00:04.710 --> 00:06.660 Vlad Sherbatov: There is a big difference between seeing those 00:06.660 --> 00:10.230 gaps and also taking that plunge into the entrepreneurial 00:10.230 --> 00:14.940 lifestyle. And that is something that not everybody is willing to 00:14.940 --> 00:19.920 do. And talk about this and talk about your life as an 00:19.950 --> 00:23.250 entrepreneur, did you always have that desire? Or is it just 00:23.250 --> 00:27.090 something that you got inspired into throughout your life? How 00:27.090 --> 00:28.860 did you end up doing this? 00:29.489 --> 00:33.037 Unknown: Yeah, that's a good question. It's definitely not 00:33.109 --> 00:37.526 something I like necessarily was pursuing since graduating or 00:37.599 --> 00:41.437 even earlier, which I know is the case with that some 00:41.509 --> 00:45.999 entrepreneurs. But what I came to observe throughout my career 00:46.071 --> 00:50.343 and working with big companies is that one thing I did want 00:50.416 --> 00:54.978 from my career was working for an organization that was focused 00:55.050 --> 00:59.178 on growth. Because I think that's where you learned so so 00:59.250 --> 01:03.740 much, because you're trying to move quickly, and you're trying 01:03.812 --> 01:08.229 to get new customers and that and to do that you need to find 01:08.302 --> 01:12.646 kind of innovative, and ideas that haven't been done before. 01:12.719 --> 01:17.208 And then when my co founder kind of came to me with this idea, 01:17.281 --> 01:21.626 and said, you know what the Canadian market is behind. We've 01:21.698 --> 01:26.043 seen some of this innovation happening in other markets like 01:26.115 --> 01:30.605 this is the time to do it. And let's I think there's a big gap 01:30.677 --> 01:34.732 and kind of how slow the industry is moving to meet some 01:34.805 --> 01:38.208 of these new customer expectations. And there's 01:38.281 --> 01:42.843 probably a place for us to play a big role here. I was I jumped 01:42.915 --> 01:43.350 on it. 01:43.620 --> 01:45.990 Vlad Sherbatov: Don't forget to subscribe to the Smarter Loans 01:46.041 --> 01:49.287 YouTube channel for more videos that will help you make smarter 01:49.339 --> 01:50.370 financial decisions.