1 00:00:00.105 --> 00:00:00.645 Hey everyone. 2 00:00:00.645 --> 00:00:01.645 Alison Berger here. 3 00:00:01.745 --> 00:00:04.765 I'm at the B2B Finance Expo in Las Vegas now joined 4 00:00:04.765 --> 00:00:07.485 with Tom Feral with the IDIQ. How's it been going? 5 00:00:07.795 --> 00:00:10.365 Very good. Nice to be here. Tell me about IDIQ. 6 00:00:10.815 --> 00:00:13.085 We're a service provider, so we provide services 7 00:00:13.105 --> 00:00:16.205 for brokers so that they can have their clients check their 8 00:00:16.845 --> 00:00:18.725 personal credit report, all three bureaus 9 00:00:18.725 --> 00:00:21.325 and their fi CO credit scores at no cost to the broker. 10 00:00:21.905 --> 00:00:23.645 We need that. Yes, it's very helpful. 11 00:00:23.865 --> 00:00:25.725 And then very early in the process, in working 12 00:00:25.725 --> 00:00:28.245 with a new client, you can get their credit information 13 00:00:28.425 --> 00:00:30.405 and then it'll help you determine which direction 14 00:00:30.405 --> 00:00:31.525 to take them if they might qualify 15 00:00:31.905 --> 00:00:32.965 for a certain product or not. 16 00:00:33.145 --> 00:00:36.285 And there's quite a few new like credit specific products, 17 00:00:36.285 --> 00:00:37.965 whether you need good credit to qualify 18 00:00:38.505 --> 00:00:40.005 and we also pay the broker commissions. 19 00:00:40.865 --> 00:00:42.765 And how do you fit into the B2B space? 20 00:00:43.345 --> 00:00:44.485 Um, in the B2B space? 21 00:00:44.555 --> 00:00:47.085 Well, we help brokers close more deals 22 00:00:47.385 --> 00:00:49.485 and save money by not having to pay for credit pulse. 23 00:00:49.785 --> 00:00:50.965 And we do soft credit pulse. 24 00:00:50.965 --> 00:00:53.885 We help the merchant 'cause our service that they sign up 25 00:00:53.885 --> 00:00:56.245 for has, number one, has a lot of valuable benefits, 26 00:00:56.245 --> 00:00:57.565 but it's also a soft pull. 27 00:00:57.745 --> 00:00:59.765 So it does not have any impact on their credit score. 28 00:01:00.185 --> 00:01:01.965 So I assume that's what makes you stand out 29 00:01:01.965 --> 00:01:02.965 amongst your competitors? 30 00:01:03.585 --> 00:01:06.005 Yes, and like we're, and we have FCO scores, that's like 31 00:01:06.685 --> 00:01:07.765 probably the biggest benefit 32 00:01:08.195 --> 00:01:10.445 because that's what, uh, as you know 33 00:01:10.445 --> 00:01:12.445 and everybody watching knows you want fi o score. 34 00:01:12.905 --> 00:01:14.525 Um, 'cause there's other kind of credit scores 35 00:01:14.525 --> 00:01:15.565 that are not fico, 36 00:01:15.705 --> 00:01:17.285 but that's what the lenders look at. Right. 37 00:01:17.625 --> 00:01:19.045 How has the expo been for you this week? 38 00:01:19.315 --> 00:01:20.365 Been ffa fantastic. 39 00:01:20.525 --> 00:01:22.525 I met a lot of, um, existing partners 40 00:01:23.225 --> 00:01:24.965 and, uh, got talked to them about 41 00:01:24.965 --> 00:01:28.005 how their business is doing and set up meetings with a lot 42 00:01:28.005 --> 00:01:29.245 of, um, new, new brokers 43 00:01:29.245 --> 00:01:30.765 that are gonna be partners with me's. 44 00:01:30.765 --> 00:01:31.805 A busy time to come to 45 00:01:32.585 --> 00:01:34.365 It is, it's, it was, it's been a great show. 46 00:01:34.645 --> 00:01:35.685 A lot of people here and 47 00:01:35.685 --> 00:01:37.125 for the first year, I'm really impressed. 48 00:01:37.825 --> 00:01:39.365 I'm glad you enjoyed it. Thank you for 49 00:01:39.905 --> 00:01:41.445 taking some time to spend with me. 50 00:01:41.505 --> 00:01:42.525 Yep. And there's still more 51 00:01:42.525 --> 00:01:44.365 to come from the B2B finance expo.