeah. 05:58.800 --> 06:01.230 Sean Murray: Okay. So yeah, stay tuned for more information about 06:01.230 --> 06:03.000 Shopify and Shopify capital. 06:04.080 --> 06:05.790 Johny Fernandez: You want to talk about the next NFT strory? 06:06.390 --> 06:08.370 Sean Murray: I feel like we have to talk about NFT's like you 06:08.370 --> 06:11.640 forced are you forced into the conversation by dressing up as 06:11.640 --> 06:13.950 an NFT. We talked about NFT's last time in here. 06:14.040 --> 06:15.330 Johny Fernandez: You want to talk about it again today? 06:15.360 --> 06:19.020 Sean Murray: Yeah. So this whole number 11. This is a play on the 06:19.110 --> 06:23.820 the collection of 10, broker NFT's that we just created. We 06:23.820 --> 06:25.980 mentioned them on the Ethereum blockchain, we shared them all 06:25.980 --> 06:29.940 over social media, and we are giving away one on Instagram. 06:30.090 --> 06:33.120 Johny Fernandez: And to recap, if you want to win that one, you 06:33.150 --> 06:36.900 have three ways to win. The first one is a picture of post 06:36.900 --> 06:40.680 that the second one if you don't have, that we'll send you a 06:40.680 --> 06:43.470 graphic if you post that. And the third one is if you comment 06:43.470 --> 06:46.050 on one of the pictures that we have on Instagram, and you tag 06:46.050 --> 06:48.120 someone that you want to go to Broker Fair with, then you'll 06:48.150 --> 06:49.200 enter into the raffle. 06:49.860 --> 06:50.460 Sean Murray: There you go. 06:50.520 --> 06:50.880 Johny Fernandez: Yeah. 06:50.910 --> 06:52.200 Sean Murray: Straight from the NFT. 06:52.230 --> 06:53.130 Johny Fernandez: Straight from the NFT. 06:53.160 --> 06:55.020 Sean Murray: You know what I gotta say though, we've been a 06:55.020 --> 06:56.100 little outshined. 06:56.250 --> 06:58.530 Johny Fernandez: I I've heard through the grapevine. 06:58.560 --> 07:01.080 Sean Murray: Yeah. So here we went and created our own 07:01.080 --> 07:04.710 collection of NFT's 10 NFT's. I thought we were special. And we 07:04.710 --> 07:08.070 were out. We were. Hello. 11 I'm sorry, you're you're number 11. 07:08.100 --> 07:11.550 You're now on the blockchain. And we've been out done by a 07:11.550 --> 07:12.750 company called McDonald's. 07:12.780 --> 07:13.410 Johny Fernandez: Who are they? 07:13.770 --> 07:15.270 Sean Murray: Who are who is McDonald's? 07:15.300 --> 07:15.660 Johny Fernandez: Yeah. 07:16.650 --> 07:20.040 Sean Murray: Okay, so I'll just take that as a as a joke 07:20.040 --> 07:23.220 question, which I'm sure it was a joke question, but the 07:23.250 --> 07:27.750 McDonald's has minted their own limited edition set of NFT's. 07:28.170 --> 07:29.460 Johny Fernandez: Do you know they consists of? 07:29.610 --> 07:32.280 Sean Murray: The McRob, the MicRib NFT. 07:32.490 --> 07:32.670 Johny Fernandez: Okay. 07:32.670 --> 07:33.750 Sean Murray: They announced it this morning. 07:33.810 --> 07:35.370 Johny Fernandez: Okay, so let me get this straight. So you can 07:35.370 --> 07:38.790 order a McRib NFT. But you will never get it delivered to your 07:38.790 --> 07:39.330 house? 07:40.230 --> 07:42.510 Sean Murray: Yeah, this is this is the fundamental problem that 07:42.570 --> 07:45.150 that Johny has with NFTs is that they only exist in digital 07:45.150 --> 07:48.900 format. There is no physical delivery of the goods. It's not 07:48.900 --> 07:51.180 a representation of something that exists physically. Although 07:51.180 --> 07:54.630 I suppose you could do that if you wanted to use the NFT to 07:54.630 --> 07:58.470 represent something physically. But the McRib NFT, to my 07:58.470 --> 08:02.610 understanding is that it's just a digital image. And McDonald's 08:02.610 --> 08:04.890 said they're going to be giving away a few of these digital 08:04.920 --> 08:10.080 images of the McRib, on Twitter, which is great, except, you 08:10.080 --> 08:12.780 know, it's kind of competing with our broker collection of 08:12.930 --> 08:15.480 NFTs. So McDonald's couldn't choose worse timing by 08:15.480 --> 08:18.510 announcing the day after our announcement with an NFT that is 08:18.510 --> 08:20.040 clearly just a little bit better. 08:20.160 --> 08:21.540 We should run them out of business. 08:21.660 --> 08:24.780 How much would you pay for a McRib NFT? You don't get the, 08:24.810 --> 08:27.600 you don't get the real thing. Just you just picture. 08:27.630 --> 08:28.770 Johny Fernandez: 25 cents. 08:28.860 --> 08:31.830 Sean Murray: 25 cents. That's it. So you would pay something 08:31.830 --> 08:32.220 for it? 08:32.309 --> 08:33.419 Johny Fernandez: Yeah, whatever. 08:34.049 --> 08:35.879 Sean Murray: You sound really enthusiastic about it. 08:36.600 --> 08:37.800 Johny Fernandez: 25, 10 cents. 08:37.830 --> 08:38.970 Sean Murray: Do you like the McRib Johny? 08:38.970 --> 08:39.390 Johny Fernandez: No. 08:39.450 --> 08:40.590 Sean Murray: Oh, so you don't even like the McRib. 08:40.620 --> 08:40.890 No. 08:40.919 --> 08:41.849 Okay, so, first. 08:41.880 --> 08:43.530 Johny Fernandez: I like Mcdonald's chicken nuggets, the 08:43.530 --> 08:46.350 grilled chicken sandwich. Or their tenders. 08:46.860 --> 08:48.660 Sean Murray: You like the chicken tendies that they have? 08:48.660 --> 08:49.050 Johny Fernandez: I do. 08:49.080 --> 08:49.500 Sean Murray: Okay. 08:49.530 --> 08:50.160 Johny Fernandez: I'm a child. 08:50.700 --> 08:51.900 Sean Murray: What about what about like the. 08:52.560 --> 08:54.540 Johny Fernandez: Spicy Mcchicken sandwich from the dollar menu. 08:54.600 --> 08:56.370 Sean Murray: When was the last time you went to McDonald's? 08:57.390 --> 08:58.260 Johny Fernandez: Over the summer. 08:59.040 --> 09:00.030 Sean Murray: So you don't go that often? 09:00.060 --> 09:00.540 Johny Fernandez: I don't. 09:00.780 --> 09:02.160 Sean Murray: Is that like a dietary thing? 09:02.610 --> 09:05.970 Johny Fernandez: Part of it. But part of it is also no you know, 09:05.970 --> 09:09.930 it was over the summer after going out one night. We went to 09:09.930 --> 09:11.400 get some fries with my girlfriend. 09:11.580 --> 09:12.060 Sean Murray: Okay. 09:12.150 --> 09:12.510 Johny Fernandez: Yeah. 09:12.540 --> 09:13.950 Sean Murray: So you didn't even get the full thing. You just got 09:13.950 --> 09:14.460 the fries. 09:14.490 --> 09:15.870 Johny Fernandez: I got some chicken nuggets and fries. 09:15.900 --> 09:18.930 Sean Murray: You know, it could be a nice way to to manage your 09:18.930 --> 09:21.870 diet. You go in there you don't even get the burger you just get 09:21.870 --> 09:25.110 you get the McRib NFT with the real fries. And you feel like 09:25.110 --> 09:28.410 you got the Happy Meal. But only half of it is real. 09:28.920 --> 09:32.850 Johny Fernandez: That's all right. Yeah. See how much we 09:32.850 --> 09:33.630 will pay for that. 09:33.840 --> 09:35.580 Sean Murray: We're gonna find out I think they're gonna give 09:35.580 --> 09:37.860 away a few because they intend to sell it to you. I think 09:37.860 --> 09:39.630 that's I think that's their end goal. I don't know but. 09:39.630 --> 09:42.480 Johny Fernandez: Is it is it is it here's the deal. If the NFT 09:42.480 --> 09:45.540 was like chicken tenders or chicken nuggets, and on top of 09:45.540 --> 09:49.680 that you get like a lifetime delivery to your house that is 09:49.680 --> 09:51.720 worth it on top of the NFT. 09:52.020 --> 09:54.540 Sean Murray: Okay. That kind of thing can be done too. That's 09:54.540 --> 09:57.270 the way that they're enticing some people to get NFTs is that 09:57.480 --> 10:00.750 you're paying for the picture? Yes, but ultimately there's some 10:00.750 --> 10:04.020 sort of like, you know, bonus or promotion behind it is so maybe 10:04.020 --> 10:05.940 like a lifetime supply of like. 10:05.970 --> 10:07.530 Johny Fernandez: If there's a lifetime supply of chicken 10:07.530 --> 10:08.370 tenders. I'm in. 10:09.000 --> 10:09.420 Sean Murray: Okay. 10:09.570 --> 10:12.660 Johny Fernandez: Like the NFT like NFT chicken tenders would 10:12.660 --> 10:15.420 be chicken tenders delivered to your house for a lifetime. I'm 10:15.420 --> 10:17.610 in hands down. Hands down. 10:18.060 --> 10:18.510 Sean Murray: Okay. 10:18.600 --> 10:18.960 Johny Fernandez: All right. 10:19.170 --> 10:21.900 Sean Murray: All right, serious words from a very serious man. 10:22.350 --> 10:25.470 But now then, for the next conversation, the next topic 10:25.470 --> 10:27.360 that we have today, I didn't tell you what it was going to be 10:27.390 --> 10:29.070 I told you we're gonna have a little surprise. 10:29.310 --> 10:29.880 Johny Fernandez: Oh, Lord. 10:30.000 --> 10:30.780 Sean Murray: Do you know what it is? 10:30.780 --> 10:32.010 Johny Fernandez: No it's probably a lightning round. 10:32.040 --> 10:34.800 Sean Murray: He usually gives me a lightning round. Today it's 10:34.800 --> 10:37.260 gonna be it's kind of like a reverse lightning round. It's 10:37.260 --> 10:41.040 like a, it's a Halloween round. Just. Okay. Just for you. Okay. 10:41.310 --> 10:42.090 I have come up with. 10:42.510 --> 10:43.500 Johny Fernandez: How many questions do you have? 10:43.560 --> 10:46.020 Sean Murray: I've come up with there not questions per se. 10:46.020 --> 10:49.890 There scenarios, okay. Okay. It's Halloween, I've come up 10:49.890 --> 10:53.700 with 13 scenarios that are designed to be you know, someone 10:53.730 --> 10:57.000 you know, a little spooky to perhaps very spooky. Okay. And I 10:57.000 --> 11:00.750 want you to give me your vocal reaction. Oh, Lord. Each of 11:00.750 --> 11:03.450 these things. Okay. So if you're like, if you think it's like you 11:03.450 --> 11:06.900 know, a little scary, but you know, if it's very scary, you 11:06.900 --> 11:10.380 could be like, ah, or, you know, use your use your judgment. 11:10.410 --> 11:13.500 Okay. Are you ready? Do you think you can handle it? Yeah. 11:13.560 --> 11:17.460 Okay. All right. Number one. Okay. You're, you're in real 11:17.460 --> 11:20.580 estate, right? You're a real estate broker. Okay. Scary. 11:20.610 --> 11:23.010 That's scary. Okay. That wasn't that wasn't it? Okay. That 11:23.010 --> 11:25.950 although that's kind of scary. All right. Number one. You just 11:25.950 --> 11:28.950 spent two months helping a new client and you just got the 11:28.950 --> 11:34.800 commission check. It's $100. Okay. What's the reaction? 11:35.520 --> 11:38.580 That's your reaction? I'm scared because. You're scared. Yeah. 11:38.640 --> 11:38.940 Okay. 11:40.230 --> 11:42.690 Johny Fernandez: $100, I'm scared, I'd be scared. 11:42.720 --> 11:43.290 Sean Murray: Okay. 11:43.380 --> 11:45.210 Johny Fernandez: I'll even pick up a clock. Nevermind. 11:45.990 --> 11:47.130 Sean Murray: You can elaborate. 11:47.130 --> 11:49.140 Johny Fernandez: Yeah, I would pick up a coin if the questions 11:49.140 --> 11:49.620 $100. 11:49.650 --> 11:50.490 Sean Murray: Okay. So you're back. 11:50.490 --> 11:52.800 Johny Fernandez: For two months. If it was like a day, then 11:52.800 --> 11:53.310 maybe. 11:53.370 --> 11:54.600 Sean Murray: So you were very scared? 11:54.630 --> 11:55.170 Johny Fernandez: Yes. 11:55.200 --> 11:55.680 Sean Murray: Okay. 11:55.740 --> 11:56.160 Johny Fernandez: Yeah. 11:56.640 --> 11:59.190 Sean Murray: Your favorite contestant on The Bachelor just 11:59.190 --> 12:00.090 got sent home. 12:01.230 --> 12:02.880 Johny Fernandez: I'm not even scared. I'm just sad. 12:02.970 --> 12:03.600 Sean Murray: You're sad? 12:03.630 --> 12:03.870 Johny Fernandez: Yeah. 12:03.870 --> 12:05.130 Sean Murray: You gotta you gotta do what you got to do a 12:05.130 --> 12:09.270 representation. You gotta be like, oh, there you go. Okay, 12:09.270 --> 12:11.670 yeah, do some sort of like representation of your feelings. 12:11.700 --> 12:12.360 Johny Fernandez: Okay. All right. 12:12.390 --> 12:15.960 Sean Murray: Number three. You just came back from the future 12:15.960 --> 12:18.660 and found out that we have to wear a mask for another 12 12:18.690 --> 12:18.930 years. 12:18.960 --> 12:20.400 Johny Fernandez: Ah, crap. 12:25.380 --> 12:27.300 Sean Murray: Better. That was better. I like that. Okay. Yeah, 12:27.300 --> 12:31.050 I get you in the in the Spirit. You just bought a house. Okay. 12:31.110 --> 12:34.980 And found out it was just an NFT picture of a house and not a 12:34.980 --> 12:35.760 real house. 12:37.980 --> 12:41.520 Johny Fernandez: Dang. I'm not even scared. I'm just mad at 12:41.520 --> 12:41.970 this point. 12:41.970 --> 12:42.480 Sean Murray: You're mad? 12:42.510 --> 12:43.500 Johny Fernandez: I'm mad. I'm not even scared. 12:43.530 --> 12:46.740 Sean Murray: What's your what's your mad representation? Oh, 12:48.090 --> 12:53.250 okay. All right. Yeah, pretty. That's expressing yourself. Just 12:53.250 --> 12:56.070 found out this is number five. You just found out we're not 12:56.190 --> 12:59.130 doing a live stream. We're really filming a secret 12:59.130 --> 13:00.450 biography about your life. 13:05.010 --> 13:08.850 Johny Fernandez: Um, I'd be speechless for that one. Right 13:08.850 --> 13:10.620 now. Yeah. Okay. Oh, crap. 13:10.920 --> 13:15.960 Sean Murray: Okay. Number six. You just invested your life 13:15.960 --> 13:19.830 savings in a Fintech startup. But you later find out it's a 13:19.830 --> 13:20.760 Ponzi scheme. 13:21.000 --> 13:26.280 Ah, crap. Rats. I'm an idiot. 13:27.780 --> 13:31.740 Number seven. Your family just put their life savings in a meme 13:31.740 --> 13:32.400 stock. 13:33.630 --> 13:34.620 Johny Fernandez: A meme stock? 13:34.650 --> 13:35.100 Sean Murray: Yeah. 13:35.430 --> 13:38.280 Johny Fernandez: Idiots. Idiots. All of them. 13:38.520 --> 13:40.350 Sean Murray: I like how you have language for all these things. 13:40.350 --> 13:45.180 Okay, idiots. I like it. Number eight. You just saw Sean Murray 13:45.210 --> 13:46.770 walking down the street in Brooklyn. 13:46.950 --> 13:50.370 Johny Fernandez: Oh, man. I'm not even scared. I'm excited. 13:50.370 --> 13:53.400 Like, hey, what's going on in the industry? 13:53.430 --> 13:56.640 Sean Murray: Yeah, that sounds that sounds about right. In 13:56.640 --> 13:58.140 fact, this happened to us yesterday. 13:58.170 --> 13:58.500 Johny Fernandez: I did. 13:58.500 --> 14:00.090 Sean Murray: I was walking down the street. Yeah. And you came 14:00.090 --> 14:00.150 up. 14:00.150 --> 14:01.020 Johny Fernandez: What, what did I say? 14:01.080 --> 14:01.560 Sean Murray: You scared me. 14:01.560 --> 14:03.810 Johny Fernandez: I scared you and I told you. Hey, give me $1. 14:03.840 --> 14:04.140 Sean Murray: Yeah. 14:04.170 --> 14:05.940 Johny Fernandez: And Sean's like, it's happening. It's 14:05.940 --> 14:08.130 happening. I don't know what's happening, but he's screaming 14:08.130 --> 14:09.000 that it's happening. 14:10.110 --> 14:11.970 Sean Murray: Okay, yeah. A little embarrassing, but it's 14:11.970 --> 14:15.600 true. I was like it's finally happening to me. But it was it 14:15.600 --> 14:16.800 was just Johny Fernandez. 14:16.830 --> 14:18.180 Johny Fernandez: Oh, too. Good. 14:18.630 --> 14:21.270 Sean Murray: All right, number nine. You just found out Trader 14:21.270 --> 14:23.070 Joe's is doubling their prices. 14:23.640 --> 14:26.790 Johny Fernandez: That's real life right now. I'm pretty 14:26.790 --> 14:27.150 upset. 14:27.180 --> 14:28.350 Sean Murray: Don't even joke about that? 14:28.380 --> 14:30.990 Johny Fernandez: No. Their their red meat has gone up. 14:31.170 --> 14:31.800 Sean Murray: The red meat? 14:31.800 --> 14:33.330 Johny Fernandez: Yeah, like double the price. 14:33.390 --> 14:35.250 Sean Murray: Do you go in there saying I'm really looking for 14:35.250 --> 14:35.820 red meat? 14:35.850 --> 14:36.660 Johny Fernandez: Absolutely. 14:37.170 --> 14:38.610 Sean Murray: Is that how you read it on your shopping list 14:38.610 --> 14:39.330 you're like red? 14:39.360 --> 14:39.660 Johny Fernandez: No. 14:39.660 --> 14:40.890 Sean Murray: Not like ground beef or something? 14:40.890 --> 14:41.640 Johny Fernandez: I put filet. 14:41.640 --> 14:42.390 Sean Murray: Like you like I'm looking. 14:42.390 --> 14:43.050 Johny Fernandez: Filet mignon. 14:43.200 --> 14:43.650 Sean Murray: Okay. 14:43.710 --> 14:46.050 Johny Fernandez: I like nice. I like good. Like, good red meat. 14:46.080 --> 14:46.980 Sean Murray: And the price has gone up? 14:47.010 --> 14:47.460 Johny Fernandez: Yeah. 14:47.490 --> 14:47.730 Sean Murray: Okay. 14:47.760 --> 14:51.570 Johny Fernandez: They're like $20 a pound now. Ah. Yeah. 14:51.780 --> 14:52.620 Sean Murray: That's spooky. 14:52.650 --> 14:54.420 Johny Fernandez: Yeah, that is spooky. That's disappointing. 14:54.600 --> 14:55.800 That's life right now though. 14:55.950 --> 14:56.790 Sean Murray: Number 10. 14:57.000 --> 14:57.330 Johny Fernandez: All right. 14:57.360 --> 14:59.220 Sean Murray: You're walking down the street and a guy says, hey, 14:59.220 --> 15:01.950 man, aren't you Johny Fernandez from deBanked TV? 15:02.250 --> 15:04.950 Johny Fernandez: I'd be like, what's up, man? I am. How you 15:04.950 --> 15:08.670 doing? How are you gonna be scared. I'd be like what's up? 15:09.360 --> 15:12.720 Sean Murray: You'd be excited. Yeah. Okay. That's not spooky. 15:12.750 --> 15:13.410 Johny Fernandez: That's not spooky. 15:13.440 --> 15:14.400 Sean Murray: No you like your fans. 15:14.430 --> 15:14.910 Johny Fernandez: I like my fans. 15:14.940 --> 15:15.240 Sean Murray: Okay. 15:15.270 --> 15:16.200 Johny Fernandez: I'll give them a signature. 15:16.230 --> 15:16.860 Sean Murray: Okay, really? 15:16.860 --> 15:17.640 Johny Fernandez: Yeah. 15:17.850 --> 15:20.370 Sean Murray: Will it be a real autograph or will be like a like 15:20.370 --> 15:22.110 a digital NFT autograph? Would you do a real one? 15:22.110 --> 15:22.530 Johny Fernandez: A real one. 15:22.560 --> 15:22.980 Sean Murray: A real one? 15:22.980 --> 15:23.220 Johny Fernandez: Yeah. 15:23.250 --> 15:23.580 Sean Murray: Okay. 15:23.610 --> 15:25.200 Johny Fernandez: If it's NFT. I'll also send it to their 15:25.200 --> 15:25.500 house. 15:25.590 --> 15:29.520 Sean Murray: If someone would pay you for an NFT of yourself. 15:29.580 --> 15:30.690 Would you make one and sell it? 15:30.690 --> 15:31.050 Johny Fernandez: Oh, yeah. 15:31.080 --> 15:31.530 Sean Murray: You would? 15:31.560 --> 15:31.920 Johny Fernandez: Yeah. 15:32.010 --> 15:35.040 Sean Murray: Okay. Is there like a certain price? What? Let's say 15:35.040 --> 15:37.680 someone wanted a free one. Would you would you do that? Or do 15:37.680 --> 15:42.090 they have to pay? They gotta pay? Yeah. Okay. All right. Good 15:42.090 --> 15:47.730 to know. Number 11. We've been talking about FinTech for more 15:47.730 --> 15:51.330 than, I don't know, two years together. You thought you knew 15:51.330 --> 15:54.450 what we were talking about. But you just found out that FinTech 15:54.450 --> 15:56.940 really is for finger technicians. 15:59.640 --> 16:04.770 Johny Fernandez: That's spooky. I'm like oh, crap. Finger 16:04.770 --> 16:05.460 technician. 16:06.990 --> 16:08.520 Sean Murray: What if I told you that's what we've been talking 16:08.520 --> 16:09.270 about the whole time? 16:09.450 --> 16:10.890 Johny Fernandez: Then I've been doing a bad job. 16:10.920 --> 16:11.820 Sean Murray: You've been doing a bad job? 16:11.820 --> 16:13.080 Johny Fernandez: A bad job. 16:13.680 --> 16:17.460 Sean Murray: Number 12. Your girlfriend texted to you to say 16:17.460 --> 16:19.230 she's now a crypto billionaire. 16:19.410 --> 16:23.550 Johny Fernandez: Okay. I get excited. I'm like, hey, you 16:23.550 --> 16:26.550 better cash out right now. That's it. 16:26.580 --> 16:27.090 Sean Murray: That's it. 16:27.090 --> 16:27.390 Johny Fernandez: That's it. 16:27.450 --> 16:28.590 Sean Murray: You call her and say cash out? 16:28.590 --> 16:29.970 Johny Fernandez: Cash out. Hands down. 16:30.030 --> 16:30.450 Sean Murray: Okay. 16:30.570 --> 16:31.020 Johny Fernandez: Yeah. 16:31.230 --> 16:33.120 Sean Murray: That's not that's not spooky, that you're feeling 16:33.120 --> 16:34.620 confident. Okay. 16:34.620 --> 16:35.460 Johny Fernandez: Cash out right now. 16:35.520 --> 16:35.970 Sean Murray: Okay. 16:36.210 --> 16:36.870 Johny Fernandez: Hands down. 16:37.050 --> 16:37.980 Sean Murray: And share it with you. 16:38.040 --> 16:38.400 Johny Fernandez: Yeah. 16:38.460 --> 16:38.910 Sean Murray: Okay. 16:39.450 --> 16:41.100 Johny Fernandez: That's when we go to City Hall real quick. 16:42.420 --> 16:44.550 Sean Murray: Scary. Scary. Sounds like you'd be a little 16:44.550 --> 16:45.150 bit scared. 16:45.930 --> 16:46.500 Johny Fernandez: A little bit. 16:46.800 --> 16:50.880 Sean Murray: Number 13. The final one. You just found out 16:50.880 --> 16:53.100 that we're going to put you on the blockchain and make you an 16:53.100 --> 16:54.960 NFT permanently. 16:56.640 --> 16:58.590 Johny Fernandez: I'm right here. Number 11. 16:59.430 --> 17:00.300 Sean Murray: Are you ready for that? 17:00.300 --> 17:00.930 Johny Fernandez: I am ready for that. 17:00.930 --> 17:01.860 Sean Murray: What if we really did that? 17:01.890 --> 17:03.900 Johny Fernandez: I'd be very happy. Yeah. 17:03.930 --> 17:04.320 Sean Murray: Okay. 17:04.440 --> 17:05.610 Johny Fernandez: Nothing scares me in life. 17:06.210 --> 17:07.770 Sean Murray: A few things scare you. 17:07.800 --> 17:08.910 Johny Fernandez: Nothing scares me in life. 17:08.970 --> 17:11.070 Sean Murray: How can you say that after we just did? How can 17:11.070 --> 17:13.800 you say although you did your emotions did range. You you were 17:13.830 --> 17:18.960 you were mad. You were, you know, you were upset. Yeah. You 17:18.960 --> 17:23.820 were speechless at times. Yeah. What's your number one fear? 17:24.510 --> 17:25.410 Johny Fernandez: Cats. 17:25.890 --> 17:28.080 Sean Murray: Cats? Yeah. What it's about cats? 17:28.080 --> 17:28.769 Johny Fernandez: House full of cats. 17:28.800 --> 17:29.640 Sean Murray: A house full of them? 17:29.670 --> 17:29.970 Johny Fernandez: Yeah. 17:30.000 --> 17:31.710 Sean Murray: Is this like you're like number one nightmare. Like 17:31.710 --> 17:34.710 you wake up? I like how you went right to that you didn't even 17:34.710 --> 17:35.340 think about it. 17:35.340 --> 17:36.960 Johny Fernandez: Cause that's always my fear. A house full of 17:36.960 --> 17:38.370 cats. Forget about it. 17:38.370 --> 17:41.010 Sean Murray: Most people say like spiders. Cats. 17:41.460 --> 17:43.320 Johny Fernandez: My girlfriend wants to get one we're still 17:43.320 --> 17:43.530 like. 17:43.950 --> 17:45.180 Sean Murray: One cat is terrifying? 17:45.630 --> 17:47.220 Johny Fernandez: You just never know when they're gonna attack 17:47.220 --> 17:50.370 you. You never know. Like, they I feel like they're like 17:51.000 --> 17:58.200 backstabbers. He just never know. Doctor, okay. Cats. No. 17:58.260 --> 17:58.980 Sean Murray: No cats. 17:58.980 --> 17:59.490 Johny Fernandez: No cats. 17:59.520 --> 17:59.910 Sean Murray: Okay. 18:00.120 --> 18:01.680 Johny Fernandez: They turn on their owners all the time. 18:02.700 --> 18:04.320 Sean Murray: Alright, so now we know now we know your worst 18:04.320 --> 18:07.800 fears. That's that's all we have for today is Halloween 18:07.800 --> 18:12.030 broadcast, we may in fact, turn Johny into a real NFT. So stay 18:12.030 --> 18:14.880 tuned for that. We're not going to let this opportunity go to 18:14.880 --> 18:17.460 waste, especially since we know how you feel about NFT's in 18:17.460 --> 18:22.080 general. But on that note, thank you for tuning in. Go out there 18:22.080 --> 18:25.920 and register for Broker Fair. Go to brokerfair.org Tickets are 18:25.920 --> 18:28.830 selling fast now. We're selling tickets literally every single 18:28.830 --> 18:32.970 day in large quantities. So don't wait to the last minute. I 18:32.970 --> 18:34.920 don't know exactly how many people we'll end up having at 18:34.920 --> 18:37.800 the very end of it. But we have allocation for a lot. We have a 18:37.800 --> 18:41.100 lot of room. And we're hearing very good things about in person 18:41.100 --> 18:43.290 networking right now. People are very excited to do it. There has 18:43.290 --> 18:46.230 been some events out there happening in other places. And 18:46.230 --> 18:48.900 energy has been good. The networking has been good. And 18:48.900 --> 18:52.290 that's making us feel good. And as our attendees are who are 18:52.290 --> 18:55.050 already registered or giving us great feedback about how excited 18:55.050 --> 18:57.810 they are. So we hope to see you at Broker Fair 2021 18:58.140 --> 19:00.210 Johny Fernandez: All right and from all of us here in Brooklyn. 19:00.660 --> 19:01.830 I'm Johny Fernandez. 19:01.860 --> 19:04.200 Sean Murray: I'm Sean Murray, looking totally looking totally 19:04.200 --> 19:05.370 normal on a regular day. 19:05.550 --> 19:09.870 Johny Fernandez: Exactly. I'm an NFT, see you guys soon. See you 19:09.870 --> 19:10.980 guys later. Have a good one.