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Johny Fernandez: What is an
underwriter?

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Sean Murray: Okay, good
question. Good question. What is

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an underwriter? An underwriter
is just a risk analyst. The

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underwriter is in charge of
approving or declining a deal in

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the small business finance
industry.

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Johny Fernandez: Is there any
other term for underwriter?

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Sean Murray: I.. another term
for it?

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Johny Fernandez: Like that we
should know like?

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Sean Murray: That's the term
that is frequently used. You

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could you could use you could,
you could say risk analysts but

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I think the underwriter at the
end of the day is the one making

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the final call. Underwriting.
Underwriting a deal is really

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the process of analyzing the
risk as to whether or not you're

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going to go forward with it, it
you can call the team of

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underwriters, the underwriting
department. You can call you

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know, meeting which the rich
risk analysts are getting

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together and underwriting
meeting. But the underwriter the

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underwriter at the end of the
day as far as people in the

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small business finance industry
need to know it. The underwriter

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is the one making the call as to
whether or not to approve or

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decline the deal.