Hello, my name is Melissa Flagg
and I'm the Vice President of Operations
for Funding Metrics.
Funding Metrics currently has two funding portfolios,
landini and Quick Fix Capital.
I'm here today with Brooke Brown.
She's our business development manager
and team lead for the Blue Team here at Funding Metrics.
And we are here today to talk about some
of our new technology that we're gonna be rolling out
in 2024, what has already been rolled out
and what you can expect to see going into 2025.
So please stick with us.
We're gonna do a quick product demo of Instant Offers,
and also discuss some of the new and exciting changes.
Funding metrics has built logic
that receives submission data
and documents immediately pings against our CRM scans.
Various databases utilizes automation
and AI for bank analysis,
and Underwrites offers less than $75,000 in five minutes,
But $75,000 is just the beginning.
Funding metrics is committed
to further advancing its technology,
which will enable an increase in this
threshold in the near future.
Instant offers are not auto offers initially.
Our attempt at expediting offers was termed auto offers.
In this process, submission data
and documents underwent manual processing
with minimal initial scoring.
Auto offers typically took one to three hours,
but were subject to changes often due to late affordability
and scoring information, sometimes resulting in denials.
The development of instant offers represents the pinnacle
of FinTech innovation through the application
of tailored AI algorithms from submission to pre-approval.
Instant offers are both dependable and fast.
If you possess an API connection
or access to the funding metrics ISO portal,
but have yet to utilize it, seize the opportunity
to start submitting with this technology today.
If you find yourself in need of assistance
with navigating the funding metrics ISO portal,
whether it's understanding its functionalities
or troubleshooting any issues you
encounter, we're here to help.
Additionally, for those who haven't
yet established their API connection with funding metrics,
we strongly urge you to take advantage of this opportunity.
Setting up your API connection can streamline your process,
enhance efficiency, and unlock faster approvals.
By integrating with our platform,
you can gain real time insights, automate tasks,
and optimize your operations for greater success.
Landini values its relationships
with its merchants and ISOs.
We've created a loyalty program that rewards merchants
for remitting in a timely manner.
Merchants will earn rewards for each percent
of business financing.
They remit and graduate to different levels
as they remit and renew.
Loyalty rewards include additional remittances factor rate
reductions and discounted origination fees.
Loyalty rewards help ISOs retain the
relationships with their merchants.
Merchants must opt in to receive these loyalty rewards.
They can do so directly on our website
and they will receive 200 points just for opting in.
You can ask your ISO manager for additional details.
Funding Metrics has developed a merchant app
that will go live at the end of quarter two, 2024.
This will allow merchants to be able to track all
of their data, their balances, as well
as track their application status from offer all the
way through origination.
In addition to tracking their offers, merchants will be able
to request zero balance letters, payoff letters,
and activity history directly
through the merchant application.
When stipulations are requested, merchants will be able
to upload the stipulations directly
through the merchant app just by snapping a photo.
Additionally, merchants will be able
to track the remittances directly through the merchant app.
In the event that a merchant misses a remittance,
they'll be able to contact the proper department
just at the click of a button.
Through the application, merchants will be able
to download the app directly
through the Google Plague or Apple Stores.
LANDINI and Quick Fixx Capital are committed
to simplifying the submissions process while also focusing
on speeding up the offers.
There are three ways that you as an ISO can submit.
We encourage ISOs to submit via API.
This will be the fastest mode of submission.
To receive an instant offer.
You can contact your ISO manager for additional details.
The second fastest way to receive an instant offer is
to submit using our ISO portal,
which we will discuss later in this presentation.
Last but not least, we utilize AI technology that is able
to read email submissions.
While we still prefer that you submit using API
or the ISO portal, we do still accept email
submissions as well.
As previously mentioned, funding metrics has an ISO portal
where ISOs can submit within a matter of minutes.
Additionally, ISOs can manage all of their funded accounts
as well as their accounts that are working
and that have been
denied the funding metrics.
ISO portal has two user levels.
Administrator and employee employees will only be able
to see the deals that they submit.
Administrators will be able to see
all submissions ever submitted, whether it be via portal,
API or through email.
ISOs will be able to track all of their finance deals
as well as view all of their.