1 00:00:00.355 --> 00:00:03.165 Welcome to the 2025 De Bank Connect in Miami. 2 00:00:03.585 --> 00:00:05.325 I'm now joined with Steven edis 3 00:00:05.325 --> 00:00:08.325 with Dynamic Capital, who's looking dynamic. Well, 4 00:00:08.325 --> 00:00:09.325 Thank you for having me. 5 00:00:09.585 --> 00:00:11.525 You're bringing the My Miami color. 6 00:00:11.635 --> 00:00:13.725 Well, as a Miami local, you have to bring the flavor. 7 00:00:14.115 --> 00:00:16.525 It's good. De Bank came to you this time. Oh, 8 00:00:16.525 --> 00:00:17.765 Well I don't mind going to Vegas. 9 00:00:17.925 --> 00:00:19.765 I don't mind go into their unique locations. 10 00:00:19.825 --> 00:00:22.205 So having in our backyard is always a fun time. 11 00:00:22.615 --> 00:00:24.205 How's business been going so far this year? 12 00:00:24.685 --> 00:00:26.045 Business has been absolutely phenomenal. 13 00:00:26.265 --> 00:00:29.885 The, uh, new, uh, climate for, uh, for business owners, the, 14 00:00:30.385 --> 00:00:34.845 um, whole, um, theory of taking advantages 15 00:00:34.845 --> 00:00:37.965 and growing your business has been phenomenal since January. 16 00:00:38.185 --> 00:00:40.525 And we're gonna ride that wave, uh, through 2025. 17 00:00:41.125 --> 00:00:42.525 I like the sound of it. Uh, 18 00:00:42.625 --> 00:00:44.925 you bringing any new aspects into your business this year? 19 00:00:45.315 --> 00:00:46.445 Well, we're taking a, um, 20 00:00:46.805 --> 00:00:49.245 a multichannel marketing approach, adding more, uh, 21 00:00:49.245 --> 00:00:51.765 technology to, uh, expand our horizons 22 00:00:52.335 --> 00:00:54.085 Using ai. Uh, 23 00:00:54.225 --> 00:00:55.765 AI is one of the concepts, uh, 24 00:00:55.835 --> 00:00:58.485 that we incorporate into our marketing. Yes. 25 00:00:58.945 --> 00:01:00.245 Are you, how do you feel about that? 26 00:01:00.305 --> 00:01:03.125 Are you open to using AI or are you kind of on the fence? 27 00:01:03.385 --> 00:01:04.445 So we absolutely love it. 28 00:01:04.445 --> 00:01:06.845 We've incorporated in both our underwriting as well 29 00:01:06.845 --> 00:01:08.005 as some of our origination. 30 00:01:08.065 --> 00:01:10.085 You know, we have some AI doing outbound reach, 31 00:01:10.085 --> 00:01:12.205 qualifying merchants and bringing them in on a daily basis. 32 00:01:12.345 --> 00:01:14.565 So we're leveraging it every aspect we can. 33 00:01:15.125 --> 00:01:16.325 I like that. We have to keep up 34 00:01:16.325 --> 00:01:18.285 with all the trends and what's happening. Right. You 35 00:01:18.285 --> 00:01:19.365 Gotta stay ahead of the curve. 36 00:01:19.745 --> 00:01:21.285 And how else are you doing that this year? 37 00:01:21.585 --> 00:01:24.085 Um, we're really focused on human talent right now. 38 00:01:24.305 --> 00:01:26.605 Uh, taking our team right now that we, uh, that we have, 39 00:01:26.605 --> 00:01:29.285 most of my guys have been with me four plus most, some 10, 40 00:01:29.305 --> 00:01:31.525 10 years and making the, uh, 41 00:01:32.155 --> 00:01:34.605 them sharper sharpening our iron that we have in house. 42 00:01:35.095 --> 00:01:37.045 Gotta keep things sharp and on point. Yep. 43 00:01:37.145 --> 00:01:39.125 If without those guys we're nowhere. That's 44 00:01:39.125 --> 00:01:40.125 Without a doubt. Well, thank you 45 00:01:40.125 --> 00:01:41.245 for spending some time with me 46 00:01:41.465 --> 00:01:43.645 and there's still more to come from Miami. Thanks 47 00:01:43.645 --> 00:01:44.485 For having us and.