1 00:00:00.225 --> 00:00:00.765 Hey everyone. 2 00:00:00.765 --> 00:00:01.845 Alison Berger here. 3 00:00:01.905 --> 00:00:05.245 I'm at the B2B Finance Expo in Las Vegas now joined 4 00:00:05.245 --> 00:00:06.885 with Ryan Campbell of Money Thumb. 5 00:00:07.145 --> 00:00:08.805 Hi there. Hi. Thanks for coming. 6 00:00:09.235 --> 00:00:11.565 It's great to be here. Tell me 7 00:00:11.565 --> 00:00:13.285 a little bit about Money Thumb. Sure. 8 00:00:13.505 --> 00:00:16.205 Uh, so Money Thumb converts BDF bank statements 9 00:00:16.265 --> 00:00:18.725 and applications into an underwriting scorecard 10 00:00:18.825 --> 00:00:21.365 or CRM in just seconds per file. 11 00:00:22.145 --> 00:00:25.445 We also immediately identify fraud in those same statements. 12 00:00:26.025 --> 00:00:27.885 So it's a real game changer for 13 00:00:29.085 --> 00:00:32.725 MCA revenue based financing companies, banks, accountants, 14 00:00:32.725 --> 00:00:35.245 anybody who has to actually look at the bank statements 15 00:00:35.625 --> 00:00:38.965 to be able to get all the information they need, as well 16 00:00:38.985 --> 00:00:42.045 as the scorecard data that, that they need. 17 00:00:42.675 --> 00:00:45.005 There's a lot of needs right there that are getting met. 18 00:00:45.115 --> 00:00:46.525 There's a lot of needs. Yep. 19 00:00:46.585 --> 00:00:48.405 And we're trying to meet as many as we can. 20 00:00:49.105 --> 00:00:50.405 It sounds like you're doing it right. 21 00:00:50.745 --> 00:00:53.285 It is. Uh, we've, we've had some, a very exciting year. 22 00:00:53.665 --> 00:00:56.605 Uh, about a month ago we were acquired 23 00:00:56.705 --> 00:00:58.085 by private equity firm 24 00:00:58.465 --> 00:01:01.205 and publicly traded fund, which was great. 25 00:01:01.205 --> 00:01:03.285 Brought a lot of growth capital into us 26 00:01:04.025 --> 00:01:07.085 and has also just given us the ability to kind 27 00:01:07.085 --> 00:01:10.485 of be creative about how we approach the, the market, uh, 28 00:01:10.485 --> 00:01:12.045 when we look for growth 29 00:01:12.045 --> 00:01:13.685 through acquisitions and things like that. 30 00:01:14.025 --> 00:01:15.405 And what type of creativity 31 00:01:15.405 --> 00:01:16.485 are you bringing? Tell me about that. 32 00:01:16.655 --> 00:01:18.405 We've got a lot of new products coming down. 33 00:01:18.795 --> 00:01:20.965 It's, some of it is just based on 34 00:01:20.985 --> 00:01:22.405 the document types we'll get. 35 00:01:22.585 --> 00:01:24.845 So we're expanding from bank statements, 36 00:01:24.905 --> 00:01:26.245 credit card investment, 37 00:01:27.105 --> 00:01:29.645 and PDF applications into a whole suite 38 00:01:29.705 --> 00:01:30.725 of different products. 39 00:01:31.625 --> 00:01:34.285 And then others is on the analytics 40 00:01:34.395 --> 00:01:36.205 that will provide to people down the road. 41 00:01:37.185 --> 00:01:39.605 And who is your end user customer in this? 42 00:01:40.545 --> 00:01:42.525 The end users are the mca, 43 00:01:42.745 --> 00:01:44.445 the revenue based finance companies, 44 00:01:44.465 --> 00:01:45.725 the banks, the accountants. 45 00:01:46.115 --> 00:01:50.125 Anybody who has to ever look at a PDF bank statement 46 00:01:50.695 --> 00:01:52.085 never has to do that again. 47 00:01:52.645 --> 00:01:53.885 'cause in one second per file, 48 00:01:54.455 --> 00:01:56.365 we're gonna convert those into the format 49 00:01:56.395 --> 00:01:57.445 that they need most. 50 00:01:57.945 --> 00:01:59.645 And we need it to be quick and easy. Right. 51 00:01:59.985 --> 00:02:02.725 It is quick and easy. It's about one second per file. 52 00:02:03.105 --> 00:02:06.845 And when you start thinking, uh, we had a, a customer who 53 00:02:07.305 --> 00:02:09.445 before us was getting through about six 54 00:02:09.625 --> 00:02:11.165 to eight files per day, 55 00:02:11.545 --> 00:02:13.045 and that was their underwriting process. 56 00:02:13.655 --> 00:02:17.525 Great lender, somebody all knows super well and 57 00:02:17.575 --> 00:02:19.725 after us, each underwriter is getting 58 00:02:19.725 --> 00:02:21.805 through over 50 files in a day. 59 00:02:22.225 --> 00:02:24.285 So that type of improvement is, is 60 00:02:24.285 --> 00:02:25.285 what we're helping them out with. 61 00:02:25.945 --> 00:02:27.525 And they're grateful to have your help. 62 00:02:27.905 --> 00:02:30.165 How has the EXO been so for you so far? 63 00:02:30.665 --> 00:02:33.765 You know, we absolutely love this expanded format 64 00:02:34.065 --> 00:02:35.405 of, of broker fair. 65 00:02:35.705 --> 00:02:38.085 You know, I think it's, it's really great to bring 66 00:02:38.145 --> 00:02:40.165 so many new eyeballs into our industry 67 00:02:40.425 --> 00:02:41.645 and it's just so important 68 00:02:41.645 --> 00:02:44.205 because this industry truly is one 69 00:02:44.205 --> 00:02:47.925 of the most important industries in, in the US today, right? 70 00:02:48.125 --> 00:02:50.405 You've got small and medium sized businesses 71 00:02:50.405 --> 00:02:52.885 that are struggling with the ability 72 00:02:52.945 --> 00:02:54.805 to get opportunistic growth capital, 73 00:02:55.145 --> 00:02:57.285 and that's exactly what the providers here 74 00:02:57.305 --> 00:02:59.045 and this whole ecosystem provides. 75 00:02:59.585 --> 00:03:02.125 And so it's great to get so many more eyeballs on it. 76 00:03:02.745 --> 00:03:05.005 And I really love what, what Sean's done. 77 00:03:05.245 --> 00:03:07.245 I mean, look, we love him 78 00:03:07.245 --> 00:03:09.045 and we'll support him with everything he does 79 00:03:09.045 --> 00:03:11.245 because it's, he's been so great to our business. 80 00:03:11.875 --> 00:03:13.925 Well, we're happy to have your eyeballs be a part 81 00:03:13.925 --> 00:03:15.645 of today's event and this week's. 82 00:03:15.785 --> 00:03:17.725 So thank you for taking, taking some time 83 00:03:17.945 --> 00:03:19.005 to talk to me. Yeah, 84 00:03:19.135 --> 00:03:20.135 Thank you so much. 85 00:03:20.265 --> 00:03:23.045 And there's still more to come from the B2B Finance Expo.