Johny Fernandez: So the next question is what is a
consolidation?
Sean Murray: What is a consolidation? So I think we're
talking about what is what is essentially what is debt
consolidation. And debt consolidation is when you get a
loan to pay off multiple other loans, and then you pay off the
one lender instead. So it can be quite challenging to juggle 3,
4, 5, 6, or even more loans at once, or, you know, maybe it's
advances and you have a daily debit coming out, you know, 3,
4, 5, 6 of them at a time, every single day. And you'd rather
just manage the relationship with one rather than logging
into five or six different portals to see you know, what
your performance history is. So, a consolidation is is a is a
financial company that will essentially satisfy the
obligations of all the other outstanding balances you have,
and then you will only pay the one that remains, that's the consolidation.