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Scotty, before we get into your business,

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let's just talk about the industry right now.

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Yeah. What are your thoughts about the industry this year?

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What are your feelings about it?

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What do you are, what do you think are some

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of the pros and cons?

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What are your thoughts? Right. Well,

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Looks like it's thriving.

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Um, it's, uh, you know, honestly we're new to the industry,

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but just being in this, it just seems like it's,

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it's taking off, it's getting to a whole other level.

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Um, we just see a lot of positive momentum

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in MCA specifically moving forward. Yeah.

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So, Scotty, tell us a little bit about

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your business, what you guys do.

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Uh, so we have a very specific niche.

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We're in the collections industry,

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and we're doing the process serving for collections.

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So that means we're serving the debtors.

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We work kind of on that legal side,

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whether you have an in-house team,

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whether you're outsourcing your, your collections process.

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We are, um, that outsourced arm

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that's serving papers across the nation with a tech based,

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through a tech based platform,

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and 3000 process servers in the, uh, uh,

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boots on the grounds in the nation.

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So, um, all, all across the US and internationally as well.

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What separates your business from,

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from other collection agencies?

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Yeah, great question.

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So we, um, provide a lot more transparency.

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Typically what's happened with process serving

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for collections is you'll call someone up.

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You've got your process server that you like,

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but there's no transparency in the process.

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You don't know when these are being served.

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There's not, there's kind

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of sketchy reporting on the backside.

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Um, you'll know real time as soon

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as the documents are served, as soon

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as your demand, uh, notice is served.

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There's photo ev photographic evidence, there's reporting

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that we can run for you on the backend.

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And, and the process is just quick and easy as well.

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The last question for you is, yeah, right now,

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what are you seeing in terms of, um, defaults?

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Obviously you probably deal with defaults quite often. Yeah.

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Do you think, are they on the rise?

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Are they dropping? What do you think

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The, uh, my perception is that they're on the rise,

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and it seems like the data is backing that up as well.

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The, you know, the, uh, the, um, defaults seem to be, um,

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growing exponentially here, especially in the last,

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last month or two.

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You know, um, we've seen, we've seen on our end,

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both from collections, from, you know,

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on the mortgage side, all of that stuff.

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Just a lot of defaults. Yeah.

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Lastly, with that being said, what do you recommend

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to brokers and lenders who are making these deals just

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to kind of, so that they don't get into

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an issue with defaults,

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Uh, risk management, you know, you've just gotta

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understand, uh, where you're coming in,

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where you're putting your capital.

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It seems like there is some very

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stringent measures that they're taking.

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And then have your process dialed in on the backend, where,

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where that's where we come in, right?

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Where it's, it's all automated where you can come in

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and help collect on these debts as well in a quick

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and timely manner.