1 00:00:00.025 --> 00:00:02.205 And welcome back to the B2B Finance Expo. 2 00:00:02.205 --> 00:00:03.965 We've been talking to different people about their 3 00:00:03.965 --> 00:00:06.085 experience here today and yesterday, 4 00:00:06.465 --> 00:00:08.445 and I'm here with the man I have been waiting for 5 00:00:09.105 --> 00:00:10.285 for most of the day to day. 6 00:00:10.365 --> 00:00:12.605 I finally tracked him down. Like I said, I was. 7 00:00:13.075 --> 00:00:15.045 Ryan, thank you for joining us. Absolutely. 8 00:00:15.135 --> 00:00:16.365 Great to be here, Ryan. 9 00:00:16.545 --> 00:00:18.125 So for those that don't know you, 10 00:00:18.145 --> 00:00:20.325 please introduce yourself and the company that you're 11 00:00:20.675 --> 00:00:21.675 Sure. I mean, I hope most 12 00:00:21.675 --> 00:00:22.365 people know 13 00:00:22.365 --> 00:00:23.885 me, uh, but I'm Ryan Campbell. 14 00:00:23.985 --> 00:00:25.285 I'm the CEO of Money Thumb. 15 00:00:25.695 --> 00:00:28.805 Money Thumb is a workflow automation tool for most 16 00:00:28.805 --> 00:00:30.045 of the funders in this room. 17 00:00:30.755 --> 00:00:34.045 What we do is we convert PDF bank statements, applications, 18 00:00:34.585 --> 00:00:37.725 and other document types into an underwriting scorecard, 19 00:00:38.345 --> 00:00:40.925 and so people can make faster underwriting decisions. 20 00:00:41.385 --> 00:00:44.165 We provide a lot of workflow options beyond that, 21 00:00:44.825 --> 00:00:47.525 and we've been, shoot, we've been coming to this conference 22 00:00:47.625 --> 00:00:51.485 for, I, I think it's probably six, seven years now. 23 00:00:51.595 --> 00:00:53.245 It's been instrumental in our success. 24 00:00:53.745 --> 00:00:56.525 So let's talk about coming to these conferences. 25 00:00:57.035 --> 00:00:59.525 This environment is changing, there's a lot of new people, 26 00:00:59.705 --> 00:01:01.245 new technology, new everything. 27 00:01:02.155 --> 00:01:04.045 What would you say is your key takeaway? 28 00:01:04.875 --> 00:01:08.485 Well, we're watching the industry mature in real time, 29 00:01:08.785 --> 00:01:12.245 and that is when you would come to the conferences. 30 00:01:12.255 --> 00:01:15.525 Years ago it was more cottage industry. 31 00:01:15.715 --> 00:01:17.685 It's now becoming institutionalized 32 00:01:17.745 --> 00:01:20.965 and you see all of the funders in here are ones 33 00:01:20.965 --> 00:01:23.525 that care about standardizing practices. 34 00:01:23.525 --> 00:01:27.925 They care about the industry becoming a brand name across, 35 00:01:28.105 --> 00:01:29.645 across all types of lending types. 36 00:01:29.705 --> 00:01:32.845 So we're grateful for the opportunity 37 00:01:32.845 --> 00:01:35.165 to be involved in the growth of the industry here. 38 00:01:35.705 --> 00:01:39.725 So your key takeaway personally, as someone that is a CEO 39 00:01:39.945 --> 00:01:43.125 of your company, what's, uh, on a professional level, 40 00:01:43.125 --> 00:01:44.125 what is the key takeaway 41 00:01:44.125 --> 00:01:45.645 that you've gotten so far from today? 42 00:01:46.825 --> 00:01:47.965 Oh, shoot. You know, I wish I got 43 00:01:47.965 --> 00:01:49.805 to spend more time in the actual conferences, 44 00:01:50.225 --> 00:01:53.485 but the attendees here have been fantastic. 45 00:01:54.065 --> 00:01:56.925 It really has. People are engaged and ready to do business. 46 00:01:57.065 --> 00:02:00.165 So we, we have countless leads to follow up on, 47 00:02:00.305 --> 00:02:04.085 but really the takeaway is just the industry maturing 48 00:02:04.225 --> 00:02:07.845 and it's so nice to see, it's so nice to see it's all 49 00:02:07.865 --> 00:02:09.845 of our clients getting bigger and bigger 50 00:02:09.865 --> 00:02:11.765 and more institutional type funding. 51 00:02:12.505 --> 00:02:15.165 So technology's a big key player right now. 52 00:02:15.425 --> 00:02:17.725 You guys have a very specific niche product. 53 00:02:18.305 --> 00:02:21.685 Uh, keeping up with the newest technology with AI, 54 00:02:21.715 --> 00:02:24.885 with everything that's going on can be overwhelming, so. 55 00:02:24.955 --> 00:02:26.525 Sure. What piece of advice would you have 56 00:02:26.525 --> 00:02:28.845 to someone watching this that is overwhelming with, 57 00:02:29.105 --> 00:02:30.885 you know, they don't know to call you guys, 58 00:02:30.885 --> 00:02:32.085 they don't know if they can do it by themselves, 59 00:02:32.085 --> 00:02:34.285 they don't know they, like, they can automate using chat. 60 00:02:34.315 --> 00:02:35.485 Like there's so much out there. 61 00:02:35.585 --> 00:02:36.965 So what would you say to that client? 62 00:02:37.275 --> 00:02:39.605 Sure. So I mean, it's, it's all about finding a good 63 00:02:39.605 --> 00:02:41.605 partner and taking baby steps in. 64 00:02:41.665 --> 00:02:43.285 If you try to do too much at once, 65 00:02:43.875 --> 00:02:45.285 it's a recipe for disaster. 66 00:02:45.585 --> 00:02:47.965 So I really think you look at the top of your funnel, 67 00:02:48.625 --> 00:02:51.445 if the top of your funnel is analyzing bank statements, 68 00:02:51.755 --> 00:02:53.845 then you wanna reach out to a company like ours 69 00:02:53.845 --> 00:02:57.445 because we can take what you are putting bodies on 70 00:02:57.665 --> 00:02:58.845 and automate the process. 71 00:02:59.415 --> 00:03:01.125 We're not looking to replace those bodies, 72 00:03:01.705 --> 00:03:04.365 but we're giving them a standardized format in which 73 00:03:05.025 --> 00:03:06.525 to break down statements with. 74 00:03:07.185 --> 00:03:08.845 If the top of your funnel is something else, 75 00:03:09.475 --> 00:03:11.125 then you reach out to a provider of that. 76 00:03:11.225 --> 00:03:12.925 But it's really baby steps. 77 00:03:13.025 --> 00:03:14.325 If you take incremental steps, 78 00:03:14.745 --> 00:03:16.965 you're gonna know significant growth for your company. 79 00:03:17.745 --> 00:03:19.285 And then last question, so for someone 80 00:03:19.285 --> 00:03:22.125 that's watching this that's never been to the B2B Expo 81 00:03:22.625 --> 00:03:25.485 or any of the banked events, what would you say, 82 00:03:26.465 --> 00:03:28.125 why would you say it's important for their business 83 00:03:28.265 --> 00:03:30.205 and what has an experience like this done 84 00:03:30.205 --> 00:03:31.365 for your business personally? 85 00:03:31.635 --> 00:03:34.965 Sure. I mean, just on a personal note, when we first came 86 00:03:35.025 --> 00:03:36.405 to the show, uh, 87 00:03:36.505 --> 00:03:39.365 and you've probably seen, uh, big don ca the captain 88 00:03:39.385 --> 00:03:40.805 who wa who's walking around here, 89 00:03:41.465 --> 00:03:43.325 Uh, We would be, 90 00:03:43.425 --> 00:03:45.365 we would get asked, how big is your company? 91 00:03:45.385 --> 00:03:46.885 And I would say, well, you're looking at 92 00:03:46.885 --> 00:03:48.085 40% of 'em right now. 93 00:03:48.455 --> 00:03:49.685 Right? And so it was just the two 94 00:03:49.685 --> 00:03:50.965 of us who were running sales. 95 00:03:51.625 --> 00:03:55.365 Uh, fast forward now, oh shoot, at least six years. 96 00:03:55.485 --> 00:03:57.285 I can't remember when we first started coming here. 97 00:03:58.025 --> 00:04:00.045 And we've been through, you know, 98 00:04:00.045 --> 00:04:01.245 our company's grown significantly. 99 00:04:01.245 --> 00:04:04.005 Revenue has gone up and up every year. 100 00:04:04.785 --> 00:04:06.725 And just last year we were purchased 101 00:04:06.745 --> 00:04:08.125 by private equity firms. 102 00:04:08.345 --> 00:04:12.325 So that type of growth is not possible without these events. 103 00:04:12.545 --> 00:04:16.565 So I would say for anybody looking to either get into, 104 00:04:16.635 --> 00:04:20.325 into the industry they need to be at, at this conference, 105 00:04:20.555 --> 00:04:22.965 it's been instrumental in our growth as a company. 106 00:04:23.355 --> 00:04:25.405 Awesome. Well, Ryan, thank you so much for your time 107 00:04:25.405 --> 00:04:26.485 and I'm very really grateful. 108 00:04:27.065 --> 00:04:28.485 You know, you said something really interesting I think 109 00:04:28.485 --> 00:04:30.085 people need to know is that going 110 00:04:30.085 --> 00:04:31.645 to an event like this isn't a waste of time 111 00:04:31.645 --> 00:04:34.085 because it can make you guys elevate you 112 00:04:34.085 --> 00:04:36.165 to the next level as time goes on. 113 00:04:36.305 --> 00:04:38.125 So I think that's something that's very interesting. 114 00:04:38.605 --> 00:04:40.325 Absolutely. And again, we're gonna have much more from 115 00:04:40.325 --> 00:04:43.125 different people, from different leaders across the industry 116 00:04:43.145 --> 00:04:45.685 and their experience here at the B2B Finance X 117 00:04:45.685 --> 00:04:46.765 but's something you're not gonna wanna miss. 118 00:04:47.065 --> 00:04:47.765 So just stay tuned.