1 00:00:00,660 --> 00:00:02,550 Johny Fernandez: What is a direct lender? 2 00:00:03,600 --> 00:00:07,890 Sean Murray: A direct lender is the lender, the actual lender. 3 00:00:08,100 --> 00:00:11,610 The reason that we have the term direct in there is because there 4 00:00:11,610 --> 00:00:17,580 are a lot of folks out there who may kind of misrepresent their 5 00:00:17,580 --> 00:00:21,120 position, you know, or the status in the financing process. 6 00:00:21,120 --> 00:00:23,370 And they say, well, we're the lender, but they may not be the 7 00:00:23,370 --> 00:00:26,760 wonder. They might be the broker who's trying to convince 8 00:00:26,760 --> 00:00:29,400 somebody that they're the lender. And because that's been 9 00:00:29,400 --> 00:00:34,380 so common. It's been important to for certain companies to 10 00:00:34,710 --> 00:00:38,820 clarify that, hey, we are the direct lender. We're not the 11 00:00:38,820 --> 00:00:41,520 brokers pretending to be the lender. We're not only just the 12 00:00:41,520 --> 00:00:44,490 lender, we're the direct lender. It's coming directly from us.