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Hey everyone.

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Alison Berger here.

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I'm at the B2B Finance Expo in Las Vegas.

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I'm now joined with Ryan Altick from Bayview Funding. Hi.

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Hi. Tell me about Bayview.

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Yeah, Bayview funding is an invoice factor.

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So what we do is we purchase, uh, accounts receivable

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for small businesses, typically B2B companies

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that invoice their customers on credit terms.

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Uh, we allow them to get access to

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that cash flow a lot sooner than waiting

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for those payments to come in.

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And what type of spa businesses are coming to you?

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Yeah, so we're pretty industry agnostic,

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but we work with a lot of manufacturers.

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The trucking industry pretty big for factoring, uh,

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staffing I'd say.

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And then like wholesale food distributors.

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Pretty good industries refactoring.

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Yeah, that sounds it. I mean,

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you can get fed at the same time. Yeah,

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Absolutely. That's a good point.

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So how's the year been going for you so far?

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The year's been going pretty well.

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I actually joined, uh, Bayview earlier this year in April.

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Prior to that, um, I actually came from the MCA industry.

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Uh, so I have a lot of contacts here at the B2B Expo

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and, you know, just building up, uh, referral partnerships.

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You know, uh, a lot of times, uh,

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brokers are focused on mca,

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but just trying to get them, you know, an opportunity

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to earn an additional source of revenue.

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And how are you convincing them? Well,

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I think, uh, you know, a lot that I've had relationships

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with previously know I work hard for them.

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You know, they see the value of factoring

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that it can provide for small businesses.

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So it's an easy sell.

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It sounds, it. How do you see

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the rest of the year going for you?

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I think it's gonna be pretty good.

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You know, we have the, uh, the election coming up,

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which would be interesting.

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But, you know, small businesses always need access

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to capital and, you know, that's something we can provide.

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So, you know, we're really ramping things up

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and I think it'll be pretty good.

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How do you see the election affecting things?

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We'll see, uh, I'm not entirely sure.

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You know, I, I think that once that settles down, you know,

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businesses will, uh, you know, still be eager to spend

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and, you know, get back to their normal day to day.

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A little bit of a holding pattern at the moment.

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But, um, I think it'll be okay if I

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Do. I think it'll be okay

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too. Yeah, absolutely.

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Look, thank you for spending some time with me, Brian.

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Thank you. Appreciate it. And there's more

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to come from the B2B Finance Expo.