1 00:00:17.520 --> 00:00:20.520 Sean Murray: Hello and welcome to deBanked TV. I'm Sean Murray. 2 00:00:20.640 --> 00:00:22.530 Johny Fernandez: And I'm Johny Fernandez. 3 00:00:22.590 --> 00:00:24.720 Sean Murray: Happy early Halloween to you all. 4 00:00:24.930 --> 00:00:27.000 Johny Fernandez: Thanks for joining us, Sean. 5 00:00:27.570 --> 00:00:28.260 Sean Murray: Yes. 6 00:00:29.730 --> 00:00:30.570 Johny Fernandez: I like your suit. 7 00:00:30.870 --> 00:00:33.600 Sean Murray: Thank you. But really, let's talk about what 8 00:00:33.660 --> 00:00:35.460 what is all this? What are you? 9 00:00:35.580 --> 00:00:40.920 Johny Fernandez: What am I? Well, I'm deBanked's NFT number 10 00:00:40.950 --> 00:00:41.430 11. 11 00:00:42.510 --> 00:00:43.530 Sean Murray: You're an NFT? 12 00:00:43.740 --> 00:00:45.150 Johny Fernandez: I'm the rookie broker. 13 00:00:46.800 --> 00:00:48.090 Sean Murray: Okay, all right, well you're gonna have to 14 00:00:48.090 --> 00:00:52.050 explain. I get it. I get it. I'm with you. Okay, so you're an NFT 15 00:00:52.620 --> 00:00:54.780 but you're gonna have to explain. There's a couple of 16 00:00:54.780 --> 00:00:55.770 things I got to ask you about. 17 00:00:55.800 --> 00:00:56.250 All right, go ahead. 18 00:00:56.250 --> 00:00:59.040 First of all, why is my picture part of your costume 19 00:00:59.040 --> 00:01:01.080 Johny Fernandez: So that's a great question. As a rookie 20 00:01:01.080 --> 00:01:04.950 broker, the person I look up to this guy right here. Sean 21 00:01:04.950 --> 00:01:05.400 Murray. 22 00:01:05.430 --> 00:01:05.790 Sean Murray: Okay. 23 00:01:05.790 --> 00:01:08.550 Johny Fernandez: He's the God of the industry. 24 00:01:08.610 --> 00:01:09.180 Sean Murray: Okay. 25 00:01:09.600 --> 00:01:12.030 Johny Fernandez: So and then also, thanks for asking about 26 00:01:12.030 --> 00:01:13.890 the magazine you didn't ask about it but I'm gonna let you 27 00:01:13.890 --> 00:01:14.250 know anyway. 28 00:01:14.280 --> 00:01:14.700 Sean Murray: Okay, yeah. 29 00:01:14.700 --> 00:01:16.530 Johny Fernandez: It was the rookie broker. The one thing I 30 00:01:16.530 --> 00:01:22.710 read is deBanked Magazine, which obviously, you know, it's now 31 00:01:22.710 --> 00:01:25.410 more online, but I have a whole collection of the deBanked 32 00:01:25.440 --> 00:01:27.870 magazine websites. Right here. 33 00:01:27.900 --> 00:01:29.730 Sean Murray: So the rookie broker, okay, so the rookie 34 00:01:29.730 --> 00:01:31.590 broker, these these is all part of like. 35 00:01:31.650 --> 00:01:31.950 Johny Fernandez: Yeah. 36 00:01:31.980 --> 00:01:33.300 Sean Murray: This is all part of like the kit. 37 00:01:33.330 --> 00:01:35.430 Johny Fernandez: The kit. So got my nice suit on. 38 00:01:35.490 --> 00:01:36.060 Sean Murray: Okay. 39 00:01:36.150 --> 00:01:36.660 Johny Fernandez: All right. 40 00:01:36.870 --> 00:01:39.180 Sean Murray: I like how you drew a suit, but instead of wearing a 41 00:01:39.180 --> 00:01:39.570 suit. 42 00:01:39.660 --> 00:01:42.660 Johny Fernandez: Exactly, here's the thing. At the end of the 43 00:01:42.660 --> 00:01:44.220 day, here's my price. 44 00:01:44.790 --> 00:01:45.180 Sean Murray: Okay. 45 00:01:45.210 --> 00:01:46.590 Johny Fernandez: This is a real deal. Yeah. And. 46 00:01:46.920 --> 00:01:49.050 Sean Murray: So we can buy this. We can buy you online? 47 00:01:49.050 --> 00:01:50.250 Johny Fernandez: You can buy me online. 48 00:01:50.280 --> 00:01:50.790 Sean Murray: Okay. 49 00:01:50.910 --> 00:01:51.450 Johny Fernandez: For $100 50 00:01:52.260 --> 00:01:52.620 Sean Murray: $100? 51 00:01:52.680 --> 00:01:53.010 Johny Fernandez: $100. 52 00:01:53.730 --> 00:01:54.180 Sean Murray: Okay. 53 00:01:54.210 --> 00:01:54.540 Johny Fernandez: Yeah. 54 00:01:54.570 --> 00:01:56.340 Sean Murray: In Ethereum or in actual dollars? 55 00:01:56.340 --> 00:01:57.000 Johny Fernandez: In Ethereum. 56 00:01:57.030 --> 00:01:57.480 Sean Murray: Okay. 57 00:01:57.690 --> 00:02:01.230 Johny Fernandez: So please get get ready. It's coming. So, 58 00:02:01.470 --> 00:02:02.610 traditional suit. 59 00:02:02.640 --> 00:02:03.090 Sean Murray: Uh huh. 60 00:02:03.120 --> 00:02:05.340 Johny Fernandez: You know, in case you forget my name, my 61 00:02:05.340 --> 00:02:06.150 name's Johny. 62 00:02:06.690 --> 00:02:08.730 Sean Murray: It looks like it looks like you wrote Wayne with 63 00:02:08.730 --> 00:02:10.710 like a W. My Wayne is Johny. 64 00:02:13.680 --> 00:02:16.440 Johny Fernandez: I'm also part of, I love deBanked. So I got a 65 00:02:16.590 --> 00:02:17.760 deBanked clip right here. 66 00:02:17.790 --> 00:02:18.270 Sean Murray: Okay. 67 00:02:18.780 --> 00:02:20.400 Johny Fernandez: Got my sunglasses just for all the 68 00:02:20.400 --> 00:02:21.600 haters, do not hate on it. 69 00:02:21.630 --> 00:02:22.140 Sean Murray: Okay. 70 00:02:22.410 --> 00:02:23.460 Johny Fernandez: And also for the sun. 71 00:02:23.970 --> 00:02:25.980 Sean Murray: Okay, yeah it's very sunny in here. 72 00:02:26.010 --> 00:02:26.490 Johny Fernandez: It is. 73 00:02:26.550 --> 00:02:27.000 Sean Murray: okay. 74 00:02:27.150 --> 00:02:28.800 Johny Fernandez: And also got to make sure my hair is done 75 00:02:28.800 --> 00:02:29.460 correctly. 76 00:02:30.480 --> 00:02:31.920 Sean Murray: Is that that's your normal hair. 77 00:02:32.910 --> 00:02:33.450 Johny Fernandez: I don't know. 78 00:02:34.380 --> 00:02:35.520 Sean Murray: You don't know if it's your normal hair? 79 00:02:35.550 --> 00:02:35.970 Johny Fernandez: No. 80 00:02:37.350 --> 00:02:39.150 Sean Murray: Is there like? You know what there's a little poof 81 00:02:39.150 --> 00:02:39.540 going on. 82 00:02:39.540 --> 00:02:40.830 Johny Fernandez: A little height. 83 00:02:40.860 --> 00:02:42.210 Sean Murray: Like a little Snooky poof. 84 00:02:44.520 --> 00:02:46.650 Johny Fernandez: So gotta make sure to dress up nice. 85 00:02:46.740 --> 00:02:47.130 Sean Murray: I like it. 86 00:02:47.130 --> 00:02:50.520 Johny Fernandez: Got my red tie, power tie. Red tie. Gray suit. 87 00:02:50.550 --> 00:02:52.440 Sean Murray: How long did it take you to make this costume? 88 00:02:53.460 --> 00:02:54.240 Johny Fernandez: Like 30 minutes. 89 00:02:54.270 --> 00:02:54.840 Sean Murray: 30 minutes? 90 00:02:54.840 --> 00:02:55.170 Johny Fernandez: Yeah. 91 00:02:55.290 --> 00:02:56.730 Sean Murray: Okay, who drew that? 92 00:02:57.000 --> 00:02:57.780 Johny Fernandez: I drew that. 93 00:02:57.780 --> 00:02:58.440 Sean Murray: You drew that? 94 00:02:58.470 --> 00:02:59.730 Johny Fernandez: I drew all of it. 95 00:02:59.730 --> 00:03:00.420 Sean Murray: Looks pretty good. 96 00:03:00.450 --> 00:03:03.210 Johny Fernandez: Thanks. So what about your costume? Let's 97 00:03:03.210 --> 00:03:04.230 explain a little bit more about your costumer. 98 00:03:04.230 --> 00:03:05.760 Sean Murray: I'm not wearing a costume. This is just I'm just 99 00:03:05.760 --> 00:03:08.340 getting ready for Broker Fair. This is the suit I'll be wearing 100 00:03:08.340 --> 00:03:09.780 at Broker Fair 2021. 101 00:03:09.810 --> 00:03:10.710 Johny Fernandez: Traditional suit. 102 00:03:11.310 --> 00:03:13.800 Sean Murray: Yeah, I didn't know we were wearing costumes today. 103 00:03:13.830 --> 00:03:14.400 Johny Fernandez: Oh, okay. 104 00:03:14.430 --> 00:03:14.820 Sean Murray: Yeah. 105 00:03:14.880 --> 00:03:17.580 Johny Fernandez: All right. So is it because it's gonna be a 106 00:03:17.580 --> 00:03:18.330 killer event? 107 00:03:19.020 --> 00:03:25.680 Sean Murray: Yes, yes. I'm just dying. Waiting for it. Yeah, 108 00:03:25.680 --> 00:03:29.250 this is the point where you're like, do do over. Yeah, do over. 109 00:03:30.510 --> 00:03:33.810 Well. All right, so now that you're an NFT, are you going to 110 00:03:33.810 --> 00:03:37.020 be able to talk about any any of the, you know, what kind of 111 00:03:37.020 --> 00:03:39.090 conversation do we have set for today? 112 00:03:39.120 --> 00:03:40.800 Johny Fernandez: We have a couple conversation set for 113 00:03:40.800 --> 00:03:44.610 today, actually, about NFT's. But first, we're gonna start off 114 00:03:44.610 --> 00:03:45.930 with Shopify. 115 00:03:45.990 --> 00:03:46.320 Sean Murray: Okay. 116 00:03:46.320 --> 00:03:48.870 Johny Fernandez: So just came out saying. 117 00:03:50.220 --> 00:03:52.440 Sean Murray: I like how you're just going straight into the 118 00:03:52.440 --> 00:03:54.630 segment. Okay, continue. All right. 119 00:03:54.690 --> 00:03:56.730 Johny Fernandez: Oh, man. All right. So the NFT in me says 120 00:03:56.730 --> 00:04:01.320 that Shopify, recently released a report that they're earning 121 00:04:01.620 --> 00:04:02.400 has gone up. 122 00:04:03.390 --> 00:04:06.420 Sean Murray: Their, their originations and funding had 123 00:04:06.420 --> 00:04:10.080 increased quarter over quarter. In fact, they put out at about 124 00:04:10.110 --> 00:04:16.200 $393.6 million in MCAs and business loans in Q3, which is 125 00:04:16.200 --> 00:04:18.990 about $30 million higher than the previous quarter. 126 00:04:18.990 --> 00:04:22.110 Johny Fernandez: So it says they'll be atleast $30 billion 127 00:04:22.440 --> 00:04:26.250 higher than their last report that was similar. And I mean, 128 00:04:26.250 --> 00:04:28.560 pretty much showing that Shopify blew up. I mean, at the end of 129 00:04:28.560 --> 00:04:32.400 the day. Can't take you seriously with that suit. 130 00:04:33.960 --> 00:04:36.780 Sean Murray: Says the guy says says the guy with the sunglasses 131 00:04:36.780 --> 00:04:38.280 and the NFT costume. Yeah. 132 00:04:39.810 --> 00:04:47.160 Johny Fernandez: Shopify. No. No worries blew up. And I mean, at 133 00:04:47.160 --> 00:04:49.980 this point, it's going up still from here. 134 00:04:50.310 --> 00:04:52.860 Sean Murray: Sure. Alright, another interesting fact about 135 00:04:52.860 --> 00:04:55.890 Shopify is that they've already surpassed $1 billion in 136 00:04:55.890 --> 00:04:59.010 origination for 2021 so far. 137 00:04:59.460 --> 00:05:01.530 Johny Fernandez: Obviously an increase from 2020, when they 138 00:05:01.530 --> 00:05:04.800 saw that things pretty much skyrocket. And another thing 139 00:05:04.800 --> 00:05:07.830 that we did see is that I mean, everyone was using the E 140 00:05:07.830 --> 00:05:11.040 commerce space, that pretty much gave them a leg up, and they 141 00:05:11.040 --> 00:05:17.070 continue to just perform, and really capitalize on that whole 142 00:05:17.070 --> 00:05:17.910 year. So 143 00:05:18.510 --> 00:05:20.130 Sean Murray: 2020 was actually good for them. 144 00:05:20.160 --> 00:05:21.990 Johny Fernandez: Yeah, that's what I was gonna say for some 145 00:05:21.990 --> 00:05:24.270 company that was bad for them. They blew up, people took 146 00:05:24.270 --> 00:05:26.700 advantage of it. And now people, why are you laughing? 147 00:05:27.570 --> 00:05:28.710 Sean Murray: I'm not laughing, you're laughing? 148 00:05:29.970 --> 00:05:31.560 Johny Fernandez: So for some people. 149 00:05:31.560 --> 00:05:34.200 Sean Murray: This serious broadcast Johny, a serious 150 00:05:34.200 --> 00:05:34.680 broadcast. 151 00:05:34.680 --> 00:05:36.810 Johny Fernandez: So in conclusion, for some people, for 152 00:05:36.810 --> 00:05:41.070 some businesses 2020 did not do them well. For Shopify 2020 did 153 00:05:41.070 --> 00:05:44.190 them well, 2021 is doing them well. Their numbers are going up 154 00:05:44.400 --> 00:05:49.350 and at this point. It's sky's the limit for them. But our 155 00:05:49.350 --> 00:05:52.470 reality a lot of people are going into the E commerce space. 156 00:05:53.340 --> 00:05:55.740 They're taking advantage of that. 157 00:05:56.070 --> 00:05:58.020 Sean Murray: Mm hmm. That sounds great. 158 00:05:58.050 --> 00:05:58.560 Johny Fernandez: Yeah. 159 00:05:58.800 --> 00:06:01.230 Sean Murray: Okay. So yeah, stay tuned for more information about 160 00:06:01.230 --> 00:06:03.000 Shopify and Shopify capital. 161 00:06:04.080 --> 00:06:05.790 Johny Fernandez: You want to talk about the next NFT strory? 162 00:06:06.390 --> 00:06:08.370 Sean Murray: I feel like we have to talk about NFT's like you 163 00:06:08.370 --> 00:06:11.640 forced are you forced into the conversation by dressing up as 164 00:06:11.640 --> 00:06:13.950 an NFT. We talked about NFT's last time in here. 165 00:06:14.040 --> 00:06:15.330 Johny Fernandez: You want to talk about it again today? 166 00:06:15.360 --> 00:06:19.020 Sean Murray: Yeah. So this whole number 11. This is a play on the 167 00:06:19.110 --> 00:06:23.820 the collection of 10, broker NFT's that we just created. We 168 00:06:23.820 --> 00:06:25.980 mentioned them on the Ethereum blockchain, we shared them all 169 00:06:25.980 --> 00:06:29.940 over social media, and we are giving away one on Instagram. 170 00:06:30.090 --> 00:06:33.120 Johny Fernandez: And to recap, if you want to win that one, you 171 00:06:33.150 --> 00:06:36.900 have three ways to win. The first one is a picture of post 172 00:06:36.900 --> 00:06:40.680 that the second one if you don't have, that we'll send you a 173 00:06:40.680 --> 00:06:43.470 graphic if you post that. And the third one is if you comment 174 00:06:43.470 --> 00:06:46.050 on one of the pictures that we have on Instagram, and you tag 175 00:06:46.050 --> 00:06:48.120 someone that you want to go to Broker Fair with, then you'll 176 00:06:48.150 --> 00:06:49.200 enter into the raffle. 177 00:06:49.860 --> 00:06:50.460 Sean Murray: There you go. 178 00:06:50.520 --> 00:06:50.880 Johny Fernandez: Yeah. 179 00:06:50.910 --> 00:06:52.200 Sean Murray: Straight from the NFT. 180 00:06:52.230 --> 00:06:53.130 Johny Fernandez: Straight from the NFT. 181 00:06:53.160 --> 00:06:55.020 Sean Murray: You know what I gotta say though, we've been a 182 00:06:55.020 --> 00:06:56.100 little outshined. 183 00:06:56.250 --> 00:06:58.530 Johny Fernandez: I I've heard through the grapevine. 184 00:06:58.560 --> 00:07:01.080 Sean Murray: Yeah. So here we went and created our own 185 00:07:01.080 --> 00:07:04.710 collection of NFT's 10 NFT's. I thought we were special. And we 186 00:07:04.710 --> 00:07:08.070 were out. We were. Hello. 11 I'm sorry, you're you're number 11. 187 00:07:08.100 --> 00:07:11.550 You're now on the blockchain. And we've been out done by a 188 00:07:11.550 --> 00:07:12.750 company called McDonald's. 189 00:07:12.780 --> 00:07:13.410 Johny Fernandez: Who are they? 190 00:07:13.770 --> 00:07:15.270 Sean Murray: Who are who is McDonald's? 191 00:07:15.300 --> 00:07:15.660 Johny Fernandez: Yeah. 192 00:07:16.650 --> 00:07:20.040 Sean Murray: Okay, so I'll just take that as a as a joke 193 00:07:20.040 --> 00:07:23.220 question, which I'm sure it was a joke question, but the 194 00:07:23.250 --> 00:07:27.750 McDonald's has minted their own limited edition set of NFT's. 195 00:07:28.170 --> 00:07:29.460 Johny Fernandez: Do you know they consists of? 196 00:07:29.610 --> 00:07:32.280 Sean Murray: The McRob, the MicRib NFT. 197 00:07:32.490 --> 00:07:32.670 Johny Fernandez: Okay. 198 00:07:32.670 --> 00:07:33.750 Sean Murray: They announced it this morning. 199 00:07:33.810 --> 00:07:35.370 Johny Fernandez: Okay, so let me get this straight. So you can 200 00:07:35.370 --> 00:07:38.790 order a McRib NFT. But you will never get it delivered to your 201 00:07:38.790 --> 00:07:39.330 house? 202 00:07:40.230 --> 00:07:42.510 Sean Murray: Yeah, this is this is the fundamental problem that 203 00:07:42.570 --> 00:07:45.150 that Johny has with NFTs is that they only exist in digital 204 00:07:45.150 --> 00:07:48.900 format. There is no physical delivery of the goods. It's not 205 00:07:48.900 --> 00:07:51.180 a representation of something that exists physically. Although 206 00:07:51.180 --> 00:07:54.630 I suppose you could do that if you wanted to use the NFT to 207 00:07:54.630 --> 00:07:58.470 represent something physically. But the McRib NFT, to my 208 00:07:58.470 --> 00:08:02.610 understanding is that it's just a digital image. And McDonald's 209 00:08:02.610 --> 00:08:04.890 said they're going to be giving away a few of these digital 210 00:08:04.920 --> 00:08:10.080 images of the McRib, on Twitter, which is great, except, you 211 00:08:10.080 --> 00:08:12.780 know, it's kind of competing with our broker collection of 212 00:08:12.930 --> 00:08:15.480 NFTs. So McDonald's couldn't choose worse timing by 213 00:08:15.480 --> 00:08:18.510 announcing the day after our announcement with an NFT that is 214 00:08:18.510 --> 00:08:20.040 clearly just a little bit better. 215 00:08:20.160 --> 00:08:21.540 We should run them out of business. 216 00:08:21.660 --> 00:08:24.780 How much would you pay for a McRib NFT? You don't get the, 217 00:08:24.810 --> 00:08:27.600 you don't get the real thing. Just you just picture. 218 00:08:27.630 --> 00:08:28.770 Johny Fernandez: 25 cents. 219 00:08:28.860 --> 00:08:31.830 Sean Murray: 25 cents. That's it. So you would pay something 220 00:08:31.830 --> 00:08:32.220 for it? 221 00:08:32.309 --> 00:08:33.419 Johny Fernandez: Yeah, whatever. 222 00:08:34.049 --> 00:08:35.879 Sean Murray: You sound really enthusiastic about it. 223 00:08:36.600 --> 00:08:37.800 Johny Fernandez: 25, 10 cents. 224 00:08:37.830 --> 00:08:38.970 Sean Murray: Do you like the McRib Johny? 225 00:08:38.970 --> 00:08:39.390 Johny Fernandez: No. 226 00:08:39.450 --> 00:08:40.590 Sean Murray: Oh, so you don't even like the McRib. 227 00:08:40.620 --> 00:08:40.890 No. 228 00:08:40.919 --> 00:08:41.849 Okay, so, first. 229 00:08:41.880 --> 00:08:43.530 Johny Fernandez: I like Mcdonald's chicken nuggets, the 230 00:08:43.530 --> 00:08:46.350 grilled chicken sandwich. Or their tenders. 231 00:08:46.860 --> 00:08:48.660 Sean Murray: You like the chicken tendies that they have? 232 00:08:48.660 --> 00:08:49.050 Johny Fernandez: I do. 233 00:08:49.080 --> 00:08:49.500 Sean Murray: Okay. 234 00:08:49.530 --> 00:08:50.160 Johny Fernandez: I'm a child. 235 00:08:50.700 --> 00:08:51.900 Sean Murray: What about what about like the. 236 00:08:52.560 --> 00:08:54.540 Johny Fernandez: Spicy Mcchicken sandwich from the dollar menu. 237 00:08:54.600 --> 00:08:56.370 Sean Murray: When was the last time you went to McDonald's? 238 00:08:57.390 --> 00:08:58.260 Johny Fernandez: Over the summer. 239 00:08:59.040 --> 00:09:00.030 Sean Murray: So you don't go that often? 240 00:09:00.060 --> 00:09:00.540 Johny Fernandez: I don't. 241 00:09:00.780 --> 00:09:02.160 Sean Murray: Is that like a dietary thing? 242 00:09:02.610 --> 00:09:05.970 Johny Fernandez: Part of it. But part of it is also no you know, 243 00:09:05.970 --> 00:09:09.930 it was over the summer after going out one night. We went to 244 00:09:09.930 --> 00:09:11.400 get some fries with my girlfriend. 245 00:09:11.580 --> 00:09:12.060 Sean Murray: Okay. 246 00:09:12.150 --> 00:09:12.510 Johny Fernandez: Yeah. 247 00:09:12.540 --> 00:09:13.950 Sean Murray: So you didn't even get the full thing. You just got 248 00:09:13.950 --> 00:09:14.460 the fries. 249 00:09:14.490 --> 00:09:15.870 Johny Fernandez: I got some chicken nuggets and fries. 250 00:09:15.900 --> 00:09:18.930 Sean Murray: You know, it could be a nice way to to manage your 251 00:09:18.930 --> 00:09:21.870 diet. You go in there you don't even get the burger you just get 252 00:09:21.870 --> 00:09:25.110 you get the McRib NFT with the real fries. And you feel like 253 00:09:25.110 --> 00:09:28.410 you got the Happy Meal. But only half of it is real. 254 00:09:28.920 --> 00:09:32.850 Johny Fernandez: That's all right. Yeah. See how much we 255 00:09:32.850 --> 00:09:33.630 will pay for that. 256 00:09:33.840 --> 00:09:35.580 Sean Murray: We're gonna find out I think they're gonna give 257 00:09:35.580 --> 00:09:37.860 away a few because they intend to sell it to you. I think 258 00:09:37.860 --> 00:09:39.630 that's I think that's their end goal. I don't know but. 259 00:09:39.630 --> 00:09:42.480 Johny Fernandez: Is it is it is it here's the deal. If the NFT 260 00:09:42.480 --> 00:09:45.540 was like chicken tenders or chicken nuggets, and on top of 261 00:09:45.540 --> 00:09:49.680 that you get like a lifetime delivery to your house that is 262 00:09:49.680 --> 00:09:51.720 worth it on top of the NFT. 263 00:09:52.020 --> 00:09:54.540 Sean Murray: Okay. That kind of thing can be done too. That's 264 00:09:54.540 --> 00:09:57.270 the way that they're enticing some people to get NFTs is that 265 00:09:57.480 --> 00:10:00.750 you're paying for the picture? Yes, but ultimately there's some 266 00:10:00.750 --> 00:10:04.020 sort of like, you know, bonus or promotion behind it is so maybe 267 00:10:04.020 --> 00:10:05.940 like a lifetime supply of like. 268 00:10:05.970 --> 00:10:07.530 Johny Fernandez: If there's a lifetime supply of chicken 269 00:10:07.530 --> 00:10:08.370 tenders. I'm in. 270 00:10:09.000 --> 00:10:09.420 Sean Murray: Okay. 271 00:10:09.570 --> 00:10:12.660 Johny Fernandez: Like the NFT like NFT chicken tenders would 272 00:10:12.660 --> 00:10:15.420 be chicken tenders delivered to your house for a lifetime. I'm 273 00:10:15.420 --> 00:10:17.610 in hands down. Hands down. 274 00:10:18.060 --> 00:10:18.510 Sean Murray: Okay. 275 00:10:18.600 --> 00:10:18.960 Johny Fernandez: All right. 276 00:10:19.170 --> 00:10:21.900 Sean Murray: All right, serious words from a very serious man. 277 00:10:22.350 --> 00:10:25.470 But now then, for the next conversation, the next topic 278 00:10:25.470 --> 00:10:27.360 that we have today, I didn't tell you what it was going to be 279 00:10:27.390 --> 00:10:29.070 I told you we're gonna have a little surprise. 280 00:10:29.310 --> 00:10:29.880 Johny Fernandez: Oh, Lord. 281 00:10:30.000 --> 00:10:30.780 Sean Murray: Do you know what it is? 282 00:10:30.780 --> 00:10:32.010 Johny Fernandez: No it's probably a lightning round. 283 00:10:32.040 --> 00:10:34.800 Sean Murray: He usually gives me a lightning round. Today it's 284 00:10:34.800 --> 00:10:37.260 gonna be it's kind of like a reverse lightning round. It's 285 00:10:37.260 --> 00:10:41.040 like a, it's a Halloween round. Just. Okay. Just for you. Okay. 286 00:10:41.310 --> 00:10:42.090 I have come up with. 287 00:10:42.510 --> 00:10:43.500 Johny Fernandez: How many questions do you have? 288 00:10:43.560 --> 00:10:46.020 Sean Murray: I've come up with there not questions per se. 289 00:10:46.020 --> 00:10:49.890 There scenarios, okay. Okay. It's Halloween, I've come up 290 00:10:49.890 --> 00:10:53.700 with 13 scenarios that are designed to be you know, someone 291 00:10:53.730 --> 00:10:57.000 you know, a little spooky to perhaps very spooky. Okay. And I 292 00:10:57.000 --> 00:11:00.750 want you to give me your vocal reaction. Oh, Lord. Each of 293 00:11:00.750 --> 00:11:03.450 these things. Okay. So if you're like, if you think it's like you 294 00:11:03.450 --> 00:11:06.900 know, a little scary, but you know, if it's very scary, you 295 00:11:06.900 --> 00:11:10.380 could be like, ah, or, you know, use your use your judgment. 296 00:11:10.410 --> 00:11:13.500 Okay. Are you ready? Do you think you can handle it? Yeah. 297 00:11:13.560 --> 00:11:17.460 Okay. All right. Number one. Okay. You're, you're in real 298 00:11:17.460 --> 00:11:20.580 estate, right? You're a real estate broker. Okay. Scary. 299 00:11:20.610 --> 00:11:23.010 That's scary. Okay. That wasn't that wasn't it? Okay. That 300 00:11:23.010 --> 00:11:25.950 although that's kind of scary. All right. Number one. You just 301 00:11:25.950 --> 00:11:28.950 spent two months helping a new client and you just got the 302 00:11:28.950 --> 00:11:34.800 commission check. It's $100. Okay. What's the reaction? 303 00:11:35.520 --> 00:11:38.580 That's your reaction? I'm scared because. You're scared. Yeah. 304 00:11:38.640 --> 00:11:38.940 Okay. 305 00:11:40.230 --> 00:11:42.690 Johny Fernandez: $100, I'm scared, I'd be scared. 306 00:11:42.720 --> 00:11:43.290 Sean Murray: Okay. 307 00:11:43.380 --> 00:11:45.210 Johny Fernandez: I'll even pick up a clock. Nevermind. 308 00:11:45.990 --> 00:11:47.130 Sean Murray: You can elaborate. 309 00:11:47.130 --> 00:11:49.140 Johny Fernandez: Yeah, I would pick up a coin if the questions 310 00:11:49.140 --> 00:11:49.620 $100. 311 00:11:49.650 --> 00:11:50.490 Sean Murray: Okay. So you're back. 312 00:11:50.490 --> 00:11:52.800 Johny Fernandez: For two months. If it was like a day, then 313 00:11:52.800 --> 00:11:53.310 maybe. 314 00:11:53.370 --> 00:11:54.600 Sean Murray: So you were very scared? 315 00:11:54.630 --> 00:11:55.170 Johny Fernandez: Yes. 316 00:11:55.200 --> 00:11:55.680 Sean Murray: Okay. 317 00:11:55.740 --> 00:11:56.160 Johny Fernandez: Yeah. 318 00:11:56.640 --> 00:11:59.190 Sean Murray: Your favorite contestant on The Bachelor just 319 00:11:59.190 --> 00:12:00.090 got sent home. 320 00:12:01.230 --> 00:12:02.880 Johny Fernandez: I'm not even scared. I'm just sad. 321 00:12:02.970 --> 00:12:03.600 Sean Murray: You're sad? 322 00:12:03.630 --> 00:12:03.870 Johny Fernandez: Yeah. 323 00:12:03.870 --> 00:12:05.130 Sean Murray: You gotta you gotta do what you got to do a 324 00:12:05.130 --> 00:12:09.270 representation. You gotta be like, oh, there you go. Okay, 325 00:12:09.270 --> 00:12:11.670 yeah, do some sort of like representation of your feelings. 326 00:12:11.700 --> 00:12:12.360 Johny Fernandez: Okay. All right. 327 00:12:12.390 --> 00:12:15.960 Sean Murray: Number three. You just came back from the future 328 00:12:15.960 --> 00:12:18.660 and found out that we have to wear a mask for another 12 329 00:12:18.690 --> 00:12:18.930 years. 330 00:12:18.960 --> 00:12:20.400 Johny Fernandez: Ah, crap. 331 00:12:25.380 --> 00:12:27.300 Sean Murray: Better. That was better. I like that. Okay. Yeah, 332 00:12:27.300 --> 00:12:31.050 I get you in the in the Spirit. You just bought a house. Okay. 333 00:12:31.110 --> 00:12:34.980 And found out it was just an NFT picture of a house and not a 334 00:12:34.980 --> 00:12:35.760 real house. 335 00:12:37.980 --> 00:12:41.520 Johny Fernandez: Dang. I'm not even scared. I'm just mad at 336 00:12:41.520 --> 00:12:41.970 this point. 337 00:12:41.970 --> 00:12:42.480 Sean Murray: You're mad? 338 00:12:42.510 --> 00:12:43.500 Johny Fernandez: I'm mad. I'm not even scared. 339 00:12:43.530 --> 00:12:46.740 Sean Murray: What's your what's your mad representation? Oh, 340 00:12:48.090 --> 00:12:53.250 okay. All right. Yeah, pretty. That's expressing yourself. Just 341 00:12:53.250 --> 00:12:56.070 found out this is number five. You just found out we're not 342 00:12:56.190 --> 00:12:59.130 doing a live stream. We're really filming a secret 343 00:12:59.130 --> 00:13:00.450 biography about your life. 344 00:13:05.010 --> 00:13:08.850 Johny Fernandez: Um, I'd be speechless for that one. Right 345 00:13:08.850 --> 00:13:10.620 now. Yeah. Okay. Oh, crap. 346 00:13:10.920 --> 00:13:15.960 Sean Murray: Okay. Number six. You just invested your life 347 00:13:15.960 --> 00:13:19.830 savings in a Fintech startup. But you later find out it's a 348 00:13:19.830 --> 00:13:20.760 Ponzi scheme. 349 00:13:21.000 --> 00:13:26.280 Ah, crap. Rats. I'm an idiot. 350 00:13:27.780 --> 00:13:31.740 Number seven. Your family just put their life savings in a meme 351 00:13:31.740 --> 00:13:32.400 stock. 352 00:13:33.630 --> 00:13:34.620 Johny Fernandez: A meme stock? 353 00:13:34.650 --> 00:13:35.100 Sean Murray: Yeah. 354 00:13:35.430 --> 00:13:38.280 Johny Fernandez: Idiots. Idiots. All of them. 355 00:13:38.520 --> 00:13:40.350 Sean Murray: I like how you have language for all these things. 356 00:13:40.350 --> 00:13:45.180 Okay, idiots. I like it. Number eight. You just saw Sean Murray 357 00:13:45.210 --> 00:13:46.770 walking down the street in Brooklyn. 358 00:13:46.950 --> 00:13:50.370 Johny Fernandez: Oh, man. I'm not even scared. I'm excited. 359 00:13:50.370 --> 00:13:53.400 Like, hey, what's going on in the industry? 360 00:13:53.430 --> 00:13:56.640 Sean Murray: Yeah, that sounds that sounds about right. In 361 00:13:56.640 --> 00:13:58.140 fact, this happened to us yesterday. 362 00:13:58.170 --> 00:13:58.500 Johny Fernandez: I did. 363 00:13:58.500 --> 00:14:00.090 Sean Murray: I was walking down the street. Yeah. And you came 364 00:14:00.090 --> 00:14:00.150 up. 365 00:14:00.150 --> 00:14:01.020 Johny Fernandez: What, what did I say? 366 00:14:01.080 --> 00:14:01.560 Sean Murray: You scared me. 367 00:14:01.560 --> 00:14:03.810 Johny Fernandez: I scared you and I told you. Hey, give me $1. 368 00:14:03.840 --> 00:14:04.140 Sean Murray: Yeah. 369 00:14:04.170 --> 00:14:05.940 Johny Fernandez: And Sean's like, it's happening. It's 370 00:14:05.940 --> 00:14:08.130 happening. I don't know what's happening, but he's screaming 371 00:14:08.130 --> 00:14:09.000 that it's happening. 372 00:14:10.110 --> 00:14:11.970 Sean Murray: Okay, yeah. A little embarrassing, but it's 373 00:14:11.970 --> 00:14:15.600 true. I was like it's finally happening to me. But it was it 374 00:14:15.600 --> 00:14:16.800 was just Johny Fernandez. 375 00:14:16.830 --> 00:14:18.180 Johny Fernandez: Oh, too. Good. 376 00:14:18.630 --> 00:14:21.270 Sean Murray: All right, number nine. You just found out Trader 377 00:14:21.270 --> 00:14:23.070 Joe's is doubling their prices. 378 00:14:23.640 --> 00:14:26.790 Johny Fernandez: That's real life right now. I'm pretty 379 00:14:26.790 --> 00:14:27.150 upset. 380 00:14:27.180 --> 00:14:28.350 Sean Murray: Don't even joke about that? 381 00:14:28.380 --> 00:14:30.990 Johny Fernandez: No. Their their red meat has gone up. 382 00:14:31.170 --> 00:14:31.800 Sean Murray: The red meat? 383 00:14:31.800 --> 00:14:33.330 Johny Fernandez: Yeah, like double the price. 384 00:14:33.390 --> 00:14:35.250 Sean Murray: Do you go in there saying I'm really looking for 385 00:14:35.250 --> 00:14:35.820 red meat? 386 00:14:35.850 --> 00:14:36.660 Johny Fernandez: Absolutely. 387 00:14:37.170 --> 00:14:38.610 Sean Murray: Is that how you read it on your shopping list 388 00:14:38.610 --> 00:14:39.330 you're like red? 389 00:14:39.360 --> 00:14:39.660 Johny Fernandez: No. 390 00:14:39.660 --> 00:14:40.890 Sean Murray: Not like ground beef or something? 391 00:14:40.890 --> 00:14:41.640 Johny Fernandez: I put filet. 392 00:14:41.640 --> 00:14:42.390 Sean Murray: Like you like I'm looking. 393 00:14:42.390 --> 00:14:43.050 Johny Fernandez: Filet mignon. 394 00:14:43.200 --> 00:14:43.650 Sean Murray: Okay. 395 00:14:43.710 --> 00:14:46.050 Johny Fernandez: I like nice. I like good. Like, good red meat. 396 00:14:46.080 --> 00:14:46.980 Sean Murray: And the price has gone up? 397 00:14:47.010 --> 00:14:47.460 Johny Fernandez: Yeah. 398 00:14:47.490 --> 00:14:47.730 Sean Murray: Okay. 399 00:14:47.760 --> 00:14:51.570 Johny Fernandez: They're like $20 a pound now. Ah. Yeah. 400 00:14:51.780 --> 00:14:52.620 Sean Murray: That's spooky. 401 00:14:52.650 --> 00:14:54.420 Johny Fernandez: Yeah, that is spooky. That's disappointing. 402 00:14:54.600 --> 00:14:55.800 That's life right now though. 403 00:14:55.950 --> 00:14:56.790 Sean Murray: Number 10. 404 00:14:57.000 --> 00:14:57.330 Johny Fernandez: All right. 405 00:14:57.360 --> 00:14:59.220 Sean Murray: You're walking down the street and a guy says, hey, 406 00:14:59.220 --> 00:15:01.950 man, aren't you Johny Fernandez from deBanked TV? 407 00:15:02.250 --> 00:15:04.950 Johny Fernandez: I'd be like, what's up, man? I am. How you 408 00:15:04.950 --> 00:15:08.670 doing? How are you gonna be scared. I'd be like what's up? 409 00:15:09.360 --> 00:15:12.720 Sean Murray: You'd be excited. Yeah. Okay. That's not spooky. 410 00:15:12.750 --> 00:15:13.410 Johny Fernandez: That's not spooky. 411 00:15:13.440 --> 00:15:14.400 Sean Murray: No you like your fans. 412 00:15:14.430 --> 00:15:14.910 Johny Fernandez: I like my fans. 413 00:15:14.940 --> 00:15:15.240 Sean Murray: Okay. 414 00:15:15.270 --> 00:15:16.200 Johny Fernandez: I'll give them a signature. 415 00:15:16.230 --> 00:15:16.860 Sean Murray: Okay, really? 416 00:15:16.860 --> 00:15:17.640 Johny Fernandez: Yeah. 417 00:15:17.850 --> 00:15:20.370 Sean Murray: Will it be a real autograph or will be like a like 418 00:15:20.370 --> 00:15:22.110 a digital NFT autograph? Would you do a real one? 419 00:15:22.110 --> 00:15:22.530 Johny Fernandez: A real one. 420 00:15:22.560 --> 00:15:22.980 Sean Murray: A real one? 421 00:15:22.980 --> 00:15:23.220 Johny Fernandez: Yeah. 422 00:15:23.250 --> 00:15:23.580 Sean Murray: Okay. 423 00:15:23.610 --> 00:15:25.200 Johny Fernandez: If it's NFT. I'll also send it to their 424 00:15:25.200 --> 00:15:25.500 house. 425 00:15:25.590 --> 00:15:29.520 Sean Murray: If someone would pay you for an NFT of yourself. 426 00:15:29.580 --> 00:15:30.690 Would you make one and sell it? 427 00:15:30.690 --> 00:15:31.050 Johny Fernandez: Oh, yeah. 428 00:15:31.080 --> 00:15:31.530 Sean Murray: You would? 429 00:15:31.560 --> 00:15:31.920 Johny Fernandez: Yeah. 430 00:15:32.010 --> 00:15:35.040 Sean Murray: Okay. Is there like a certain price? What? Let's say 431 00:15:35.040 --> 00:15:37.680 someone wanted a free one. Would you would you do that? Or do 432 00:15:37.680 --> 00:15:42.090 they have to pay? They gotta pay? Yeah. Okay. All right. Good 433 00:15:42.090 --> 00:15:47.730 to know. Number 11. We've been talking about FinTech for more 434 00:15:47.730 --> 00:15:51.330 than, I don't know, two years together. You thought you knew 435 00:15:51.330 --> 00:15:54.450 what we were talking about. But you just found out that FinTech 436 00:15:54.450 --> 00:15:56.940 really is for finger technicians. 437 00:15:59.640 --> 00:16:04.770 Johny Fernandez: That's spooky. I'm like oh, crap. Finger 438 00:16:04.770 --> 00:16:05.460 technician. 439 00:16:06.990 --> 00:16:08.520 Sean Murray: What if I told you that's what we've been talking 440 00:16:08.520 --> 00:16:09.270 about the whole time? 441 00:16:09.450 --> 00:16:10.890 Johny Fernandez: Then I've been doing a bad job. 442 00:16:10.920 --> 00:16:11.820 Sean Murray: You've been doing a bad job? 443 00:16:11.820 --> 00:16:13.080 Johny Fernandez: A bad job. 444 00:16:13.680 --> 00:16:17.460 Sean Murray: Number 12. Your girlfriend texted to you to say 445 00:16:17.460 --> 00:16:19.230 she's now a crypto billionaire. 446 00:16:19.410 --> 00:16:23.550 Johny Fernandez: Okay. I get excited. I'm like, hey, you 447 00:16:23.550 --> 00:16:26.550 better cash out right now. That's it. 448 00:16:26.580 --> 00:16:27.090 Sean Murray: That's it. 449 00:16:27.090 --> 00:16:27.390 Johny Fernandez: That's it. 450 00:16:27.450 --> 00:16:28.590 Sean Murray: You call her and say cash out? 451 00:16:28.590 --> 00:16:29.970 Johny Fernandez: Cash out. Hands down. 452 00:16:30.030 --> 00:16:30.450 Sean Murray: Okay. 453 00:16:30.570 --> 00:16:31.020 Johny Fernandez: Yeah. 454 00:16:31.230 --> 00:16:33.120 Sean Murray: That's not that's not spooky, that you're feeling 455 00:16:33.120 --> 00:16:34.620 confident. Okay. 456 00:16:34.620 --> 00:16:35.460 Johny Fernandez: Cash out right now. 457 00:16:35.520 --> 00:16:35.970 Sean Murray: Okay. 458 00:16:36.210 --> 00:16:36.870 Johny Fernandez: Hands down. 459 00:16:37.050 --> 00:16:37.980 Sean Murray: And share it with you. 460 00:16:38.040 --> 00:16:38.400 Johny Fernandez: Yeah. 461 00:16:38.460 --> 00:16:38.910 Sean Murray: Okay. 462 00:16:39.450 --> 00:16:41.100 Johny Fernandez: That's when we go to City Hall real quick. 463 00:16:42.420 --> 00:16:44.550 Sean Murray: Scary. Scary. Sounds like you'd be a little 464 00:16:44.550 --> 00:16:45.150 bit scared. 465 00:16:45.930 --> 00:16:46.500 Johny Fernandez: A little bit. 466 00:16:46.800 --> 00:16:50.880 Sean Murray: Number 13. The final one. You just found out 467 00:16:50.880 --> 00:16:53.100 that we're going to put you on the blockchain and make you an 468 00:16:53.100 --> 00:16:54.960 NFT permanently. 469 00:16:56.640 --> 00:16:58.590 Johny Fernandez: I'm right here. Number 11. 470 00:16:59.430 --> 00:17:00.300 Sean Murray: Are you ready for that? 471 00:17:00.300 --> 00:17:00.930 Johny Fernandez: I am ready for that. 472 00:17:00.930 --> 00:17:01.860 Sean Murray: What if we really did that? 473 00:17:01.890 --> 00:17:03.900 Johny Fernandez: I'd be very happy. Yeah. 474 00:17:03.930 --> 00:17:04.320 Sean Murray: Okay. 475 00:17:04.440 --> 00:17:05.610 Johny Fernandez: Nothing scares me in life. 476 00:17:06.210 --> 00:17:07.770 Sean Murray: A few things scare you. 477 00:17:07.800 --> 00:17:08.910 Johny Fernandez: Nothing scares me in life. 478 00:17:08.970 --> 00:17:11.070 Sean Murray: How can you say that after we just did? How can 479 00:17:11.070 --> 00:17:13.800 you say although you did your emotions did range. You you were 480 00:17:13.830 --> 00:17:18.960 you were mad. You were, you know, you were upset. Yeah. You 481 00:17:18.960 --> 00:17:23.820 were speechless at times. Yeah. What's your number one fear? 482 00:17:24.510 --> 00:17:25.410 Johny Fernandez: Cats. 483 00:17:25.890 --> 00:17:28.080 Sean Murray: Cats? Yeah. What it's about cats? 484 00:17:28.080 --> 00:17:28.769 Johny Fernandez: House full of cats. 485 00:17:28.800 --> 00:17:29.640 Sean Murray: A house full of them? 486 00:17:29.670 --> 00:17:29.970 Johny Fernandez: Yeah. 487 00:17:30.000 --> 00:17:31.710 Sean Murray: Is this like you're like number one nightmare. Like 488 00:17:31.710 --> 00:17:34.710 you wake up? I like how you went right to that you didn't even 489 00:17:34.710 --> 00:17:35.340 think about it. 490 00:17:35.340 --> 00:17:36.960 Johny Fernandez: Cause that's always my fear. A house full of 491 00:17:36.960 --> 00:17:38.370 cats. Forget about it. 492 00:17:38.370 --> 00:17:41.010 Sean Murray: Most people say like spiders. Cats. 493 00:17:41.460 --> 00:17:43.320 Johny Fernandez: My girlfriend wants to get one we're still 494 00:17:43.320 --> 00:17:43.530 like. 495 00:17:43.950 --> 00:17:45.180 Sean Murray: One cat is terrifying? 496 00:17:45.630 --> 00:17:47.220 Johny Fernandez: You just never know when they're gonna attack 497 00:17:47.220 --> 00:17:50.370 you. You never know. Like, they I feel like they're like 498 00:17:51.000 --> 00:17:58.200 backstabbers. He just never know. Doctor, okay. Cats. No. 499 00:17:58.260 --> 00:17:58.980 Sean Murray: No cats. 500 00:17:58.980 --> 00:17:59.490 Johny Fernandez: No cats. 501 00:17:59.520 --> 00:17:59.910 Sean Murray: Okay. 502 00:18:00.120 --> 00:18:01.680 Johny Fernandez: They turn on their owners all the time. 503 00:18:02.700 --> 00:18:04.320 Sean Murray: Alright, so now we know now we know your worst 504 00:18:04.320 --> 00:18:07.800 fears. That's that's all we have for today is Halloween 505 00:18:07.800 --> 00:18:12.030 broadcast, we may in fact, turn Johny into a real NFT. So stay 506 00:18:12.030 --> 00:18:14.880 tuned for that. We're not going to let this opportunity go to 507 00:18:14.880 --> 00:18:17.460 waste, especially since we know how you feel about NFT's in 508 00:18:17.460 --> 00:18:22.080 general. But on that note, thank you for tuning in. Go out there 509 00:18:22.080 --> 00:18:25.920 and register for Broker Fair. Go to brokerfair.org Tickets are 510 00:18:25.920 --> 00:18:28.830 selling fast now. We're selling tickets literally every single 511 00:18:28.830 --> 00:18:32.970 day in large quantities. So don't wait to the last minute. I 512 00:18:32.970 --> 00:18:34.920 don't know exactly how many people we'll end up having at 513 00:18:34.920 --> 00:18:37.800 the very end of it. But we have allocation for a lot. We have a 514 00:18:37.800 --> 00:18:41.100 lot of room. And we're hearing very good things about in person 515 00:18:41.100 --> 00:18:43.290 networking right now. People are very excited to do it. There has 516 00:18:43.290 --> 00:18:46.230 been some events out there happening in other places. And 517 00:18:46.230 --> 00:18:48.900 energy has been good. The networking has been good. And 518 00:18:48.900 --> 00:18:52.290 that's making us feel good. And as our attendees are who are 519 00:18:52.290 --> 00:18:55.050 already registered or giving us great feedback about how excited 520 00:18:55.050 --> 00:18:57.810 they are. So we hope to see you at Broker Fair 2021 521 00:18:58.140 --> 00:19:00.210 Johny Fernandez: All right and from all of us here in Brooklyn. 522 00:19:00.660 --> 00:19:01.830 I'm Johny Fernandez. 523 00:19:01.860 --> 00:19:04.200 Sean Murray: I'm Sean Murray, looking totally looking totally 524 00:19:04.200 --> 00:19:05.370 normal on a regular day. 525 00:19:05.550 --> 00:19:09.870 Johny Fernandez: Exactly. I'm an NFT, see you guys soon. See you 526 00:19:09.870 --> 00:19:10.980 guys later. Have a good one.