Johny Fernandez: So the other question is what is a reverse
consolidation?
Sean Murray: What is a reverse consolidation? So, you know, I
don't know where this term came from, but it's gotten quite
popular in the last few years in the in the non bank finance
industry. What is a reverse consolidation? So what's
different is that instead of the the consolidator paying off all
of your outstanding loans or obligations at once, what they
will do instead is that they will make the payments towards
all your loans and obligations as they're supposed to be paid.
Right? And not actually pay them off at once. They'll pay them
off over over time. Yeah. So if you have five lenders who are
debiting your account every day or every week, the reverse
consolidator will give you the money each time those debits are
going to come out to cover all of those payments. And at the
end, once everyone is paid off, where you're going to be paying
the reverse consolidator for a long time because they've been
paying all your bills. They've been paying all your loans off
for a long time. And so then you only have one at the end of it.
But in the meantime, they're gonna cover all of your
payments. That's a reverse consolidation.