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As far as being in the Canadian
market about four years, and

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it's very similar to the United
States market where small

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business owners coast-to-coast,
they do need financing help,

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they just don't know where to
turn.

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I think our industry, small
business lending online is

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really about convenience and
efficiency for borrowers who

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don't have much time looking for
a loan. Well with us we'll take

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about 24 hours to 48 hours.

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Well, the Canadian consumer is
hungry for more options. They're

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looking for new innovative
solutions that can help them

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with their business financing,
as well as on the personal side.

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So to me, it's not surprising
that now that there are so many

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more companies out there
offering such innovative

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products that the Canadian
market is gravitating towards

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it, and it's on the rise here.

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It's been around for more than
10 years. But believe it or not,

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it's early days, 10 years ago,
FinTech was still fax machines

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and so we think now is like the
future and everything has been

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done. But it's really just the
beginning.

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I think it's a market that's in
its infancy, compared to the US

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it's getting more structure,
more lenders are opening shop

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and the consumers through
different platforms, like

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Smarter Loans, for example, are
helping you get a better

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understanding of the options
available to small business

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owners in terms of funding

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It's something different. When
you walk into a bank, you're

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obviously dealing with a person,
you're dealing with documents

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that need to be hand signed and
notarized. When business owners

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work with us. It's all over the
phone and via email.

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Canadians are really warming up
to the idea of alternative

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lending. What we're trying to do
is raise awareness about some of

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the great companies and some of
the innovative products that are

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available to them through our
platform Smarter Loans,

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As far as the entire market.
It's growing day by day, week by

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week. It's not as fast paced as
it is in the States, just due to

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the population. But overall,
we're helping business owners

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day to day, and I can only see
the market getting obviously

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clearer. But with technology on
the rise, there's going to be

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some really cool things
happening that allow business

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owners either in the morning
before they go to work or late

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at night, apply for financing
and receive the funding they

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need.

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There are a lot of similarities
between here and the United

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States. The growth has been very
similar, but at the same time,

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there's a lot of untapped
potential in Canada. And I think

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that there are marketing tactics
and strategies that can be

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applied here to really unlock
even a ton more growth than what

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has already been done.