1 00:00:00.355 --> 00:00:03.365 Welcome to the 2025 de Banked Connect in Miami. 2 00:00:03.745 --> 00:00:06.685 I'm now with Jordan Moore of caska. Tell me about Caska. 3 00:00:06.785 --> 00:00:09.365 Hey. Yeah, so Caska is a loan origination system. 4 00:00:09.705 --> 00:00:13.365 Um, we're primarily working in the SBA seven A space, uh, 5 00:00:13.365 --> 00:00:16.605 looking to take loans that take 90 days to typically close 6 00:00:16.865 --> 00:00:18.125 and bringing that down to three days. 7 00:00:18.305 --> 00:00:20.165 So right now we're bringing it down to 14, 8 00:00:20.225 --> 00:00:21.885 so already cut down significantly. 9 00:00:22.345 --> 00:00:24.045 Uh, but yeah, that's our goal is to be able 10 00:00:24.045 --> 00:00:25.205 to get an SBA loan in three days. 11 00:00:25.555 --> 00:00:27.445 It's government backed, you know, it's the safest, 12 00:00:27.445 --> 00:00:29.325 most reliable loan you can get for small businesses, 13 00:00:29.465 --> 00:00:31.165 and we're looking to create a paradigm shift 14 00:00:31.165 --> 00:00:32.365 through our loan origination system. 15 00:00:32.585 --> 00:00:35.245 And how are you doing that? Uh, so through, um, 16 00:00:35.245 --> 00:00:38.045 our technology, we have a, uh, an AI technology 17 00:00:38.045 --> 00:00:39.165 that's allowing us to kind 18 00:00:39.165 --> 00:00:41.605 of streamline the documentation process, connect 19 00:00:41.605 --> 00:00:42.685 with our lending partners, 20 00:00:42.685 --> 00:00:45.365 and ultimately, uh, deliver clients, something 21 00:00:45.365 --> 00:00:46.885 that allows 'em to do this in three days. 22 00:00:47.585 --> 00:00:50.445 How has it been implementing AI into your business? 23 00:00:50.835 --> 00:00:52.085 Yeah, no, it's really interesting. 24 00:00:52.165 --> 00:00:55.925 I mean, it's helping us, um, read documents like typically, 25 00:00:56.225 --> 00:00:57.285 you know, tens and 26 00:00:57.445 --> 00:00:58.605 thousands of documents that get read every day. 27 00:00:58.605 --> 00:01:00.645 We're able to do that in minutes through our technology, 28 00:01:00.945 --> 00:01:03.405 so it's allowing us to streamline that process. 29 00:01:03.625 --> 00:01:06.565 So instead of being a loan officer getting piled and piled 30 00:01:06.565 --> 00:01:08.445 and piled with tons of paperwork, we're able 31 00:01:08.445 --> 00:01:09.805 to kind of free up their time. 32 00:01:09.825 --> 00:01:11.205 So they're focused on building a relationship 33 00:01:11.205 --> 00:01:12.725 with the client while the system kind 34 00:01:12.725 --> 00:01:13.805 of runs in the background, takes care 35 00:01:13.805 --> 00:01:15.125 of everything that, uh, on its own. 36 00:01:15.425 --> 00:01:17.085 So it's really expediting the process, 37 00:01:17.305 --> 00:01:20.085 but do you feel obligated to double check the ai? Oh, 38 00:01:20.325 --> 00:01:21.325 Absolutely. Yeah. We have full human 39 00:01:21.325 --> 00:01:22.565 compliance, human in the loop. 40 00:01:22.665 --> 00:01:24.405 Um, you know, humans looking at every step 41 00:01:24.405 --> 00:01:25.525 of it, including myself. 42 00:01:25.605 --> 00:01:27.125 I also help process some of these loans. 43 00:01:27.225 --> 00:01:29.565 So, um, we're very much staying on top of it in that regard. 44 00:01:29.565 --> 00:01:31.085 And then, um, double checking all 45 00:01:31.085 --> 00:01:32.125 of the information that comes in. 46 00:01:32.225 --> 00:01:34.845 But we're, we're pretty confident and, 47 00:01:34.845 --> 00:01:37.085 and excited to see how accurate everything is. 48 00:01:37.425 --> 00:01:39.365 Um, and what's great about the system is 49 00:01:39.365 --> 00:01:42.125 that we can verify everything in real time once it processes 50 00:01:42.205 --> 00:01:43.965 a processes, any documentation that comes in. 51 00:01:44.385 --> 00:01:45.685 So you're keeping up with ai, 52 00:01:45.685 --> 00:01:47.285 that's definitely up with the trends for this year. 53 00:01:47.315 --> 00:01:48.765 What else do you see coming for this year? 54 00:01:49.225 --> 00:01:52.645 Oh, man, I see embedded lending being a big, a big deal. 55 00:01:52.645 --> 00:01:56.245 People being able to include, uh, links into various sites. 56 00:01:56.625 --> 00:02:00.045 Um, you know, a lot of, um, like kind of neobank 57 00:02:00.065 --> 00:02:01.885 and different cards and everything are allowing people 58 00:02:01.885 --> 00:02:03.325 to already kind of take advantage of that. 59 00:02:03.505 --> 00:02:07.325 And I could totally see, um, you know, loans being available 60 00:02:07.325 --> 00:02:08.525 through embedded, uh, lending as well. 61 00:02:09.035 --> 00:02:10.565 Very interesting. I'm excited to see 62 00:02:10.725 --> 00:02:12.805 how things pro prosper for you this year. Thank 63 00:02:12.805 --> 00:02:14.005 You so much. I appreciate that. Thank 64 00:02:14.005 --> 00:02:15.005 You. And there's still more 65 00:02:15.005 --> 00:02:15.805 to come from Miami.