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Johny Fernandez: What is a
direct lender?

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Sean Murray: A direct lender is
the lender, the actual lender.

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The reason that we have the term
direct in there is because there

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are a lot of folks out there who
may kind of misrepresent their

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position, you know, or the
status in the financing process.

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And they say, well, we're the
lender, but they may not be the

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wonder. They might be the broker
who's trying to convince

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somebody that they're the
lender. And because that's been

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so common. It's been important
to for certain companies to

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clarify that, hey, we are the
direct lender. We're not the

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brokers pretending to be the
lender. We're not only just the

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lender, we're the direct lender.
It's coming directly from us.