1 00:00:00.275 --> 00:00:02.885 Welcome to the 2025 D Bank Connect in Miami. 2 00:00:03.265 --> 00:00:05.685 I'm now joined with Nina Toko from Clover Data. 3 00:00:05.865 --> 00:00:07.005 How are you? I'm good. How 4 00:00:07.005 --> 00:00:08.005 Are you? We brought it 5 00:00:08.005 --> 00:00:09.405 to Miami. You're home, right? 6 00:00:09.645 --> 00:00:10.645 I know. I'm so excited. 7 00:00:10.705 --> 00:00:12.445 Yes, we're It's right in our backyard, 8 00:00:12.585 --> 00:00:13.805 so we're actually in Boca. 9 00:00:14.295 --> 00:00:16.805 Close enough. I'm In, yeah. 45 minute drive. How 10 00:00:16.805 --> 00:00:18.805 Are things been going so far this year for Clover? 11 00:00:18.875 --> 00:00:22.365 It's been amazing. Business is booming. We're so grateful. 12 00:00:22.625 --> 00:00:24.685 And, um, Kevin, my CEO, 13 00:00:24.685 --> 00:00:26.325 he's actually speaking today at the lead panel, 14 00:00:26.345 --> 00:00:27.525 so we're really excited for that. 15 00:00:28.225 --> 00:00:30.405 And yeah, just 2025 has been great. 16 00:00:31.075 --> 00:00:32.685 What are you seeing happening in the, 17 00:00:32.705 --> 00:00:33.765 in the industry for this year? 18 00:00:35.035 --> 00:00:38.725 Marketing has increased massively. 19 00:00:38.985 --> 00:00:40.445 I'm actually on the marketing side of things, 20 00:00:40.465 --> 00:00:43.285 so I just really see the benefit and impact it has. 21 00:00:43.865 --> 00:00:44.965 Um, with our, 22 00:00:45.445 --> 00:00:47.645 specifically our marketing platform called efi. 23 00:00:48.205 --> 00:00:50.605 I do a lot of internal client work daily, so 24 00:00:51.155 --> 00:00:53.005 it's really crucial to be hitting, you know, 25 00:00:53.005 --> 00:00:56.845 these leads in every way possible, um, on a daily basis. 26 00:00:57.065 --> 00:00:58.565 So, and coming to something like this 27 00:00:58.665 --> 00:00:59.845 always helps marketing. 28 00:01:00.325 --> 00:01:02.725 Absolutely, it does. And just putting a face to a name 29 00:01:02.785 --> 00:01:04.045 and getting to really talk to 30 00:01:04.045 --> 00:01:06.685 that person on a personal level goes a long way 31 00:01:06.955 --> 00:01:07.955 Without a doubt. And in 32 00:01:07.955 --> 00:01:09.885 today's world, everything is so remote. 33 00:01:09.885 --> 00:01:11.085 It's nice when we can finally see 34 00:01:11.085 --> 00:01:12.165 each other and be in person. 35 00:01:12.725 --> 00:01:16.885 Absolutely. And it's, it's just, it, it's, it, 36 00:01:16.905 --> 00:01:18.805 it like first impression is everything. 37 00:01:18.985 --> 00:01:21.045 So if you're getting to know somebody on a, you know, 38 00:01:21.285 --> 00:01:22.965 personal level, people do business with people 39 00:01:22.965 --> 00:01:25.165 who they like, so it's better in person 40 00:01:25.515 --> 00:01:26.515 Without a doubt. So 41 00:01:26.515 --> 00:01:29.045 what can we expect from you? Are CEO's panel today? 42 00:01:29.905 --> 00:01:32.125 Lot of, he's just a knowledgeable man. 43 00:01:32.305 --> 00:01:35.485 He knows the inside, like inside and out of leads. 44 00:01:35.635 --> 00:01:37.045 He's been doing it for over 20 years. 45 00:01:37.595 --> 00:01:40.445 He's just so inspirational and really motivating. 46 00:01:40.505 --> 00:01:42.045 So you gotta make it there at two 15. 47 00:01:42.725 --> 00:01:43.565 I can't wait to see it. 48 00:01:43.565 --> 00:01:45.165 Thank you for spending some time with me. Thank 49 00:01:45.165 --> 00:01:46.645 You so much for having me. It was great meeting you. 50 00:01:46.985 --> 00:01:49.445 And there's still more to come from Miami. Awesome.